AI-led underwriting is the missing link in India’s MSME credit storyIndia’s MSME credit gap sits at Rs 25-30 lakh crore. Of the 87 million registered MSMEs, only 36 million have ever taken a formal loan.
25 Jul, 2026, 10.38 AM IST
Govt mandates TReDS for CPSE-MSME payments to tackle delayed duesCentral Public Sector Enterprises must now use TReDS for MSME supplier transactions. This move aims to resolve delayed payment issues for s...
10 Jul, 2026, 09.01 PM IST
Global headwinds, resilient MSMEs: India’s ECLGS 5.0 responseThe real significance of ECLGS 5.0 lies not merely in the credit it provides but in what the credit protects.
10 Jul, 2026, 11.09 AM IST
Beyond refunds: Why GST 2.0 is a growth enabler for MSME exportersLiquidity alone won’t close the credit gap that most Indian MSME exporters face. This is where GST 2.0 has its most underappreciated impact...
01 Jul, 2026, 12.52 PM IST
MSMEs and GST@9: Journey so far and next phase of reformsFor India Inc., including MSMEs, the focus appears to have shifted from stabilisation to optimisation, as confidence grows on account of di...
27 Jun, 2026, 10.48 AM IST
India’s MSMEs are no longer digitising for compliance alone: Tally’s Tejas GoenkaAs MSMEs accelerate their digital transformation journey, technology is becoming central to growth, efficiency, and resilience. Tejas Goenk...
18 Jun, 2026, 10.02 AM IST
80% of Indian small businesses grew in 2025, surpassing Asia-Pacific average of 63%: CPA Australia SurveyRising costs remained the main challenge for such businesses in 2025, says the survey.
04 Jun, 2026, 11.48 AM IST
No Santa for exporters this Christmas: Iran war disrupts supply chains, stretches transit times to 60 days, threatens marginsIndian exporters say longer shipping routes, rising input costs, and delayed payment cycles are squeezing margins and putting pressure on d...
03 Jun, 2026, 11.14 AM IST
Small businesses record strongest growth since Covid despite rising cost pressures: ReportDespite strong confidence, rising costs, particularly for materials, remain a significant challenge. Younger entrepreneurs are driving tran...
28 May, 2026, 03.34 PM IST
CaptainBiz launches “Bill2Pay” to help MSMEs accelerate and track payments from Bill to BankThe feature enables MSMEs to generate and share secure payment links, ensuring seamless payment collection and real-time tracking.
09 May, 2025, 02.38 PM IST
RBI proposes to expand scope of TReDS to improve cash flows for MSMEsThe Reserve Bank introduced TReDS in 2014 to facilitate financials of trade receivables of the MSMEs.
09 Feb, 2023, 10.45 AM IST
Lockdown dries up companies’ cash flowsCompanies use working capital for their day-to-day expenses.
04 May, 2020, 09.27 AM IST
Getting a loan? Your business should be attractive to financeWith the introduction of the Goods and Services Tax (GST) in 2017, banks have found another way to get a view of a business’s financial dea...
07 Mar, 2020, 10.39 AM IST
Getting your small business investment readyCapital providers undertake rigorous assessments of the business to ensure that their investment is protected.
01 May, 2017, 11.32 AM IST
Credit scores to help MSMEs tap bank fundsKeeping the credit score of MSMEs will help banks keep defaults at a minimum.
18 Apr, 2017, 11.47 AM IST
More cash flow for MSMEsIndia's corporate tax rate, at 34.6% with cess and surcharge, is steep compared with the global average.
02 Feb, 2017, 09.52 AM IST
Banks still wary of lending to small companies on risk perceptionAssessment of risk, lack of access and volatile cash flows of prospective borrowers are keeping banks away from lending to the sector.
10 Dec, 2012, 05.30 AM IST