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EMIS IN RETIREMENT
Why getting a SWP death claim is not that simple for surviving spouses and why Sebi must ensure strict adherenceIt is often witnessed that the aggression of marketing executives in AMCs to onboard an investor is not reciprocated while settling death c...
If FIIs return, they tend to see it first. 15 stocks from financial services ecosystem, with upside potential as low as 3% to as high as 28%Financial services is where FIIs go when they turn positive on India. History shows us that much of the money goes to banks, and the wider ...
Is your home loan ruling your life? Know the hidden cost of a big EMIMany Indians stretch finances for dream homes, but hefty home loans lead to years of uncomfortable choices. Borrowers face lifestyle compre...
Your father earned far less but built more wealth. Bengaluru CA explains how they turned their money into assetsMany high earners today struggle to build wealth, despite significantly higher incomes than previous generations. Chartered accountant Meen...
Home loan insurance: Protecting the dream home without paying more than you need toHome loan insurance is emerging as an important financial safeguard for Indian homebuyers, helping families manage outstanding loan liabili...
Failed IIT-JEE, weighed 110 kg, felt like a disappointment. Five years later, he bought his dad a Rs 55 lakh BMW, Ankur Warikoo shares the storyAnkur Warikoo shared Shaurya Shikhar's journey from IIT-JEE rejection and self-doubt to a seven-figure income and a BMW gift for his father...
'Income Rs 1.7 lakh per month, savings just Rs 2,250': Couple say they are living paycheck to paycheck, mentally exhaustedA young Indian couple earning a combined ₹1.7 lakh monthly faces financial strain. High loan EMIs, including a ₹70,000 personal loan, leave...
Bengaluru couple earning Rs 70 lakh per year are living paycheck to paycheck. Investor reveals why: 'They are not bad with money...'A high-earning Bengaluru couple, earning Rs 70 lakh annually, is living paycheck to paycheck due to the city's high cost of living. Their s...
‘Your parents had pensions. You probably won’t’: CA warns millennials and Gen Z about delaying investmentsYoung earners today face a stark reality. Unlike their parents, they likely won't have pensions. With longer life expectancies, saving for ...
Should you use retirement corpus to pay off home loan?If your corpus is adequate after paying off loans, then it is better to be debt free.
Family finance: How Reddy should invest his idle surplus, secure risksFinancial Planner Pankaaj Maalde suggests that Reddy first repay his Rs 5 lakh loan after selling land worth Rs 10 lakh. The remaining amou...
Family finance: Kumars need to stagger some of their money goals till income increasesHis goals include building an emergency corpus, saving for his children’s (including another child in future) education and weddings, and r...
How should I pay off my debt and save for retirement?You can invest monies in liquid funds or a fixed deposit. Once the loan is paid off and an emergency fund created, invest the Rs 1 lakh per...
Young earners should not be forced to save for the long term. Here's whyWhile it is nice to ask young earners to save for retirement, implementation is cruel. Early days of life are for the joys that money can b...
Should one prepay home loan when nearing retirement?One must consider the impact of the decision to pay off all debts with retirement corpus on one's retirement income.
10 golden rules of travelling to make the most of your holiday at reasonable costIf travel is your primary agenda after retirement, take the time to learn the essential skills before you embark on that holiday of a lifet...
Start saving early if you want financial freedom: ViewIf you dream of financial freedom at an early age, the only way to realise it is by starting to save as soon as you start earning.