Gilt funds are recommended for aggressive debt investors expecting RBI rate cuts. These funds offer potential double-digit returns when int...

Bankers are closely watching monsoon rains and their impact on rural credit. Uneven rainfall poses inflation risks for summer crops and rur...

Banks' leverage on FCNR(B) deposits could pressure profit margins. Overseas interest rates are lower, and lending spreads remain thin. This...

Broadly speaking, both private and PSU banks are impacted by what happens to the economy. There might be some difference because of the foc...

Private banks collected over Rs 4,900 crore from account holders for minimum balance failures. Public sector banks also gathered Rs 2,100 c...

India's economy shows strong macroeconomic fundamentals and a resilient financial system. Robust domestic demand and healthy corporate bala...

Senior citizens can earn up to 7.75% p.a. on Bajaj Finance fixed deposits. An online calculator helps estimate maturity amounts for retirem...

Corporate bond funds offer relatively safe debt investment options for near-term goals. These schemes invest in highly-rated company papers...

The government has no current proposal for a one-time loan waiver for farmers. The Reserve Bank of India offers financial restructuring opt...

Banking and PSU debt funds offer relatively safe investment options for a few years. These schemes invest in government-backed entities, re...

Our credit cost was 2.13% of loans including the microfinance portfolio, against a guidance of 2.10%. This year, encouraged by seeing our c...

First Abu Dhabi Bank is offering up to $1.5 billion in financing to non-resident Indians investing in India's foreign-currency deposit sche...

Private bank stocks present a thematic investment opportunity with reasonable valuations. These banks are showing improved margins and stro...

We live in a world where one statement or one missile can cause crude oil prices to spike. In such times, expecting rational behaviour in t...

A noticeable gap between credit and deposit growth is troubling the banking landscape. Consumers are shifting their savings from traditiona...

Tamil Nadu aims to facilitate education loans for over one lakh students by 2026-27. The state government is committed to ensuring no stude...

Banks face challenges extending collateral-free loans up to twenty lakh rupees. Some accounts are not covered by the government guarantee s...