‘The biggest psychological comfort zone’: CA on why your FD may be quietly hurting your wealthCA Nitin Kaushik explains why Fixed Deposits, despite offering guaranteed returns, may not always build long-term wealth. He compares Rs 1....
20 Sep, 2026, 08.54 AM IST
Rs 40 lakh home loan: The EMI looks cheaper at 30 years, but there’s a costly catch, warns CACA Nitin Kaushik explained how home loan tenure can dramatically affect total interest. On a Rs 40 lakh loan at 9%, a 10-year tenure means ...
18 Sep, 2026, 10.55 AM IST
3 sources of bad financial advice: CA warns Indians to be careful about who they trust with their money; one may be sitting at homeA Chartered Accountant has highlighted a common problem that can affect how Indians make decisions about their money. Financial advice can ...
17 Sep, 2026, 11.56 PM IST
‘Your money doesn’t need more people telling you where to invest’: CA’s warns against 3 sources of adviceCA Nitin Kaushik warned Indians about three common sources of potentially poor financial advice: relatives, relationship managers and peopl...
17 Sep, 2026, 10.11 AM IST
Gurgaon couple earning Rs 3 lakh a month said no to a Rs 2 crore flat: CA explains the financial reasonA Gurgaon couple earning Rs 3 lakh monthly decided against buying a Rs 2 crore flat after calculating the financial burden of a Rs 1.5 lakh...
14 Sep, 2026, 07.36 AM IST
Couple earning Rs 3 lakh per month reject Rs 1.5 lakh EMI: How they avoided a home loan trap, CA explains the mathA Gurgaon couple earning Rs 3 lakh a month decided against buying a Rs 2 crore home that would have required an EMI of around Rs 1.5 lakh. ...
13 Sep, 2026, 11.57 PM IST
How is Gen Z affording iPhones, cafés and weekend plans on Rs 30,000-50,000? CA explains the uncomfortable truthCA Nitin Kaushik explains why Gen Z’s expensive-looking lifestyle does not necessarily indicate higher wealth. iPhones, branded sneakers, c...
11 Sep, 2026, 09.42 AM IST
Salary jumped from Rs 50,000 to Rs 1.5 lakh? CA warns you may be upgrading the wrong things and falling into a wealth trapCA Nitin Kaushik warns that a higher salary does not automatically create wealth if expenses rise alongside income. He advises upgrading fi...
10 Sep, 2026, 04.12 PM IST
You don’t need a Rs 2 lakh salary to be financially stable: CA shares important money habits that matter more than how much you earnCA Nitin Kaushik shared eight money habits that can help people build financial stability without earning a huge salary. He recommends trac...
10 Sep, 2026, 07.27 AM IST
'Rs 15 lakh car is not really a Rs 15 lakh decision': CA shares a financial checklist most buyers skipCA Nitin Kaushik says buying a car requires looking beyond the sticker price and EMI. Buyers should calculate the on-road cost, down paymen...
09 Sep, 2026, 06.55 AM IST
Everyone notices a Rs 20 lakh car, but almost nobody notices this: CA shares a brutal money lessonCA Nitin Kaushik highlights the contrast between spending Rs 20 lakh on a car and investing the same amount. While a car offers instant soc...
08 Sep, 2026, 09.28 AM IST
Want to build wealth? CA shares the simple Marwadi money rule behind their financial successCA Nitin Kaushik highlighted the Marwadi money rule of buying something only when you can afford it twice in cash. CA Paaras Gangwal shared...
07 Sep, 2026, 04.18 PM IST
Rs 2 lakh a month by 25 or failure? CA explains why this social media benchmark could be financially dangerousCA Nitin Kaushik questions whether earning Rs 2 lakh a month by 25 is a genuine financial goal or merely a social media benchmark. He warns...
06 Sep, 2026, 07.51 AM IST
Why can Rs 50,000 saved be better than Rs 50,000 invested during a crisis? CA explains the financial risk you may be ignoringCA Nitin Kaushik explains why an emergency fund can be more valuable than investments during a financial crisis. While Rs 50,000 remains Rs...
03 Sep, 2026, 03.34 PM IST
Invest Rs 10,000 a month at 25, and it could become crores by 65: CA explains the power of starting earlyCA Nitin Kaushik says your 20s may not be when you have the most money, but they are when you have the most time. He shared that a 25-year-...
02 Sep, 2026, 07.37 AM IST
Cutting subscriptions and eating out less won’t make you wealthy: CA shares financial advice on what to do insteadCA Nitin Kaushik says cutting expenses can help, but it has limits when it comes to building wealth. Cancelling subscriptions, eating out l...
02 Sep, 2026, 07.36 AM IST
Equity, gold, real estate or cash? CA lists 7 investment types before spending a single rupeeCA Nitin Kaushik says investors should not begin by asking where to invest. Instead, they should consider their goals, time horizon, risk c...
01 Sep, 2026, 08.31 AM IST