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No emergency fund? CA explains why your first Rs 1 lakh can be more valuable than higher returnsCA Nitin Kaushik says the first Rs 1 lakh in an emergency fund can offer more financial security than chasing higher returns. He warns that...- Women may be better investors than men. So why do they retire with less wealth? CA Nitin Kaushik explainsCA Nitin Kaushik highlighted the paradox that women may invest more wisely than men yet retire with less wealth. He attributed this to lowe...
- Income tax for senior citizens: No salary after retirement? These 7 incomes can still attract tax; know what is exemptRetirement is not synonymous with tax freedom. Your pensions, interest income, rental earnings, and capital gains may still incur taxes. It...
- Flipkart, Amazon, Meesho top list of e-commerce firms facing most complaints on NCH in 2025Flipkart and Amazon received the highest number of consumer complaints in 2025. Meesho and Myntra also featured prominently on the list of ...
- Amendments to FCRA aimed at safeguarding India’s sovereign rights: Italian-Canadian analystAn article in Italian geopolitical platform Formiche defended India’s proposed FCRA amendments, saying they are aimed at protecting soverei...
- Bengaluru CA left a Rs 28 LPA job at 26: ‘At 27, I struggled to build consistent income’. Ex-Deloitte and KPMG employee shares what building from scratch looked likeBengaluru CA Meenal Goel left her Rs 28 LPA job at 26 to build her own business. She struggled with inconsistent income at 27 before rebuil...
- Will the 70-20-10 budgeting rule keep you stuck in the middle class? CA Nitin Kaushik shares his blunt wealth-building adviceCA Nitin Kaushik argues that blindly following the 70-20-10 budgeting rule could keep young Indians “stuck in the middle class.” He says hi...
- He wanted to invest Rs 5L, she wanted to renovate the house: Bengaluru CA had her first ‘money fight’ with husband which led to a 3-hour solutionBengaluru CA Meenal Goel had her first “money fight” with her husband after 2.5 years of marriage when he wanted to invest Rs 5 lakh while ...
- CA warns how 'no-cost EMIs' is keeping Indian middle class broke: ‘If you have to borrow for 36 months, you cannot afford it’CA Nitin Kaushik warns that “no cost EMIs” can leave India’s middle class financially stretched by encouraging lifestyle upgrades through d...
- Global banks are pulling back credit cards once prized by rich IndiansSeveral offshore banks are becoming reluctant to issue or renew international credit cards for wealthy resident Indians due to India’s 180-...
- Indian middle class going 'broke' due to common spending trap: CA warns about financial habit that drains even future wealthThe Indian middle class may be facing a financial problem that is easy to miss while incomes and spending continue to rise. A CA has now po...
- ‘You aren’t building wealth’: CA Nitin Kaushik’s blunt warning about salary hikes and lifestyle upgradesCA Nitin Kaushik warns that spending every salary hike on lifestyle upgrades can keep savings stuck. He points out that young professionals...
- Bangladesh crash to heavy defeat ahead of Australia TestsBangladesh suffered a significant defeat in their warm-up match before the Test series. Young bowler Campbell Thompson took an impressive e...
- India's next crypto policy: What a balanced regulatory framework should look likeIndia currently lacks a well-defined legal framework for virtual digital assets, even though these assets are recognized for tax purposes. ...
- Salary credited, spending begins: Kerala’s 1st-of-the-month rule taught a CA a surprising finance lessonCA Arpit Jain said Kerala’s first-of-the-month dry day taught him an unexpected finance lesson about payday discipline. He recalled a clien...
- Rs 20,000 salary, Rs 3,000 savings only: Bengaluru CA walked 4 km daily instead of taking an autoAt 22, Bengaluru CA Meenal Goel earned Rs 20,000 a month and had just Rs 3,000 left after essential expenses. Instead of spending Rs 60 dai...
- Billionaires ask this before making big decisions: CA Nitin Kaushik reveals the mindset behind their wealth and what they focus onCA Nitin Kaushik says billionaires build wealth by protecting the downside before chasing profits. Their decision-making framework separate...
- Think a Rs 50,000 EMI is better than Rs 35,000 rent? CA explains the home loan trap many ignoreCA Nitin Kaushik warns that comparing a Rs 50,000 EMI with Rs 35,000 rent can hide the true cost of homeownership. A 20-year loan may cost ...
- Earn more, spend more, stay broke: CA warns against the comfortable poverty of high-income earnersCA Nitin Kaushik warns that a higher salary does not automatically create wealth. He argues that lifestyle inflation, social media comparis...
- Rs 20 lakh wedding, 500 guests and 48 hours later, nothing. Bengaluru CA warns against impressing relatives: ‘What are you actually buying?’A Bengaluru-based CA and former KPMG and Deloitte employee warned against spending Rs 20 lakh on lavish weddings to impress relatives. She ...
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