EPF claim rejection: 8 reasons EPF withdrawal claim can get rejected

There can be a mismatch in the name mentioned in the EPF records with that of what is mentioned on Aadhaar. If there is a mismatch in the name, you should submit a joint declaration for along with the claim to correct it, as per EPFO.

To avoid claim rejection, make sure that the date of birth matches in both EPFO and Aadhaar records. If there's a mismatch, you'll need to correct the date of birth in one or both of the records.

An incomplete KYC with the EPFO records can also lead to rejection of EPF claim. Before making a claim in EPF account, it is better to complete the KYC.

EPF claim may get denied if you have provided a joint bank account that is held with someone who is not your spouse. The EPFO will deposit the claim money into either an individual bank account or a joint bank account held with your spouse.

While checking bank details must check the bank account number, IFSC Code, bank name bank branch details. If there is a change in IFSC or any other detail of the bank due to merger, then the same must be updated in the EPFO records before claim is filed.

At times, employee’s date of joining and leaving the organisation is not updated or correct on the EPFO’s portal. To correct the joining date, one must approach the organisation for correction. However, EPFO allows an employee to update the exit date on their own in the EPFO portal.

Claims can be rejected if UAN is not linked with Aadhaar. Your UAN or EPF account can be linked to your Aadhaar in four different ways.

Incorrect application submitted for money withdrawal from EPF account is one of the causes of claim rejection. Thus, be sure to use the appropriate withdrawal form.