Yes Bank revises FD rates: These individuals can earn up to 8.25% fixed deposit interest rate

Yes Bank has revised fixed deposit interest rates for deposits below Rs 2 crore on certain tenures by 10 basis points (bps). After the revision, the bank offers interest rates between 3.25% to 7.75% to general citizens. For senior citizens, the bank offers 3.75% to 8.25%, according to the Yes Bank website. The revised FD rates have been effective from September 4, 2023.

Latest Yes Bank FD Rates

Yes Bank now offers a 3.25% interest rate on domestic term deposits maturing in 7 to 14 days, and Yes Bank also offers a 3.70% interest rate on domestic term deposits maturing in 15 to 45 days. Yes Bank is paying 4.10% on deposits held for 46 to 90 days and 4.75% on deposits held for 91 to 180 days.

Deposits maturing in 181 to 271 days will now earn 6.10% interest, while deposits maturing in 272 to 1 year will earn 6.35% interest. Yes Bank will give a 7.50% rate on FDs maturing in one year to less than 18 months, The bank offers highest interest rate of 7.75% on FDs maturing in 18 months to less than 36 months.


The deposits with maturities ranging from 36 to 60 months and will earn a 7.25% interest rate.

Deposits with maturities of between 60 and 120 months will fetch an interest rate of 7%.


Senior citizen FD interest rate varies between offers 3.75% to 8.25%. The highest interest rate of 8.25% is offered on tenure of 18 months to less than 24 months.

Premature withdrawal
Yes Bank charges 0.50% as penalty for FD less than equal to 181 days and 0.75% on 182 days and above. . Nil premature penalty will be applicable for Senior Citizen FD booked/renewed on and after 16th May 22. Premature FD withdrawal penalty interest will be charged for partial as well as full withdrawal.