With its latest feature, PhonePe now allows users to easily invest in daily recurring deposits via its us ...More

With its latest feature, PhonePe now allows users to easily invest in daily recurring deposits via its user-friendly app. Starting investments is as easy as contributing Rs 100 daily through UPI AutoPay. Additionally, the app simplifies the digital handling of fixed deposits, which are secured up to Rs 5 lakh under the DICGC scheme. Best of all, users can withdraw their funds whenever they choose. ...Less

Savings account interest rate: Unity Small Finance Bank has recently announced a new interest rate of 7% ...More

Savings account interest rate: Unity Small Finance Bank has recently announced a new interest rate of 7% on savings accounts, with even higher returns for amounts surpassing five lakh rupees. In addition, senior citizens can benefit from an attractive 8.50% interest on a special 501-day fixed deposit. Other small finance banks are also rolling out competitive rates. These changes took effect on August 1, 2026. ...Less

Fixed deposit interest rates: Union Bank of India, DCB Bank and Indian Bank have revised their fixed depo ...More

Fixed deposit interest rates: Union Bank of India, DCB Bank and Indian Bank have revised their fixed deposit (FD) interest rates. These revised rates are effective from early August 2026. ...Less

Senior citizens can earn up to 7.75% p.a. on Bajaj Finance fixed deposits. An online calculator helps est ...More

Senior citizens can earn up to 7.75% p.a. on Bajaj Finance fixed deposits. An online calculator helps estimate maturity amounts for retirement planning. These deposits offer additional benefits for investors aged sixty and above. The highest safety ratings ensure timely payment of interest and principal. Booking a senior citizen fixed deposit online takes under ten minutes. ...Less

Sweep-in fixed deposits and liquid funds offer better returns than savings accounts. Sweep-in FDs provide ...More

Sweep-in fixed deposits and liquid funds offer better returns than savings accounts. Sweep-in FDs provide immediate access for money needed within a week. Liquid funds become more attractive for holding periods around three months. Combining both options balances liquidity, returns, and flexibility effectively. Taxation differs, with FD interest taxed as it accrues and fund gains taxed upon redemption. ...Less

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PPFAS Mutual Fund CIO Rajeev Thakkar said the recent underperformance of Parag Parikh Flexi Cap Fund is n ...More

PPFAS Mutual Fund CIO Rajeev Thakkar said the recent underperformance of Parag Parikh Flexi Cap Fund is neither unusual nor significant. He defended its long-term strategy, lower cash allocation, and private-bank exposure, including HDFC Bank. Thakkar said market volatility creates opportunities, while the fund avoids popular themes and sees potential in IT services amid AI disruption. ...Less

HDFC Bank and ICICI Bank have raised FCNR(B) deposit rates by twenty-five basis points. This increase app ...More

HDFC Bank and ICICI Bank have raised FCNR(B) deposit rates by twenty-five basis points. This increase applies to select US dollar FCNR(B) deposit tenures, effective August 2026. The government will bear hedging costs on three to five-year FCNR(B) deposits until September 2026. ...Less

Parag Parikh Flexi Cap Fund, the largest active flexicap fund by AUM, raised its stake in HCL Technologie ...More

Parag Parikh Flexi Cap Fund, the largest active flexicap fund by AUM, raised its stake in HCL Technologies, Coal India and nine other stocks in July. It added 5.76 lakh HCL Tech shares and 10.27 lakh Coal India shares. Among the other holdings, Indraprastha Gas saw the biggest addition, with the fund buying 1.06 crore shares during the month. ...Less

New Reserve Bank of India rules will change bank deposit interest rate disclosures starting October 2026. ...More

New Reserve Bank of India rules will change bank deposit interest rate disclosures starting October 2026. Banks will gain flexibility in setting interest rates for bulk deposits of three crore rupees and above. These institutions must now publish bulk deposit rates on their websites daily by ten AM. ...Less

Investors face a choice between single and multiple fixed deposits for large sums. Splitting deposits off ...More

Investors face a choice between single and multiple fixed deposits for large sums. Splitting deposits offers better liquidity and increased insurance coverage. FD laddering allows reinvestment at prevailing interest rates for potential gains. Managing multiple FDs requires more effort and careful tracking of renewals. ...Less

Select banks offer senior citizens fixed deposit interest rates up to 8.3 percent. Jana Small Finance Ban ...More

Select banks offer senior citizens fixed deposit interest rates up to 8.3 percent. Jana Small Finance Bank provides this highest rate for a three-year term. TDS is deducted if FD interest exceeds Rs 1 lakh annually for senior citizens. Senior citizens can submit Form 15H to avoid TDS if their tax liability is zero. This form helps banks avoid deducting tax when income falls below taxable limits. ...Less

Filing your income tax returns punctually doesn't guarantee immunity from tax department notices. Often, ...More

Filing your income tax returns punctually doesn't guarantee immunity from tax department notices. Often, discrepancies arise between reported earnings and the data the department holds. Additional sources of income, misreported TDS or TCS credits, and large cash transactions lacking corresponding declared income can trigger further scrutiny. ...Less

Are you an NRI looking to sell your property in India after relocating abroad? It's essential to understa ...More

Are you an NRI looking to sell your property in India after relocating abroad? It's essential to understand the process of repatriating your funds. Discover the differences between NRE and NRO accounts, along with FEMA regulations and repatriation limits. Selecting the right bank account is critical for ensuring a hassle-free transfer of your sale proceeds overseas. ...Less

Rising inflation and increased credit demand are pushing banks towards higher fixed deposit rates. Banks ...More

Rising inflation and increased credit demand are pushing banks towards higher fixed deposit rates. Banks are also facing competition from small savings schemes and government securities. Deposit growth has slowed while credit demand has climbed significantly in recent months. This widening gap may compel banks to attract more deposits through better rates. Banks may revise fixed deposit rates after any Reserve Bank of India policy changes. ...Less

RBI MPC repo rate: The Reserve Bank of India maintained its repo rate at 5.25 percent today. Inflation is ...More

RBI MPC repo rate: The Reserve Bank of India maintained its repo rate at 5.25 percent today. Inflation is nearing the upper tolerance band, which could prompt future rate hikes. Banks monitor deposit-credit ratios and government security yields for rate decisions. High interest rates on small savings schemes also influence bank deposit offerings. Lenders may adjust fixed deposit rates soon based on these economic indicators. ...Less

Sukanya Samriddhi Yojana provides a favorable tax regime for parents budgeting for their daughters. Only ...More

Sukanya Samriddhi Yojana provides a favorable tax regime for parents budgeting for their daughters. Only resident Indian girls aged below ten qualify to open these accounts. The investment period spans fifteen years, with the account lasting twenty-one years. ...Less

Modern Indians are redefining investment strategies; rather than saving first, the youth now prioritize t ...More

Modern Indians are redefining investment strategies; rather than saving first, the youth now prioritize their financial goals before choosing investment products. This evolution signifies a desire for financial independence, allowing individuals the liberty to make choices unburdened by financial strain. The advent of technology and improving accessibility to investment options has significantly enhanced wealth accumulation opportunities, indicating a broader trend of increasing incomes across the nation. ...Less

Several offshore banks are becoming reluctant to issue or renew international credit cards for wealthy re ...More

Several offshore banks are becoming reluctant to issue or renew international credit cards for wealthy resident Indians due to India’s 180-day rule on deploying overseas funds. The requirement is also creating difficulties for minors holding foreign accounts under the Liberalised Remittance Scheme. ...Less

FCNR(B) deposits serve as a reliable investment option for NRIs wishing to secure foreign earnings in Ind ...More

FCNR(B) deposits serve as a reliable investment option for NRIs wishing to secure foreign earnings in India. Penalties can differ across institutions, so it's essential to consult individual bank policies before considering any withdrawals. ...Less

The US treasury has stepped in to bolster the Japanese yen and several other currencies, signaling a pote ...More

The US treasury has stepped in to bolster the Japanese yen and several other currencies, signaling a potential decline of the dollar and hints of global economic turbulence. Historical patterns illustrate a downturn in imperial economic dominance. For India, navigating the complexities of changing global alliances and economic dependencies poses significant challenges. However, embracing collaboration within BRICS+ may provide a strategy to reduce future economic turmoil. ...Less

A startup founder has revealed that he and his family invest Rs 52 lakh every month through mutual fund S ...More

A startup founder has revealed that he and his family invest Rs 52 lakh every month through mutual fund SIPs and now have a net worth of Rs 67 crore. Speaking on a podcast, he recalled earning a Rs 30,000 monthly salary after moving to Mumbai in 2004 and shared details of his financial journey and investment approach over the years. ...Less

For non-resident Indians, foreign currency non-resident bank fixed deposits remain a favored investment c ...More

For non-resident Indians, foreign currency non-resident bank fixed deposits remain a favored investment choice. With an uptick in interest rates for tenures ranging from three to five years, Punjab National Bank currently leads with an attractive 6.50% rate on select five-year deposits. Meanwhile, HDFC Bank and ICICI Bank also showcase appealing rates for extended FCNR(B) deposits. ...Less

Banks now have until October 1 to implement new differential interest rate rules. These norms allow varie ...More

Banks now have until October 1 to implement new differential interest rate rules. These norms allow varied rates on bulk deposits considering liquidity coverage ratios. The Reserve Bank of India has extended the implementation deadline after bank feedback. Rates for deposits under Rs 3 crore remain outside these new stipulations. Banks must now disclose bulk deposit rates online by 10:00 am daily. ...Less

Financial advisor Prem Soni shared how a 23-year-old used Rs 3 lakh invested in an index fund and an SWP ...More

Financial advisor Prem Soni shared how a 23-year-old used Rs 3 lakh invested in an index fund and an SWP to fund Rs 30,000 annual premiums for Rs 5 crore term insurance. Assuming 10.5 percent returns, the investment could continue funding premiums until age 60 while retaining around Rs 3.30 lakh. Soni highlighted this as a lesson in making existing capital generate cash flow. ...Less

Delhi Chief Minister Rekha Gupta launched the Delhi Lakshmi Yojana portal on Saturday. Eligible women wil ...More

Delhi Chief Minister Rekha Gupta launched the Delhi Lakshmi Yojana portal on Saturday. Eligible women will receive Rs 2,500 monthly financial aid under this new scheme. The government has allocated Rs 5,100 crore for this significant economic empowerment initiative. Women aged 21 to 60 with family incomes up to Rs 2.50 lakh are eligible. However, certain conditions exclude taxpayers and women with more than three children. ...Less

Highest FD rates: Senior citizens can secure higher returns on fixed deposits with select banks. Bandhan ...More

Highest FD rates: Senior citizens can secure higher returns on fixed deposits with select banks. Bandhan Bank, IndusInd Bank, and YES Bank offer 7.75% on three-year FDs. DCB Bank leads with an 8.00% interest rate for five-year fixed deposits. Public sector banks like Bank of India provide 7.45% on three-year FDs. State Bank of India offers 7.05% for five-year fixed deposits to senior citizens. ...Less

HDFC Bank introduced two new savings accounts for specific customer groups. The Specialé Senior Citizen S ...More

HDFC Bank introduced two new savings accounts for specific customer groups. The Specialé Senior Citizen Savings Account offers security and doorstep banking services. Women can avail the SavingsMax Account with lifestyle and health benefits. ...Less

A 28-year-old Bengaluru software engineer earning around Rs 70 lakh per year has sparked a debate online ...More

A 28-year-old Bengaluru software engineer earning around Rs 70 lakh per year has sparked a debate online after asking whether it makes more financial sense to continue paying Rs 44,000 in monthly rent or buy a Rs 1.1–1.25 crore apartment with a Rs 65,000 EMI. The Reddit discussion saw users weigh in with their own experiences, touching on rising property prices, home loan strategies, investment returns and the challenges of renting in Bengaluru. ...Less

Zoho founder Sridhar Vembu questioned the usefulness of generational labels, arguing that values often tr ...More

Zoho founder Sridhar Vembu questioned the usefulness of generational labels, arguing that values often transcend age groups. He shared stories of three young Zoho employees who prioritised family, saving and simplicity. A 19-year-old saved money to help her parents repay loans and support siblings, while two employees around 25 chose simple weddings. Vembu called such attitudes “timeless,” challenging stereotypes that Gen-Z is primarily driven by consumption and status. ...Less

Banking credit to industries showed robust growth, increasing 19.2 percent year on year. Personal loan gr ...More

Banking credit to industries showed robust growth, increasing 19.2 percent year on year. Personal loan growth also remained strong, rising 16 percent compared to last year. Medium enterprises experienced the fastest credit growth, surging 30 percent year on year. Petroleum, coal products, and gems and jewellery sectors saw significant expansion. Loan against gold jewellery emerged as the fastest growing personal loan segment. ...Less

RBI Inflation 2026-27 Forecast: The RBI's Monetary Policy Committee cut its FY27 inflation forecast to 5% ...More

RBI Inflation 2026-27 Forecast: The RBI's Monetary Policy Committee cut its FY27 inflation forecast to 5% from 5.1%, citing softer global crude oil prices and easing supply-side pressures. RBI Governor Sanjay Malhotra said higher inflation is largely driven by food and fuel, while core inflation remains benign. He expects headline inflation to peak in the third quarter of FY27 before moderating. ...Less

Rising education costs necessitate early financial planning for parents. Disciplined investing and compou ...More

Rising education costs necessitate early financial planning for parents. Disciplined investing and compounding can build a substantial education corpus. A bachelor's degree costing Rs 10 lakh today could exceed Rs 40 lakh annually in 18 years. Starting investments early significantly reduces monthly contribution requirements. Strategic shifts to debt investments mitigate market risks before college. ...Less

NRE and NRO accounts offer investment avenues for Non-Resident Indians in India. NRO accounts accept Indi ...More

NRE and NRO accounts offer investment avenues for Non-Resident Indians in India. NRO accounts accept Indian earnings, while NRE accounts hold international funds. Interest on NRO deposits faces tax, unlike NRE accounts which are tax-free. NRE funds are fully repatriable, and NRO funds have a yearly repatriation limit. Major banks offer similar interest rates on both NRE and NRO fixed deposits. ...Less

Let us assume FPI buying continues. That last month was not a one-off, but the start of a trend. If so, t ...More

Let us assume FPI buying continues. That last month was not a one-off, but the start of a trend. If so, then sooner or later this money will flow into banking stocks. Why? Because banks are the clearest proxy for the growth of an economy, and this is even more true in India. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

This is worth noting: Despite sustained periods of FPI selling, banking stocks have not corrected to the ...More

This is worth noting: Despite sustained periods of FPI selling, banking stocks have not corrected to the extent one might have expected, especially based on what happened four or five years ago. Yes, some stocks have corrected from their 2024 or 2025 highs, but the overall performance has been relatively resilient.Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Cash is the item on a balance sheet that most investors accept without argument. Revenue can be recognise ...More

Cash is the item on a balance sheet that most investors accept without argument. Revenue can be recognised early, inventory can be overvalued, an optimistic forecast can prop up goodwill. But cash is cash. “Either it is in the account, or it is not” is the common perception. Can manipulation hit this accounting line too? ...Less

The Nifty and the Sensex are correcting after a few days of gains. While it may seem like the whole marke ...More

The Nifty and the Sensex are correcting after a few days of gains. While it may seem like the whole market is turning down, remember that the big indices have little to do with the small-cap space. These stocks live in a world of their own. They have had a poor run for more than two years now. And if history is any guide, that kind of phase does not go on forever. The question is how to look at them at a time like this. ...Less

Generation Z places a strong emphasis on balancing experiences and career adaptability while ensuring fin ...More

Generation Z places a strong emphasis on balancing experiences and career adaptability while ensuring financial security. This generation is becoming increasingly knowledgeable about their financial objectives and is unafraid to express their needs. With a focus on early investment and varied financial opportunities, Gen Z effectively navigates modern economic challenges through credit products, and they seek clarity in career guidance from employers right from the start. ...Less

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Financial advisor Prem Soni shared his father’s unconventional money advice: “The more you spend, the mor ...More

Financial advisor Prem Soni shared his father’s unconventional money advice: “The more you spend, the more you earn.” He argues that extreme saving can make people too comfortable with less and weaken their ambition. Soni says young people should save responsibly but also spend on things they value, avoid lifestyle debt and focus on building active income. Rather than obsessing over saving Rs 500, he encourages asking how to earn the next Rs 5,000. ...Less

ET Wealth Reader's Query: I am 43, a homemaker, with mutual fund investments of Rs 35 lakh and stock inve ...More

ET Wealth Reader's Query: I am 43, a homemaker, with mutual fund investments of Rs 35 lakh and stock investments of Rs 50 lakh, mostly invested from my husband’s income. During FY2025 26, I received dividend income of Rs 98,000, on which TDS of Rs 4,000 was deducted. I have no short-term or long-term capital gains during the year. In earlier years, I filed ITR-1 and reported annual income of Rs 2-3 lakh from private tuition. Is it appropriate to continue reporting Rs 2-3 lakh as income from private tuition? If so, which ITR form should I file? ...Less

What is volatility? There is, of course, a mathematical definition. Then there is the human definition, w ...More

What is volatility? There is, of course, a mathematical definition. Then there is the human definition, which is how investors feel it. In the case of later, it is the difference between the mood on the street a month back and and the mood in the last week. The underlying trend in the volatility is also changing. ...Less

During an interview for ACKO’s 100 Year Life Project, R Madhavan asked banker Sarthak Ahuja whether gende ...More

During an interview for ACKO’s 100 Year Life Project, R Madhavan asked banker Sarthak Ahuja whether gender influences money management. Ahuja said men often take bigger financial risks to grow businesses, while women frequently create financial security through safer investments like gold and fixed deposits. He added that couples must have open money conversations because outsiders can influence financial decisions. According to Ahuja, spouses should remain the primary decision-making unit to protect wealth. ...Less

SafeGold and BlueStone have partnered to convert idle physical gold into digital assets. Consumers can no ...More

SafeGold and BlueStone have partnered to convert idle physical gold into digital assets. Consumers can now lease their digital gold and earn annual yields of four percent. This initiative aims to mobilize India's vast household gold reserves effectively. The partnership will help reduce the nation's dependence on gold imports. Customers can deposit old gold jewelry or coins at BlueStone stores for conversion. ...Less

Disciplined investing and compounding accelerate wealth growth towards a Rs 1 crore corpus. The 8-4-3 rul ...More

Disciplined investing and compounding accelerate wealth growth towards a Rs 1 crore corpus. The 8-4-3 rule demonstrates how initial investments grow significantly over time. Higher investment returns and frequent compounding periods reduce the time needed to reach financial goals. Starting early and investing consistently maximizes the benefits of compounding for wealth accumulation. Time is a crucial advantage, allowing investments to multiply substantially with regular contributions. ...Less

Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the ma ...More

Sentiment is a fickle thing and can change before you know it. And by the time you figure out why, the market would have moved on. So, while there is no doubt that the uncertainty quotient will remain high, it is probably time to look beyond – at a few things that are not obvious. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

Delhi's cabinet approved the Delhi Lakshmi Yojana, providing Rs 2,500 monthly to eligible women. The firs ...More

Delhi's cabinet approved the Delhi Lakshmi Yojana, providing Rs 2,500 monthly to eligible women. The first installment will be released on Raksha Bandhan, August 28, for women aged 21 to 60. Beneficiaries can choose how to receive their funds, with options for savings accounts and digital wallets. Applications open August 1, with a district-level mechanism for processing and grievance redressal. ...Less

During an interview with R Madhavan, banker Sarthak Ahuja explained how men and women often approach mone ...More

During an interview with R Madhavan, banker Sarthak Ahuja explained how men and women often approach money differently. He shared a client’s story where a wife asked her husband to buy gold equal to every car he purchased, helping him control expenses and build wealth. While the cars depreciated, the gold accumulated over years. Ahuja said women often provide a financial balance in families by safeguarding wealth while others take risks. ...Less

When a market starts rising and buying makes a comeback, something happens to a large majority of investo ...More

When a market starts rising and buying makes a comeback, something happens to a large majority of investors. They get restless. The safe, market-leading companies suddenly feel boring, and they are tempted to go looking for the next exciting stock. This is usually a mistake. A rising market is exactly when it pays to stay with the leaders. Not because they are exciting, but because when the mood suddenly changes, and it always does, they are the ones best placed to gain from it. ...Less

Edelweiss Mutual Fund has launched India's first REITs-oriented index fund. This new fund offers investor ...More

Edelweiss Mutual Fund has launched India's first REITs-oriented index fund. This new fund offers investors a unique 60:40 mix of REITs and realty stocks. It aims to provide diversified exposure to India's growing real estate market. Experts suggest it can be a satellite allocation for long-term investors. The fund seeks to balance income stability with capital growth potential. ...Less

GIFT City offers NRIs and OCIs a dollar-denominated investment ecosystem. This financial hub provides acc ...More

GIFT City offers NRIs and OCIs a dollar-denominated investment ecosystem. This financial hub provides access to global and Indian investment products. Investors can avoid rupee conversion and navigate repatriation rules easily. Various investment options like mutual funds and fixed deposits are available. Read the article to look at the investment options, tax benefits, and the process to get started. ...Less

AU Small Finance Bank has raised interest rates on FCNR(B) and NRE fixed deposits. These new rates are ef ...More

AU Small Finance Bank has raised interest rates on FCNR(B) and NRE fixed deposits. These new rates are effective from July 27, 2026, for specific tenures. The government's decision to bear hedging costs on FCNR deposits influenced this change. AU SFB also offers zero forex margin and bank charges on remittances. These benefits provide NRIs with a comprehensive banking solution for wealth growth. ...Less

A word of caution for all those who have exposure to mid cap stocks or are planning to increase it. Just ...More

A word of caution for all those who have exposure to mid cap stocks or are planning to increase it. Just keep one thing in mind: If there is significant selling in large-caps stocks for any reason at all, mid-cap stocks then have limited ability to withstand pressure and will correct even more. ...Less

Who is eligible for Delhi Lakshmi Yojana: Delhi cabinet has approved the Delhi Lakshmi Yojana, a scheme p ...More

Who is eligible for Delhi Lakshmi Yojana: Delhi cabinet has approved the Delhi Lakshmi Yojana, a scheme promising Rs 2,500 per month to eligible women in the capital. Registrations begin August 1 and the government aims to release the first instalment on Raksha Bandhan, August 28. The scheme targets 17 lakh women and has a budget of Rs 5,110 crore for 2026-27. ...Less

Rajasthan footwear artisan Jitendra Kumar Jingar, who earns Rs 10,000 to 15,000 a month making traditiona ...More

Rajasthan footwear artisan Jitendra Kumar Jingar, who earns Rs 10,000 to 15,000 a month making traditional leather shoes in Balotra district, received a Rs 6.78 crore GST recovery notice from Tamil Nadu's commercial taxes department after a fake export firm was allegedly registered using his PAN. His bank account has been frozen and he suspects documents submitted to a finance company in 2018 were misused. ...Less

What is the best time to buy stocks? The answer: Any time. That is, if you are buying good companies at c ...More

What is the best time to buy stocks? The answer: Any time. That is, if you are buying good companies at cheap or reasonable valuations. The problem: Even after all the corrections, valuations are not cheap. So, look carefully at the company. If the business is good and the management has a track record, go with that. Do not go by the mood that the Nifty and Sensex create. Small-caps, in particular, have seen a lot of volatility. And now is exactly the time when this kind of discipline is most useful. ...Less

Financial experts say retirement planning should focus on purpose-driven portfolios rather than arbitrary ...More

Financial experts say retirement planning should focus on purpose-driven portfolios rather than arbitrary corpus targets. A balanced mix of liquidity, fixed income and equities can provide stable income, protect against inflation and support long-term financial security throughout retirement. ...Less

FPIs pulled out a record ~$18 billion (₹1.7 lakh crore) that year. 2026 has been worse, rupee returns are ...More

FPIs pulled out a record ~$18 billion (₹1.7 lakh crore) that year. 2026 has been worse, rupee returns are down 10% from the year's high, and FPIs have now taken out close to $28 billion (₹2.6 lakh crore). ...Less

Foreign currency deposits have seen significant inflows after a new RBI scheme. Canara Bank offers the hi ...More

Foreign currency deposits have seen significant inflows after a new RBI scheme. Canara Bank offers the highest 3-year FCNR(B) USD fixed deposit rate. HDFC Bank, Axis Bank, and ICICI Bank offer a 6% interest rate. These deposits are available in various foreign currencies and offer tax exemptions. ...Less

While bulls are making an attempt to come back, there are many things which still need to be watched. Whe ...More

While bulls are making an attempt to come back, there are many things which still need to be watched. Where does the rupee get stabilised, whether there is a revival of monsoon or not and how things pan out in festive season. All these things are going to play an important role in determining how the earnings are going to shape up. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

Mobile banking apps now serve as primary financial interfaces for millions. Consumers expect a single pla ...More

Mobile banking apps now serve as primary financial interfaces for millions. Consumers expect a single platform for all their financial needs. Integrated apps offer banking, investing, and wealth management services seamlessly. This shift reflects a growing demand for instant and unified financial experiences. The future of banking centers on these comprehensive digital ecosystems. ...Less

Failing to file your income tax return by July 31, 2026, after TDS deduction has consequences. You will f ...More

Failing to file your income tax return by July 31, 2026, after TDS deduction has consequences. You will face interest charges and a late filing fee for delayed submissions. Not filing an ITR prevents claiming refunds and carrying forward losses. Virtual digital asset income is taxed regardless of the exemption limit. The tax department may issue notices for non-compliance and missed filings. ...Less

Sabeer Bhatia booked a high-end apartment in India back in 2012. The property's construction remains unfi ...More

Sabeer Bhatia booked a high-end apartment in India back in 2012. The property's construction remains unfinished after more than a decade. Builders now project a handover date of 2032, which is twenty years later. This situation highlights concerns about trust in commercial dealings across the country. The entrepreneur expressed disappointment with the prolonged and uncertain property delivery. ...Less

ITR filing: Taxpayers have four days remaining to file their Income Tax Return by the July 31, 2026 deadl ...More

ITR filing: Taxpayers have four days remaining to file their Income Tax Return by the July 31, 2026 deadline. It is important to match Form 16 with AIS and Form 26AS for accurate tax deductions. Gather all income and deduction documents, and choose the correct tax regime for potential savings. ...Less

The CBI conducted searches in Chandigarh and Ludhiana concerning a Rs 657 crore fund misappropriation. Th ...More

The CBI conducted searches in Chandigarh and Ludhiana concerning a Rs 657 crore fund misappropriation. These searches targeted beneficiaries and public servants involved in the alleged fraud. Incriminating documents and digital evidence were recovered during the extensive searches. The investigation was transferred from Haryana's vigilance bureau to the CBI. This fraud involved siphoning government funds through forged fixed deposits and debit transactions. ...Less

To understand where the markets may go from here, three questions need to be answered. First, when will t ...More

To understand where the markets may go from here, three questions need to be answered. First, when will the war end? Second, how long will it take to rebuild infrastructure? Third, what will the geopolitical situation look like after? Nobody knows the answers to any of these questions. So, accept that markets are likely to remain uncertain for some time. But they need not be clearly bearish. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

CA Paaras Gangwal shared the story of Saurabh, a 40-year-old pharma employee earning Rs 1.8 lakh a month ...More

CA Paaras Gangwal shared the story of Saurabh, a 40-year-old pharma employee earning Rs 1.8 lakh a month who had saved around Rs 54 lakh and lent Rs 22 lakh to friends, family and colleagues. After his sudden death, his wife discovered she had no details about his investments, loans or financial documents, leaving much of the money inaccessible. Gangwal urged people to always share financial information with their spouse. ...Less

The Enforcement Directorate attached assets worth Rs 1,906 crore belonging to Gameskraft. This action was ...More

The Enforcement Directorate attached assets worth Rs 1,906 crore belonging to Gameskraft. This action was taken due to allegations of operating an addictive online gaming environment. The company allegedly encouraged repeated wagering and generated significant proceeds of crime. These funds were then layered and integrated through dividends and share buy-backs. The total attachment in this case now stands at Rs 2,401 crore. ...Less

West Asia is once again dictating the mood on Dalal Street. Brent crude has crossed $93 a barrel, Indian ...More

West Asia is once again dictating the mood on Dalal Street. Brent crude has crossed $93 a barrel, Indian equities are under pressure, and the question investors are asking is the same one they ask every time the region erupts: How long will this last? There is no reliable answer. The conflict could begin to cool in a few weeks. It could also stretch well beyond what the markets currently expect. History offers enough examples of conflicts that began as short-term disruptions and then became part of the global economic backdrop. ...Less

This time, hopefully, both the US and Iran will stick to their word. The factor to watch is how Israel ta ...More

This time, hopefully, both the US and Iran will stick to their word. The factor to watch is how Israel takes it. With oil prices coming down, the bias toward the Indian market should change. But for how long is still the question. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame. ...Less

A 26-year-old Bengaluru professional with Rs 2 lakh monthly salary, zero debt, Rs 14 lakh in savings and ...More

A 26-year-old Bengaluru professional with Rs 2 lakh monthly salary, zero debt, Rs 14 lakh in savings and retired parents says he still feels financially inadequate. His Reddit post about watching auto driver friends with loans appear happier and more content has resonated widely online. ...Less

The price of crude oil is down again despite the escalating tensions in the Gulf region. That augurs well ...More

The price of crude oil is down again despite the escalating tensions in the Gulf region. That augurs well for markets. This does not mean that corrections will not happen; they will. But, largely, they will have a lesser probability of turning into a secular bearish trend as has happened in the past. Mind you, we are using the word probability. Why? ...Less

Unity Small Finance Bank has revised its fixed deposit interest rates. Senior citizens can now earn up to ...More

Unity Small Finance Bank has revised its fixed deposit interest rates. Senior citizens can now earn up to 8.50% on a 501-day fixed deposit. Regular customers will receive 8.00% interest on the same tenure. The bank also offers 7% interest on savings accounts for larger deposits. A 1.00% penalty applies for premature fixed deposit withdrawals. ...Less

Broadly speaking, both private and PSU banks are impacted by what happens to the economy. There might be ...More

Broadly speaking, both private and PSU banks are impacted by what happens to the economy. There might be some difference because of the focus of the loan book, but nothing escapes the broader impact of a bad monsoon, or rising oil prices. If they are behaving differently in the market these days, it is because of valuations, existing ownership, overall fund flows, and the kind of investors putting in the money. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

The next time uncertainty over the firing of missiles in the Gulf region makes you anxious, remember this ...More

The next time uncertainty over the firing of missiles in the Gulf region makes you anxious, remember this: It is not the first time that global markets have witnessed such phases. Similar scenarios have played out in the past; and at particular points of time, it had appeared that everything would crash and the world would come to an end. But the world is more resilient than we think. That said, the probability is high that we will see several such phases till the end of 2028. That is when the cause of much uncertainty will exit his office. ...Less

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A 26-year-old Bengaluru professional earning ₹2 lakh a month has gone viral after revealing that he still ...More

A 26-year-old Bengaluru professional earning ₹2 lakh a month has gone viral after revealing that he still doesn't feel "rich" despite having no debt, supporting his retired parents and building substantial savings. His Reddit post has sparked a wider discussion on how financial security, childhood experiences and future responsibilities can shape one's perception of wealth beyond salary and bank balances. ...Less

FCNR(B) vs NRE currency risk: FCNR(B) and NRE deposits offer distinct investment avenues for non-resident ...More

FCNR(B) vs NRE currency risk: FCNR(B) and NRE deposits offer distinct investment avenues for non-resident Indians. FCNR(B) deposits provide currency protection, while NRE deposits carry exchange rate risk. Calculations show NRE deposits can yield higher returns if the rupee strengthens. However, the rupee has historically depreciated against the US dollar. Choosing between them depends on individual risk appetite and future fund utilization. ...Less

Byju's proposed Rs 158-crore settlement with the BCCI remains unresolved. Creditors have met multiple tim ...More

Byju's proposed Rs 158-crore settlement with the BCCI remains unresolved. Creditors have met multiple times but could not reach a decision on the matter. The settlement's approval or rejection will determine the continuation of insolvency proceedings. Founders have also challenged GLAS Trust's authority and claim size. The tribunal has paused the process of inviting buyers for Think & Learn. ...Less

US-based NRIs should align investments with future financial needs and currency. Future expenses should g ...More

US-based NRIs should align investments with future financial needs and currency. Future expenses should guide asset allocation decisions for these investors. India investments offer diversification while US assets match dollar liabilities. Investors should hold assets in the currency of their future liabilities. This approach ensures financial goals align with investment strategies. ...Less

Taxpayers must file income tax returns by the July 31 deadline to avoid penalties. Accuracy is paramount, ...More

Taxpayers must file income tax returns by the July 31 deadline to avoid penalties. Accuracy is paramount, and mismatches in the Annual Information Statement require careful reconciliation. Foreign asset disclosures and F&O reporting errors can lead to significant tax complications. Understanding deemed residency rules is crucial for Non-Resident Indians filing their returns. Late filing incurs fees and restricts tax regime options and loss carry-forwards. ...Less

Non-Resident Indians can park their Indian income in NRO fixed deposits. These deposits offer attractive ...More

Non-Resident Indians can park their Indian income in NRO fixed deposits. These deposits offer attractive interest rates, with some banks providing up to 6.75 percent. Banks like Bank of Baroda offer the highest rates on specific tenures. Investors should consider tax implications and Double Taxation Avoidance Agreements. Understanding these factors helps maximize returns on NRO fixed deposits. ...Less

Your Daily Horoscope Today emphasizes domestic grounding, active professional communication, and financia ...More

Your Daily Horoscope Today emphasizes domestic grounding, active professional communication, and financial recovery. Aligning with these stellar influences will help you protect your liquidity, command attention, and build joyful domestic harmony. Chandresh Sharma predicts in today's horoscope and how it can shape your emotional and professional outlook. ...Less

Around 46 active cadres of the proscribed Kangleipak Communist Party (People's War Group) surrendered to ...More

Around 46 active cadres of the proscribed Kangleipak Communist Party (People's War Group) surrendered to the Manipur Chief Minister Y. Khemchand Singh, at the Mantripukhri Garrison, HQ Assam Rifles (South) in the Imphal East district ...Less

Financial planning: Investing ten lakh rupees requires aligning financial goals with suitable timeframes. ...More

Financial planning: Investing ten lakh rupees requires aligning financial goals with suitable timeframes. Short-term goals necessitate conservative assets offering high liquidity and capital protection. Medium-term objectives allow for a balanced approach with hybrid and equity fund allocations. Long-term wealth creation benefits from a significant allocation towards diversified equity funds. Investors should also consider tax implications and rebalance portfolios as goals approach. ...Less

Government support for FCNR(B) deposits until September 2026 has sparked renewed investor interest. Banks ...More

Government support for FCNR(B) deposits until September 2026 has sparked renewed investor interest. Banks are now offering higher interest rates on these foreign currency accounts. Non-Resident Indians can benefit from avoiding Indian currency depreciation risks. ...Less

Non-Resident Indians can invest foreign earnings in Indian rupees through NRE fixed deposits. These depos ...More

Non-Resident Indians can invest foreign earnings in Indian rupees through NRE fixed deposits. These deposits offer tax-exempt interest and free repatriation of funds abroad. ...Less

A loss can exist long before the accounts admit it, because management decides when to admit it. This sto ...More

A loss can exist long before the accounts admit it, because management decides when to admit it. This story shows how that delay works, the tricks used to keep a failing investment looking healthy, and four real cases where auditors refused to accept the value on the books. Plain language, no accounting knowledge needed. ...Less

The Income Tax Department has uncovered a large tax refund fraud racket. A 30-year-old woman allegedly cr ...More

The Income Tax Department has uncovered a large tax refund fraud racket. A 30-year-old woman allegedly created fake deductions worth crores of rupees. She used these to secure fraudulent refunds for over three thousand clients nationwide. Coordinated raids led to the seizure of cash and fixed deposits. Prosecution proceedings have begun against the accused and her clients. ...Less

ITAT overturns STCG tax on Gujarat house sale: When Kaminiben, an NRI from Anand, Gujarat, sold her house ...More

ITAT overturns STCG tax on Gujarat house sale: When Kaminiben, an NRI from Anand, Gujarat, sold her house for Rs 21.4 lakh in AY 2018-19, which she had originally bought in 2005 for Rs 1.94 lakh, the tax dept issued her tax notices. However, as she was living abroad as an NRI at the time, she could not respond to them. ...Less

We live in a world where one statement or one missile can cause crude oil prices to spike. In such times, ...More

We live in a world where one statement or one missile can cause crude oil prices to spike. In such times, expecting rational behaviour in the equity (or commodity) market is probably expecting too much. At this juncture, investors need to develop the ability to either keep out of the market or invest only with a long-term perspective. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

HSBC Bank's IFSC unit offers Non-Resident Indians significant leverage on FCNR(B) deposits. This strategy ...More

HSBC Bank's IFSC unit offers Non-Resident Indians significant leverage on FCNR(B) deposits. This strategy allows investors to borrow up to nineteen times their initial deposit amount. The potential for amplified returns arises from the spread between deposit earnings and borrowing costs. However, this leverage strategy carries risks if borrowing costs exceed deposit interest rates. FCNR(B) deposits also offer protection against Indian Rupee depreciation for investors. ...Less

After four days of relative outperformance, the Indian market is seemingly in trouble: Both the indices ( ...More

After four days of relative outperformance, the Indian market is seemingly in trouble: Both the indices (the Nifty and Sensex) and market breadth are under pressure. And, yes, it is quite possible it will remain so. Why? Because the Indian rupee and crude oil prices are moving in a direction that is not good for the economy – and hence for the market. So, be volatility-ready. ...Less

Horoscope Tomorrow for 23rd July, 2026 indicates a productive day marked by professional recognition, ste ...More

Horoscope Tomorrow for 23rd July, 2026 indicates a productive day marked by professional recognition, steady financial progress, thoughtful communication, and emotional stability. Whether you are negotiating a business deal, recovering pending payments, strengthening relationships, or prioritizing your health, tomorrow's horoscope encourages patience, strategic decisions, and practical action. Read your horoscope for tomorrow to discover how the planetary energies influence your career, money, love life, and overall well-being. ...Less

A viral X post claiming that a techie quit his Rs 1.5 lakh-a-month Mumbai job, moved back to his hometown ...More

A viral X post claiming that a techie quit his Rs 1.5 lakh-a-month Mumbai job, moved back to his hometown and now earns around Rs 4 lakh every month has triggered a heated debate online. While many praised the reported shift from corporate life to entrepreneurship, others questioned the financial calculations, including the sale of a Rs 3 crore flat, tax implications and the profitability of the restaurants mentioned in the post. ...Less

An investor seeks expert guidance for his daughter's education and retirement goals. A financial planner ...More

An investor seeks expert guidance for his daughter's education and retirement goals. A financial planner suggests a diversified portfolio and Systematic Transfer Plan for new investments. The expert advises rebalancing the current portfolio for better risk management. Systematic Withdrawal Plan offers a tax-efficient way to generate retirement income. Emergency funds should be kept accessible and in the investor's name. ...Less

Non-Resident Indians can bring seventy to eighty billion US dollars into India. This inflow is possible t ...More

Non-Resident Indians can bring seventy to eighty billion US dollars into India. This inflow is possible through the ongoing FCNR initiative offering higher interest rates. The scheme allows overseas Indians to deposit foreign currency earnings in Indian banks. Experts believe this initiative is a unique opportunity for diaspora participation. Such inflows will significantly boost India's external financial position. ...Less

Customer attention has become scarce, forcing businesses to prioritize message value over volume. Verifie ...More

Customer attention has become scarce, forcing businesses to prioritize message value over volume. Verified and consent-based communication now offers a significant competitive advantage for companies. Businesses must also leverage AI to identify the right moment and channel for each customer. Ultimately, making every message count is crucial for success in today's economy. ...Less