Poonam Dhillon has openly countered accusations of misappropriating CINTAA's fixed deposits amid current ...More

Poonam Dhillon has openly countered accusations of misappropriating CINTAA's fixed deposits amid current management conflicts. Upasana Singh alleged that money from a fixed deposit account was improperly accessed despite it being intended to remain untouched. Poonam refuted these claims, affirming that all financial dealings are transparently documented for committee review. ...Less

ICICI Bank and Indian Bank have raised fixed deposit interest rates for select tenures effective October ...More

ICICI Bank and Indian Bank have raised fixed deposit interest rates for select tenures effective October 23, 2026. Indian Bank also adjusted its rates, increasing FD rates on their special 555-day and 777-day FDs. ...Less

Senior citizens in India have exciting options for fixed deposits, with top banks enticing them with appe ...More

Senior citizens in India have exciting options for fixed deposits, with top banks enticing them with appealing interest rates. Leading the pack, Suryoday Small Finance Bank boasts a remarkable 8.5% for five-year deposits. It's important for savers to be aware of TDS regulations that apply on annual interest exceeding Rs 1 lakh, so filing Form 121 can prevent this. ...Less

Several banks including ICICI Bank and Indian Bank have increased their fixed deposit interest rates rece ...More

Several banks including ICICI Bank and Indian Bank have increased their fixed deposit interest rates recently. The Reserve Bank of India raised the repo rate, influencing banks to adjust their deposit rates. ICICI Bank now offers 6.60% for general citizens and 7.20% for senior citizens on select tenures. Indian Bank has also raised rates on specific fixed deposit options for its customers. ...Less

FD rate hike: In September 2026, retail inflation soared to 5.54%, sparking opinions about the possibilit ...More

FD rate hike: In September 2026, retail inflation soared to 5.54%, sparking opinions about the possibility of interest rate hikes on fixed deposits. Analysts predict that the Reserve Bank of India may persist in raising the repo rate to combat persistent inflation. Investors must decide whether to invest now or postpone for possibly better FD rates. ...Less

Highest 1 year FD interest rates: Investors seeking stability may consider fixed deposits due to their gu ...More

Highest 1 year FD interest rates: Investors seeking stability may consider fixed deposits due to their guaranteed returns. Current interest rates for one-year fixed deposits vary significantly among different banks. Small Finance Banks like Suryoday and Ujjivan offer the highest rates at 7.25%. Private sector banks like SBM Bank and Bandhan Bank follow closely with competitive interest rates. ...Less

A district consumer commission in Thiruvananthapuram has ordered a cooperative bank to pay a widow over R ...More

A district consumer commission in Thiruvananthapuram has ordered a cooperative bank to pay a widow over Rs 14.15 lakh after it blocked her access to four matured fixed deposits worth more than Rs 13.8 lakh. The bank had allowed her to withdraw only Rs 50,000 from her own savings account, citing an internal enquiry and restrictions placed by cooperative authorities. The commission ordered the bank to pay her Rs 14.15 lakh ...Less

SBI chairman CS Setty expects higher interest rates to moderate credit demand in rate-sensitive sectors, ...More

SBI chairman CS Setty expects higher interest rates to moderate credit demand in rate-sensitive sectors, particularly discretionary spending. The bank forecasts another 50 basis points repo rate hike in December, followed by a pause. Setty said he sees no system-level concerns over retail asset quality, though highly leveraged households may face pressure. ...Less

In this episode of ETMarkets Smart Talk, Suyash Choudhary, CIO–Fixed Income at Bandhan AMC, explains why ...More

In this episode of ETMarkets Smart Talk, Suyash Choudhary, CIO–Fixed Income at Bandhan AMC, explains why Indian bond yields could rise further over the next few months and why investors should avoid aggressive bets on duration and credit risk. ...Less

Harsh Goenka has shared a hypothetical scenario in which Tata Sons' ₹11.68 lakh crore listed equity portf ...More

Harsh Goenka has shared a hypothetical scenario in which Tata Sons' ₹11.68 lakh crore listed equity portfolio could generate ₹70,000 crore to ₹82,000 crore annually if invested in fixed deposits or other instruments yielding 6% to 7%. He suggested the potential income could support philanthropy and social good, while clarifying that he was not recommending the sale of the portfolio. ...Less

Starting October 11, 2026, Shriram Finance Limited is set to increase interest rates on fixed deposits, e ...More

Starting October 11, 2026, Shriram Finance Limited is set to increase interest rates on fixed deposits, enhancing returns for all depositors regardless of tenure. Senior citizens and women will benefit from even higher rates, and those renewing matured deposits can expect additional interest perks. Investors should carefully review the terms and conditions prior to making investments in fixed deposits. ...Less

Bank reduced FD rate from 7.75% to 3.5% citing non-renewal of court order FD upon maturity; Delhi HC rule ...More

Bank reduced FD rate from 7.75% to 3.5% citing non-renewal of court order FD upon maturity; Delhi HC rules banks cannot reduce such FD interest arbitrarily. ...Less

The Reserve Bank of India has increased the repo rate from 5.25% to 5.50% during its recent meeting. This ...More

The Reserve Bank of India has increased the repo rate from 5.25% to 5.50% during its recent meeting. This hike is expected to encourage banks to raise their fixed deposit interest rates soon. Customers could earn considerably more on their fixed deposits with even small increases in interest rates. Detailed calculations show potential increases in maturity amounts for varying deposit sizes. ...Less

Delhi Police successfully intervened to stop significant financial losses from digital arrest scams in va ...More

Delhi Police successfully intervened to stop significant financial losses from digital arrest scams in various states. The Financial Monitoring Cell traced suspicious transactions and contacted victims to prevent further payments. Several elderly people were targeted, with some initially transferring large sums of money out of fear. Intervention efforts included counseling and assisting victims in filing complaints with local cybercrime helplines. ...Less

FD interest rate: Bajaj Finance has increased its fixed deposit rates effective October 7, 2026. Regular ...More

FD interest rate: Bajaj Finance has increased its fixed deposit rates effective October 7, 2026. Regular depositors can achieve up to 7.75% interest for tenures of 31 to 60 months. Senior citizens will enjoy a further increase of 0.40%, allowing for a top rate of 8.15%. Renewal rates will also rise, offering 7.85% for regular depositors and 8.25% for seniors, encouraging secure and fruitful long-term saving strategies. ...Less

Many investors are exploring high-yield bonds to secure consistent income through various platforms like ...More

Many investors are exploring high-yield bonds to secure consistent income through various platforms like Paisabazaar, IndiaBonds, Jiraaf, Grip Invest, and Bondbazaar. Each of these services presents a distinct approach for bond investment. It's crucial for investors to assess bonds based on their credit quality and associated risks, rather than merely their returns. By making informed choices, ongoing bond investments can help solidify long-term financial objectives. ...Less

PhonePe on Monday rebranded its investing and trading platform Share.Market as PhonePe Invest, bringing i ...More

PhonePe on Monday rebranded its investing and trading platform Share.Market as PhonePe Invest, bringing it into its broader financial ecosystem. The platform combines stocks, IPOs, mutual funds and F&O offerings with a newly launched Portfolio Optimiser, a proprietary tool to help users build, review and optimise their portfolios. ...Less

In response to the recent uptick in the repo rate, State Bank of India has elevated its External Benchmar ...More

In response to the recent uptick in the repo rate, State Bank of India has elevated its External Benchmark-linked Rates and the Repo Linked Lending Rate. As a result, borrowers can anticipate an increase in their equated monthly installment payments. However, the MCLR rates have only seen adjustments across various tenures, leaving overnight and one-month rates untouched. ...Less

If FPI selling returns to the levels seen in April and May, financial sector stocks are the ones likely t ...More

If FPI selling returns to the levels seen in April and May, financial sector stocks are the ones likely to be hit the most. This would be irrespective of how the fundamentals are for the industry. The reason is simple: Higher ownership by institutional investors, especially FPIs. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

ET Wealth Reader's Query: I am 57. I recently sold a piece of land near Jewar airport, resulting in a lon ...More

ET Wealth Reader's Query: I am 57. I recently sold a piece of land near Jewar airport, resulting in a long-term capital gains (LTCG) tax liability of around Rs 16 lakh. I am considering two options: reinvesting the proceeds in another property of a similar value to claim the available tax exemption, or paying the LTCG tax and investing the remaining amount in mid-cap mutual funds to grow the corpus further. Since I already have an adequate retirement corpus, would it make more sense to pay the tax and opt for the second alternative? ...Less

There is really no doubt about what will happen in the short term. It is going to be tough. Trying to gue ...More

There is really no doubt about what will happen in the short term. It is going to be tough. Trying to guess the exact day when things will improve is a waste of effort. But a frightened market is exactly when it helps to look the other way. Because markets go too far in both directions, not only the one that is hurting today. ...Less

The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates ...More

The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates. Investors should explore the FD laddering strategy for various tenures, allowing them to reinvest at higher rates as shorter deposits mature. Moreover, diversifying across different banks can boost insurance coverage. It's essential for investors to stay aware of their liquidity requirements and any shifts in interest rates when engaging in this strategy. ...Less

As Netflix plans to cut jobs, the importance of an emergency fund becomes paramount for households facing ...More

As Netflix plans to cut jobs, the importance of an emergency fund becomes paramount for households facing financial uncertainty. Discover how to calculate your emergency fund based on your essential monthly expenses and personal circumstances. Learn about the best places to keep your emergency savings, and how health insurance factors into your financial security strategy. ...Less

When the profit a company is expected to earn gets marked down, the price the market will pay for its sto ...More

When the profit a company is expected to earn gets marked down, the price the market will pay for its stock has to come down too. That has not quite happened, which is why valuations are still high in many parts of the market. So, don’t assume all the damage is already done just because the market has had a few bad days. ...Less

The Reserve Bank of India raised the repo rate to 5.50% in its recent Monetary Policy Committee meeting. ...More

The Reserve Bank of India raised the repo rate to 5.50% in its recent Monetary Policy Committee meeting. Subsequently, banks are likely to adjust their fixed deposit interest rates for both new and existing customers. P ...Less

History tells us that there is no way you can time the markets or predict its movement. But one thing can ...More

History tells us that there is no way you can time the markets or predict its movement. But one thing can certainly be said: If the macro matrix, which at this point of time is being determined by oil prices globally, stays disturbed, the bears will rule the street for some more time. ...Less

In an interview with Kshitij Anand of ETMarkets, Jeet Marwadi, Founder and Managing Director of 1 Finance ...More

In an interview with Kshitij Anand of ETMarkets, Jeet Marwadi, Founder and Managing Director of 1 Finance, explains why reviewing loans, insurance, expenses and savings decisions can be just as important as investment selection—and why investors should seek financial advice early in their wealth journey. ...Less

For senior citizens eyeing steady income, evaluating National Savings Certificates against bank fixed dep ...More

For senior citizens eyeing steady income, evaluating National Savings Certificates against bank fixed deposits is crucial. Investing Rs 2.5 lakh in NSC yields a more favorable maturity amount than many bank FDs. ...Less

Jio Financial Services reported a 51% year-on-year decline in Q2 FY27 profit to Rs 340 crore, despite tot ...More

Jio Financial Services reported a 51% year-on-year decline in Q2 FY27 profit to Rs 340 crore, despite total income rising 132% and net interest income surging 165%. Its NBFC business delivered 140% profit growth amid expanding financial services operations. ...Less

NSE will remove Polycab India from the equity derivatives segment from December 30, 2026, with existing c ...More

NSE will remove Polycab India from the equity derivatives segment from December 30, 2026, with existing contracts available until expiry. Separately, NCLAT has stayed the NCLT order admitting insolvency proceedings against the company over an alleged Rs 2.79 crore operational debt, pending further orders. ...Less

...More

...Less

SBI FD interest rate: Investors frequently look to calculate the maturity amounts for their fixed deposit ...More

SBI FD interest rate: Investors frequently look to calculate the maturity amounts for their fixed deposit investments with the State Bank of India. Factors such as tenure and current interest rates play significant roles in these calculations. ...Less

Thanks to the US-Iran conflict, the economy has been dealing with higher oil prices for close to seven mo ...More

Thanks to the US-Iran conflict, the economy has been dealing with higher oil prices for close to seven months. And if inflation starts to creep up, its impact will be felt by many businesses, and banking would be no different. ...Less

Senior citizens often invest in Senior Citizens’ Savings Scheme and SBI fixed deposits for income. SCSS o ...More

Senior citizens often invest in Senior Citizens’ Savings Scheme and SBI fixed deposits for income. SCSS offers an 8.2% interest per annum with quarterly payouts, beneficial for regular cash flow. In contrast, SBI's senior citizen fixed deposit provides a lower rate of 7.05% with less frequent interest payouts. An investment of Rs 7 lakh in SCSS yields higher returns compared to the SBI fixed deposit. ...Less

As medical treatment costs soar, should you rely solely on health insurance or build your own personal me ...More

As medical treatment costs soar, should you rely solely on health insurance or build your own personal medical fund? This article explores the benefits and drawbacks of each approach, emphasising the importance of starting early and considering a combined strategy. Learn how to manage healthcare costs effectively and protect your financial future. ...Less

Wife got Rs 50 lakh permanent alimony and divorce even though she couldn’t prove husband’s affair with ma ...More

Wife got Rs 50 lakh permanent alimony and divorce even though she couldn’t prove husband’s affair with maid; Know how she won case in Patna HC ...Less

Currently, multiple banks are offering attractive fixed deposit interest rates that go up to 8.25% specif ...More

Currently, multiple banks are offering attractive fixed deposit interest rates that go up to 8.25% specifically for senior citizens. Suryoday Small Finance Bank stands out, boasting the highest rate for five-year deposits. While many banks propose rates hovering between 5.75% and 7.77%. ...Less

...More

...Less

When it comes to Non-Resident External (NRE) and Non-Resident Ordinary (NRO) fixed deposits, understandin ...More

When it comes to Non-Resident External (NRE) and Non-Resident Ordinary (NRO) fixed deposits, understanding their distinct tax implications is crucial. NRE deposits provide tax-free interest earnings in India, making them advantageous for NRIs. On the other hand, interest from NRO fixed deposits incurs TDS. ...Less

Senior citizen sent income tax notice for Rs 65.27 lakh unexplained cash deposit, which was later proved ...More

Senior citizen sent income tax notice for Rs 65.27 lakh unexplained cash deposit, which was later proved to be pension and FD money; ITAT Jaipur order explained. ...Less

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50% ...More

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50%, signaling a shift. Following this decision, banks are expected to raise fixed deposit interest rates in the near future. Retail inflation has been rising, indicating that further hikes may be necessary to control it. The competition from small savings schemes and government securities contributes to this pressure on banks. ...Less

Soon you will get to see your fixed deposit (FD) details in CAS statements. CAS stands for consolidated a ...More

Soon you will get to see your fixed deposit (FD) details in CAS statements. CAS stands for consolidated account statements and it is usually sent by NSDL, CDSL, Karvy or CAMS. This CAS statement at present shows your demat and non-demat holdings including mutual funds, bonds, listed shares. ...Less

Can Fin Homes shares rallied up to 5% after the housing finance company reported a 10% year-on-year rise ...More

Can Fin Homes shares rallied up to 5% after the housing finance company reported a 10% year-on-year rise in Q2 FY27 net profit to Rs 275 crore. Net interest income grew 7%, while the loan book expanded 10% to Rs 43,539 crore. ...Less

With ₹1.5 crore in their investment corpus, Ajay and Supriya Pandey face a crucial management decision. T ...More

With ₹1.5 crore in their investment corpus, Ajay and Supriya Pandey face a crucial management decision. They intend to craft a dual-portfolio strategy, creating a growth portfolio tailored for retirement and a responsibilities portfolio designated for upcoming expenses. This plan allows them to fulfill immediate needs like education and healthcare without sacrificing their long-term financial growth. ...Less

The next few weeks are critical, and one should not be in a hurry to make market-related decisions. Bette ...More

The next few weeks are critical, and one should not be in a hurry to make market-related decisions. Better to be cautious – to wait and watch. Let the picture become a little clearer before you act. ...Less

The Reserve Bank of India has shifted its policy stance to calibrated tightening amid rising inflation co ...More

The Reserve Bank of India has shifted its policy stance to calibrated tightening amid rising inflation concerns. A rate hike of up to 50 basis points is anticipated in December, increasing the current benchmark rate. Various economists emphasize the likelihood of cumulative rate increases over the next months. Rising commodity prices and global market volatility are influencing these monetary policy decisions. ...Less

Congress raised serious issues regarding the National Testing Agency, including malpractice and incompete ...More

Congress raised serious issues regarding the National Testing Agency, including malpractice and incompetence. A recent Parliamentary Standing Committee report outlines claims of paper leaks since 2017, contradicting official statements. The NTA's structure lacks accountability, as it heavily relies on private contractors for examinations. Additionally, the agency has earned significant revenue but failed to invest in improving examination infrastructure. ...Less

A piece of advice for those who still have the stomach to invest in the current volatile market. Don’t ta ...More

A piece of advice for those who still have the stomach to invest in the current volatile market. Don’t take any price action as the gospel truth; look beyond the index movements. And, finally, be both cautious and selective in your stock picks. ...Less

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. Th ...More

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. This forecast is driven by persistent inflation, soaring crude oil prices, and a depreciating rupee. Should the RBI implement this hike, it could lead to higher fixed deposit returns for investors. Meanwhile, public sector banks continue to offer lower rates, struggling against fierce competition from government securities and small savings schemes. ...Less

...More

...Less

Edelweiss Mutual Fund MD and CEO Radhika Gupta says investors should approach Specialised Investment Fund ...More

Edelweiss Mutual Fund MD and CEO Radhika Gupta says investors should approach Specialised Investment Funds (SIFs) with clear portfolio goals rather than chase new products or returns. Speaking at the ET Alpha Wealth Summit 2.0, she highlighted their tax efficiency, the importance of understanding derivatives-based strategies, and the need to assess risks, costs and realistic return expectations before investing. ...Less

Debt funds whose returns are more than a conventional fixed deposit instrument. ...More

Debt funds whose returns are more than a conventional fixed deposit instrument. ...Less

For quite some time now, it has become increasingly hard to make sense of what is happening in the world. ...More

For quite some time now, it has become increasingly hard to make sense of what is happening in the world. The old understanding of what is sensible and nonsensical has vanished, and things once kept hidden in the darkest corners are now done openly by those in charge of the most powerful places on earth. So, for the next two-and-a half years, until this phase of global politics runs its course, we will continue to see the kind of surprises that no business can plan for. ...Less

ET Wealth reader's query: I was an NRI until FY2024–25. After relocating to India, my residential status ...More

ET Wealth reader's query: I was an NRI until FY2024–25. After relocating to India, my residential status changed to ‘resident’ from FY2025–26. While I was an NRI, I invested in fixed deposits through my NRE account, and these deposits are due to mature in FY27. Will the interest earned on these NRE fixed deposits be taxable in India? ...Less

The monsoon is one influence on rural financial health. It is not a complete predictor of what a lender w ...More

The monsoon is one influence on rural financial health. It is not a complete predictor of what a lender will earn. Whether good rain becomes money in the household’s hand depends on crop prices, irrigation, wages, government transfers, non-farm employment, and how much debt the household already has.Stock Reports Plus, powered by Refinitiv, is a comprehensive report that evaluates five key components of 4,000+ listed stocks – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardised scores. The simple average of the above-mentioned five component ratings is normally distributed to reach an average score. ...Less

In India, commodities are steadily gaining traction as a crucial component of investment strategies. As i ...More

In India, commodities are steadily gaining traction as a crucial component of investment strategies. As investors diversify beyond conventional assets, they are discovering opportunities in gold, copper, and energy markets. Innovative financial products make it easy to engage in these commodities without the need for physical possession. Success demands a strong grasp of specific commodities and diligence in choosing regulated trading platforms. ...Less

Keep a close watch on updates from FMCG companies, the cement sector, from real estate companies, especia ...More

Keep a close watch on updates from FMCG companies, the cement sector, from real estate companies, especially about the commercial segment of those focused on South India. What they say will provide an idea of how things are panning out on the ground. ...Less

Effectively managing a Rs 4 crore investment portfolio requires streamlining and consolidation for optima ...More

Effectively managing a Rs 4 crore investment portfolio requires streamlining and consolidation for optimal financial performance. With multiple mutual funds, ULIPs, and real estate elements, complexity can arise. Financial advisor Shivam Pathak recommends assessing ULIPs and potentially separating insurance from investments. He also advocates for consolidating mutual funds to minimize redundancy and improve clarity, ultimately aiming to align the portfolio more closely with long-term financial aspirations. ...Less

Edelweiss Mutual Fund MD Radhika Gupta says Specialised Investment Funds are gaining traction, offering f ...More

Edelweiss Mutual Fund MD Radhika Gupta says Specialised Investment Funds are gaining traction, offering flexible strategies beyond traditional mutual funds. With SIF assets reaching Rs 38,000 crore, she urges investors to focus on strategy, risks, taxation and portfolio purpose before investing. ...Less

A man was admitted to a Dehradun wellness facility by his wife amid their ongoing divorce dispute. After ...More

A man was admitted to a Dehradun wellness facility by his wife amid their ongoing divorce dispute. After spending 42 days there, he approached the Uttarakhand High Court through a habeas corpus petition. The court found that the facility could not produce the medical certification required under the Mental Healthcare Act and ordered his immediate release. ...Less

...More

...Less

FD interest rate for senior citizents: Senior citizens can take advantage of attractive fixed deposit int ...More

FD interest rate for senior citizents: Senior citizens can take advantage of attractive fixed deposit interest rates from various banking institutions. For instance, Suryoday Small Finance Bank shines by offering an impressive 8.50% on five-year fixed deposits, while DCB Bank provides a commendable 8%. ...Less

For the last two years, one sector where actual performance has been better than expected has been bankin ...More

For the last two years, one sector where actual performance has been better than expected has been banking. Yes, there were exceptions among small finance banks. But the question now is: Will the situation remain the same given that there are many emerging challenges? ...Less

NCERT has introduced personal income tax in the Class 9 curriculum to enhance financial literacy among st ...More

NCERT has introduced personal income tax in the Class 9 curriculum to enhance financial literacy among students. The textbook highlights the importance of paying taxes honestly and on time as a civic duty. Students will learn to calculate their tax liability using the new tax regime's slab system. Additionally, the chapter covers personal finance principles, including budgeting, saving, and protecting against risks. ...Less

SBI Card has introduced the Advantage SBI Card through the SBI YONO app, making it simpler than ever for ...More

SBI Card has introduced the Advantage SBI Card through the SBI YONO app, making it simpler than ever for customers to apply. This innovative offering features four variants of secured credit cards linked to fixed deposits. With a fully paperless application process, it's designed to enhance accessibility, particularly for those with limited credit histories seeking a means to build financial profiles. ...Less

Bank credit growth strengthened across major sectors in August, with personal loans rising 16.9% year-on- ...More

Bank credit growth strengthened across major sectors in August, with personal loans rising 16.9% year-on-year to ₹72.9 lakh crore, up from 11.9% a year earlier, RBI data showed. ...Less

Millennials are experiencing a midlife crisis defined less by one dramatic event and more by several anxi ...More

Millennials are experiencing a midlife crisis defined less by one dramatic event and more by several anxieties arriving at once: ageing bodies, marriage and dating pressures, career uncertainty, money worries, climate change and constant exposure to global crises. ...Less

Indian households are increasingly opting for secured loans, particularly against gold, which surged sign ...More

Indian households are increasingly opting for secured loans, particularly against gold, which surged significantly. Credit card dues and consumer durable loans have shown minimal growth, reflecting a shift in borrowing behavior. Personal loans continue to grow, contributing substantially to overall bank credit, which rose markedly. Loans against gold jewellery increased substantially in percentage terms, likely aided by a favorable base effect. ...Less

In times like these, the market will have its green and red days. What matters, however, is not the colou ...More

In times like these, the market will have its green and red days. What matters, however, is not the colour of a single day, but the things underneath it: The central bank, the fund flows, and, above all, corporate earnings. Watch those, stay patient, and forget the daily noise. ...Less

New insights reveal that systematic investment plans in the Nifty50 have consistently underperformed, pre ...More

New insights reveal that systematic investment plans in the Nifty50 have consistently underperformed, presenting a five-year XIRR of merely 4.5%. This result places Nifty50 below the returns of traditional fixed deposits. In contrast, midcap and smallcap indices have shown impressive gains. Analysts recommend a strategy focusing on individual stock selection and earnings growth rather than relying solely on index performance, prompting a reassessment of index-based investment approaches. ...Less

State Bank of India officials are seeking clarity on handling accounts when an organization’s registratio ...More

State Bank of India officials are seeking clarity on handling accounts when an organization’s registration is suspended. They highlighted risks for smaller entities that may lose access to funds upon missing renewal deadlines. The JPC is examining the implications of the FCRA Amendment Bill, focusing on accountability and regulations for banking procedures. ...Less

In October 2026, significant changes to banking and finance regulations will take effect, impacting numer ...More

In October 2026, significant changes to banking and finance regulations will take effect, impacting numerous services. Furthermore, the Reserve Bank of India will introduce new disclosure protocols regarding bulk fixed deposits, and UPI transaction fees will be revised for amounts exceeding Rs 2,000 starting October 15. ...Less

For senior citizens aged 60 and above, numerous banks are offering fixed deposit interest rates as high a ...More

For senior citizens aged 60 and above, numerous banks are offering fixed deposit interest rates as high as 8.5%. Jana Small Finance Bank has an attractive 8.3% rate for three-year terms, while Utkarsh Small Finance Bank offers 8%. To avoid TDS, seniors should submit Form 15H if their annual income stays beneath the taxable limit, with TDS applied if FD interest exceeds Rs 1 lakh. ...Less

Parents receiving money from their NRI children in India may enjoy tax exemptions on gifts, but large tra ...More

Parents receiving money from their NRI children in India may enjoy tax exemptions on gifts, but large transactions can attract scrutiny from the Income-tax Department. Understanding when these transfers could prompt questions and how to document them properly is crucial for avoiding potential tax liabilities or notices. Learn about the necessary safeguards and responses to inquiries. ...Less

The Enforcement Directorate has attached assets valued at Rs 442 crore linked to Gameskraft Technologies. ...More

The Enforcement Directorate has attached assets valued at Rs 442 crore linked to Gameskraft Technologies. This action is part of an ongoing money laundering investigation against the online gaming company. The seized properties include fixed deposits, commercial shops, and residential properties belonging to related entities. The agency claims Gameskraft's platforms caused significant user losses by employing automated programs without consent. ...Less

Effective from October 1, 2026, the Reserve Bank of India will implement new rules concerning bulk fixed ...More

Effective from October 1, 2026, the Reserve Bank of India will implement new rules concerning bulk fixed deposits. Every bank will be mandated to reveal their daily bulk deposit interest rates at 10 am. This regulation aims to ensure that interest rates for identical bulk deposits remain the same in all branches. ...Less

In its latest downturn phase, the market has been falling for close to a month-and-a-half, with only the ...More

In its latest downturn phase, the market has been falling for close to a month-and-a-half, with only the occasional bounce. In a stretch like this, you may get a sharp upmove caused by short covering, where traders who had bet on a fall buy back to close their positions, pushing prices up for a while. Do not mistake such a bounce for an end to the current troubles. ...Less

Lalit Keshre, co-founder and CEO of Bengaluru-based Groww, was raised in a farming family in Lepa, Madhya ...More

Lalit Keshre, co-founder and CEO of Bengaluru-based Groww, was raised in a farming family in Lepa, Madhya Pradesh and studied in the only English-medium school in his district before cracking IIT Bombay. He earned a dual degree in Electrical Engineering in 2004 and later worked at Flipkart before founding Groww in 2016. Today, Groww offers multiple financial products, while Forbes puts Keshre’s net worth at $1.1 billion. ...Less

Cutting through money jargon, one topic at a time. This week Abhinav Kaul explains why US interest-rate h ...More

Cutting through money jargon, one topic at a time. This week Abhinav Kaul explains why US interest-rate hikes can affect gold prices, and what it means for Indian investors. ...Less

The Bengaluru Zonal Office issued the provisional attachment order on September 25 under the Prevention o ...More

The Bengaluru Zonal Office issued the provisional attachment order on September 25 under the Prevention of Money Laundering Act (PMLA), 2002. The attached assets include fixed deposits, commercial shops, a villa and residential properties held in the names of family members, private family trusts and entities associated with shareholders of Gameskraft Technologies, the ED said in a news release. ...Less

Ernakulam, Kerala: Husband faced challenges and long delay in accessing late wife’s savings bank account ...More

Ernakulam, Kerala: Husband faced challenges and long delay in accessing late wife’s savings bank account as nominee died; Consumer commission orders bank to pay Rs 10,000 compensation for delay ...Less

The Ministry of Finance has announced that the interest rates for small savings schemes will remain stead ...More

The Ministry of Finance has announced that the interest rates for small savings schemes will remain steady for the next quarter. This decision comes after two years of rate stability since December 2024. The review took into account inflation and bond yields, which hinted at possible rate increases. However, the government opted to keep things as they are, potentially revisiting the rates depending on future economic shifts and inflation trends. ...Less

State Bank of India presented to the Joint Parliamentary Committee regarding the Foreign Contribution (Re ...More

State Bank of India presented to the Joint Parliamentary Committee regarding the Foreign Contribution (Regulation) Amendment Bill. Officials raised concerns about gaps in foreign donation handling when registration lapses occur. They suggested that clear banking procedures be established for affected organizations. The bill proposed transferring compliance responsibilities to a government-designated authority in certain cases. Opposition parties criticized the bill for potentially disadvantaging minority groups and impacting foreign funding for NGOs. ...Less

A bank can afford to give an affluent customer a highly rewarding credit card if that card helps persuade ...More

A bank can afford to give an affluent customer a highly rewarding credit card if that card helps persuade the customer to consolidate assets with the lender. The other advantage is that a credit card is one of the most visible products a bank gives a customer. Every transaction reinforces the relationship with the bank. ...Less

...More

...Less

Oil prices are still up, and so are bond yields, both in the US and in other major markets. And fresh tro ...More

Oil prices are still up, and so are bond yields, both in the US and in other major markets. And fresh troubles seem to crop up somewhere or the other in the world. That is the reality, and there is no use pretending otherwise. The fact remains that we are living in a world where there is a readjustment taking place. And that is always painful. ...Less

Money or property gifted by a member to an HUF may not be taxable in the HUF’s hands because of the “rela ...More

Money or property gifted by a member to an HUF may not be taxable in the HUF’s hands because of the “relative” exemption. But the tax consequence for income generated from such property is different. This article explains why transferring self-acquired assets to an HUF does not provide the intended tax-saving benefit. ...Less

On September 30, 2026, the Finance Ministry will evaluate interest rates for small savings schemes. With ...More

On September 30, 2026, the Finance Ministry will evaluate interest rates for small savings schemes. With high inflation and increasing G-Sec bond yields, many are speculating about potential rate hikes. Currently, various schemes offer competitive returns exceeding 7%. Despite indicators suggesting adjustments, the government has kept rates steady for several quarters. The upcoming review will clarify the government's stance on these interest rates. ...Less

Given the current market situation, no sector is immune from headwinds. The banking sector is no exceptio ...More

Given the current market situation, no sector is immune from headwinds. The banking sector is no exception. There are clear short-term headwinds, but the question an investor should ask is: Are these headwinds likely to hit the core business of banks and create some issue that may take a long time to settle? ...Less

CA Nitin Kaushik explains why Fixed Deposits, despite offering guaranteed returns, may not always build l ...More

CA Nitin Kaushik explains why Fixed Deposits, despite offering guaranteed returns, may not always build long-term wealth. He compares Rs 1.2 lakh invested in a 10-year FD at 7% with the same amount invested in a Nifty 50 Index Fund, estimating around Rs 2.4 lakh versus Rs 3.72 lakh. Kaushik says FDs suit capital preservation, emergencies and short-term goals, while long-term wealth requires considering growth and purchasing power. ...Less

Kutch Kadva Patidar Samaj has initiated a scheme to encourage families to have a third child. Parents who ...More

Kutch Kadva Patidar Samaj has initiated a scheme to encourage families to have a third child. Parents who have a third child will receive Rs 50,000 as a fixed deposit. Community leaders are concerned that younger couples are choosing to have fewer children or remain childless. They believe this initiative will help address the declining population within their community. ...Less

FD interest rates: Many banks are currently promoting compelling interest rates for 555-day fixed deposit ...More

FD interest rates: Many banks are currently promoting compelling interest rates for 555-day fixed deposits. While general depositors can enjoy rates of up to 7.25%, senior citizens benefit even more, with rates peaking at 7.50% for the same duration. Notably, City Union Bank and Karnataka Bank offer competitive options. It's advisable for depositors to check the latest rates before making any decisions on fixed deposits. ...Less

There are some interesting contrarian bets in the market. But going contrarian, or buying what everyone e ...More

There are some interesting contrarian bets in the market. But going contrarian, or buying what everyone else is running away from, is not to be done casually. Done wrong, it is just recklessness. It becomes a sensible move only when there is a solid, logical reason behind it. So, the real question is not whether some companies are beaten down. The question is whether there is a good reason to buy them anyway. ...Less

Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of ...More

Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of possible interest rate hikes by the Reserve Bank of India. This inflation surge is pressuring banks to elevate fixed deposit interest rates amidst fierce competition from government securities and appealing returns from small savings schemes. Future adjustments in fixed deposit rates will largely hinge on ongoing inflation trends and RBI policies. ...Less

Allahabad High Court has ordered SBI to refund Rs 19.9 lakh after the bank used a widow’s fixed deposit t ...More

Allahabad High Court has ordered SBI to refund Rs 19.9 lakh after the bank used a widow’s fixed deposit to recover her late husband’s personal loan. The court also awarded Rs 1 lakh compensation, after finding that the woman was not a party to the loan and SBI had no legal basis to directly debit her account. ...Less

If oil prices stay high and push up inflation, it is likely that banking stocks will come under pressure ...More

If oil prices stay high and push up inflation, it is likely that banking stocks will come under pressure because their business will be impacted. But even before the real business is impacted, it is likely that they will see selling pressure because of their FPI-heavy ownership structure. So, clouds of uncertainty hang over the sector’s stocks. But don't confuse the stocks with the business. ...Less

After crude oil prices, the one thing that provides a boost to the bears is the tariffs that US President ...More

After crude oil prices, the one thing that provides a boost to the bears is the tariffs that US President Trump keeps announcing. Now, there is no way of knowing what will happen in terms of the latest 100% tariff announced around Russian oil imports. Even the person who has signed off on the tariff perhaps does not quite know what he did and why he did it. The market can only hope that nothing truly disruptive to the global economy is actually implemented. ...Less

Select small finance banks offer senior citizens fixed deposit rates up to 8.5 percent. Suryoday Small Fi ...More

Select small finance banks offer senior citizens fixed deposit rates up to 8.5 percent. Suryoday Small Finance Bank provides 8.5 percent interest on five-year fixed deposits for seniors. Jana Small Finance Bank offers 8 percent interest on similar fixed deposit terms. Banks deduct TDS on FD interest exceeding one lakh rupees for senior citizens. Senior citizens can submit Form 15H to avoid TDS if their tax liability is zero. ...Less

Indian stock markets have languished with nearly two years of stagnant returns since late 2024. This leng ...More

Indian stock markets have languished with nearly two years of stagnant returns since late 2024. This lengthy phase of sideways trading serves as a necessary time correction rather than merely a decline in prices. Historical trends indicate that similar corrections have often extended much longer and deeper. Investors should exercise patience, persist with their SIP strategies, and recognize that moderating valuations and recovering earnings may herald promising future opportunities. ...Less