Veteran investor Shankar Sharma advises retail investors to avoid equities, arguing that markets are for ...More

Veteran investor Shankar Sharma advises retail investors to avoid equities, arguing that markets are for professionals and that taxes and volatility erode returns. He suggests fixed deposits offer better peace of mind and risk-adjusted returns. However, some social media users and market data challenge his view, citing positive retail experiences and long-term market growth. ...Less

As retirement nears, investors question diversifying beyond fixed deposits into equities. Experts advise ...More

As retirement nears, investors question diversifying beyond fixed deposits into equities. Experts advise it's never too late to adjust strategies, emphasizing diversification balances capital preservation with inflation-beating growth potential. An ideal asset allocation depends on individual goals and risk tolerance. ...Less

Malaysia My Second Home (MM2H) offers long-term residency through an investment scheme with four categori ...More

Malaysia My Second Home (MM2H) offers long-term residency through an investment scheme with four categories: Platinum, Gold, Silver, and SEZ/SFZ. Each tier has distinct financial and property purchase requirements, along with varying pass validity and minimum stay conditions for applicants and their families. ...Less

Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit ...More

Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit rates soon. Rising inflation, a high deposit-credit ratio, and attractive small savings schemes are pushing banks to offer better returns to attract investors after a period of low FD rates. ...Less

Fixed deposit investors are watching interest rates closely. Several banks have revised their FD rates in ...More

Fixed deposit investors are watching interest rates closely. Several banks have revised their FD rates in June 2026. Savers can lock in attractive returns with some banks offering up to 8% interest to senior citizens on select tenures. ...Less

Despite the RBI maintaining the repo rate at 5.25%, major banks like SBI, HDFC, ICICI, PNB, and Bank of B ...More

Despite the RBI maintaining the repo rate at 5.25%, major banks like SBI, HDFC, ICICI, PNB, and Bank of Baroda are offering competitive fixed deposit interest rates. These attractive rates, particularly for senior citizens, vary across different tenures, with some reaching up to 7.1%. ...Less

Punjab National Bank customers using MasterCard for international transactions face continued suspension ...More

Punjab National Bank customers using MasterCard for international transactions face continued suspension of services linked to Russia. This action aligns with global sanctions. The bank also announced the discontinuation of complimentary airport lounge access for its MasterCard Platinum Debit Cardholders from June 1, 2026. New fixed deposit rates are effective from the same date. ...Less

Wealth managers are favoring balanced advantage funds due to attractive large-cap stock valuations and hi ...More

Wealth managers are favoring balanced advantage funds due to attractive large-cap stock valuations and high bond yields. These funds dynamically adjust equity and debt allocations, offering moderate returns with low volatility, making them suitable for first-time investors seeking stability and better returns than fixed deposits. ...Less

Several Indian banks have updated their Foreign Currency Non-Resident Bank FCNR(B) interest rates. This c ...More

Several Indian banks have updated their Foreign Currency Non-Resident Bank FCNR(B) interest rates. This comes after the government announced it would cover hedging costs for new 3 to 5 year FCNR(B) deposits. This initiative benefits Non-Resident Indians and others. Central Bank of India is offering a 6% interest rate on these deposits. ...Less

National Savings Certificate provides a secure investment option. With a 7.7% interest rate, a Rs 1 lakh ...More

National Savings Certificate provides a secure investment option. With a 7.7% interest rate, a Rs 1 lakh investment grows to over Rs 1.44 lakh in five years. Tax deductions are available under Section 80C for those following the old tax regime. NSC accounts can be transferred in specific situations. ...Less

Amid broader market weakness, the Sensex fell 408 points over five sessions ending May 29, while 14 BSE s ...More

Amid broader market weakness, the Sensex fell 408 points over five sessions ending May 29, while 14 BSE smallcap stocks declined continuously, losing up to 15% led by Wakefit Innovations, Master Trust and Godavari Biorefineries. ...Less

Fintech firm Stable Finserv, backed by Peak XV Partners and Lightspeed, faces a ban from distributing mut ...More

Fintech firm Stable Finserv, backed by Peak XV Partners and Lightspeed, faces a ban from distributing mutual funds until November 2026. The Association for Mutual Funds in India imposed the restriction, impacting investors' SIPs. While the exact reason remains unclear, industry insiders suggest potential violations in advertising or documentation. This comes despite recent significant funding for the startup. ...Less

A Bengaluru Chartered Accountant, Meenal Goel, realized her biggest financial mistake was letting her sav ...More

A Bengaluru Chartered Accountant, Meenal Goel, realized her biggest financial mistake was letting her savings sit idle for years. Despite a strong career start, she didn't begin investing until age 25. A colleague's comment about SIPs funding his travel became her wake-up call, prompting her to actively learn and structure her investments. ...Less

Investors can now gain real estate exposure through REITs, an alternative to direct property purchase. Th ...More

Investors can now gain real estate exposure through REITs, an alternative to direct property purchase. These trusts pool funds to invest in income-generating properties like offices and malls. REITs offer potential returns between fixed deposits and equities, with yields ranging from 6% to 9%. They distribute a significant portion of rental income to unit holders, providing periodic payouts. ...Less

A century-old cooperative in Punjab's Hoshiarpur district is empowering farmers with loans, equipment ren ...More

A century-old cooperative in Punjab's Hoshiarpur district is empowering farmers with loans, equipment rentals, and ultra-low-cost biogas. This multi-dimensional institution, serving over 3,700 people, has diversified into agro-processing, wastewater treatment, and affordable medicine provision, significantly boosting rural living standards and productivity. Its innovative sustainability initiatives have earned national recognition. ...Less

The Reserve Bank of India has maintained the repo rate at 5.25%. This decision comes as policymakers asse ...More

The Reserve Bank of India has maintained the repo rate at 5.25%. This decision comes as policymakers assess the effects of higher energy prices and supply chain issues. The ongoing West Asia conflict is a key factor. Home loans and business borrowing costs are expected to remain stable. Savers will likely see fixed deposit rates stay near current levels. ...Less

As retirement nears, an investor with a Rs 2.75 crore portfolio needs to rebalance. An expert advises con ...More

As retirement nears, an investor with a Rs 2.75 crore portfolio needs to rebalance. An expert advises consolidating mutual funds, shifting near-term goals to arbitrage funds, and increasing equity exposure for long-term inflation protection. The strategy aims to simplify investments and enhance returns while managing risk. ...Less

A finance expert shared how a friend, after losing a high-paying job, found a comfortable life in his vil ...More

A finance expert shared how a friend, after losing a high-paying job, found a comfortable life in his village. By investing Rs 75 lakh in fixed deposits and starting a dairy business, he now earns a steady income, proving that savings offer options beyond a high salary. ...Less

A 74-year-old investor with Rs 4 lakh in equity mutual funds seeks advice on future income generation thr ...More

A 74-year-old investor with Rs 4 lakh in equity mutual funds seeks advice on future income generation through Systematic Withdrawal Plans. An expert suggests gradually adding hybrid funds to reduce market volatility. The withdrawal amount will depend on investment duration, accumulated gains, income needs, and overall financial situation. Historical data suggests 5-6% annual withdrawals are sustainable over 10-15 years. ...Less

The Ministry of Finance has launched a new portal to help citizens find forgotten money. This initiative, ...More

The Ministry of Finance has launched a new portal to help citizens find forgotten money. This initiative, called 'Your Money, Your Right', allows people to trace unclaimed bank deposits, insurance policies, and mutual fund investments. It also helps shareholders claim unpaid dividends and shares. ...Less

Senior citizens can secure fixed deposit interest rates up to 8 percent for a three-year investment. Seve ...More

Senior citizens can secure fixed deposit interest rates up to 8 percent for a three-year investment. Several small finance banks are offering this attractive rate for deposits up to Rs 3 crore. Investors should be aware of TDS rules and the option to submit Form 15H to avoid deductions if their total income is below taxable limits. ...Less

The Chhattisgarh High Court ruled that asset preservation under PMLA includes safeguarding economic value ...More

The Chhattisgarh High Court ruled that asset preservation under PMLA includes safeguarding economic value, not just legal control. This allows for liquidation of volatile market-linked assets like shares, with proceeds reinvested in low-risk instruments under ED supervision to prevent wealth erosion during investigations. ...Less

They pose as the police, put you under ‘digital arrest’, and tether you to a video call till your savings ...More

They pose as the police, put you under ‘digital arrest’, and tether you to a video call till your savings are gone. How India’s fastest growing fear scam, and other cyber frauds, work. ...Less

The RBI is widely expected to keep the repo rate unchanged at 5.25% in the June 5 MPC meeting despite con ...More

The RBI is widely expected to keep the repo rate unchanged at 5.25% in the June 5 MPC meeting despite concerns over rising fuel prices, a weaker rupee and geopolitical tensions. Experts believe FD rates are unlikely to rise soon as liquidity conditions, credit growth and deposit growth have stabilised. Most analysts see little chance of an immediate repo rate hike, suggesting FD investors may have to wait longer for any meaningful increase in fixed deposit interest rates. ...Less

Given how the market has moved in the last five-six trading sessions, the probability is high that a new ...More

Given how the market has moved in the last five-six trading sessions, the probability is high that a new readjustment trade has started. This trade takes into account the second- and third-order impact of rising crude oil prices, as also a poor monsoon that could play spoilsport for the Indian economy. What does this mean for the banking sector? Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Just look at developments in the past 48 hours. The war between Iran and Israel resumed, but within hours ...More

Just look at developments in the past 48 hours. The war between Iran and Israel resumed, but within hours Tehran said it had halted all offensive operations. This suggests that the US is making an attempt to settle matters; but it might not be an easy thing to achieve. Coming to the market, the way the street has treated Q4 FY26 numbers shows that selling pressure can emerge for stocks that disappoint. And in all probability, there are more disappointments than positive surprises. ...Less

Retiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investm ...More

Retiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withdrawal rates between 4.5% and 6.5% annually, with potential monthly incomes ranging from Rs 70,000 to Rs 1.2 lakh. A bucket strategy is recommended for managing immediate needs and long-term growth. ...Less

Post Office Monthly Income Scheme (POMIS) offers predictable, government-backed monthly income, attractin ...More

Post Office Monthly Income Scheme (POMIS) offers predictable, government-backed monthly income, attracting retirees and conservative investors. While safe, its returns may not beat inflation, and interest is taxable. Experts suggest a balanced approach, combining low-risk options like arbitrage funds for income with equity funds for long-term wealth creation. ...Less

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs mi ...More

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs might decide to sell, putting these stocks under pressure at periodic intervals. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Indian banks will see a slight dip in their return on assets this fiscal. This is due to lower treasury i ...More

Indian banks will see a slight dip in their return on assets this fiscal. This is due to lower treasury income and early provisions for a new accounting rule. Despite this, profitability will remain strong, well above historical averages. Net interest margins are expected to stay stable. Credit growth will continue to be healthy. ...Less

India's global equity market capitalization ranking has dropped to seventh as foreign investors shift foc ...More

India's global equity market capitalization ranking has dropped to seventh as foreign investors shift focus to AI opportunities in Taiwan and South Korea. Despite this, genuine excitement for India's long-term economic potential remains, with investors preparing for its eventual resurgence. ...Less

India changed the base year used to measure its economy from 2011-12 to 2022-23. The first full-year prov ...More

India changed the base year used to measure its economy from 2011-12 to 2022-23. The first full-year provisional numbers under the new yardstick landed on June 5. Real GDP growth for FY26 came in at 7.7%, while nominal GDP stood at Rs. 346.36 lakh crore. The economy did not suddenly change. The denominator did. That matters because every macro ratio investors look at (debt-to-GDP, market-cap-to-GDP, tax-to-GDP) now sits on a recalibrated base. This is the framework investors need before the next round of macro headlines arrives. ...Less

Bank of India has raised interest rates on fixed deposits for tenures between one and three years. These ...More

Bank of India has raised interest rates on fixed deposits for tenures between one and three years. These new rates are effective from May 18, 2026. Senior citizens and super senior citizens will receive additional benefits. The bank has also outlined its penalty charges for premature withdrawals of fixed deposits. ...Less

An investor planning early retirement at 50 with a Rs 12.5 crore corpus seeks expert advice on generating ...More

An investor planning early retirement at 50 with a Rs 12.5 crore corpus seeks expert advice on generating Rs 2 lakh monthly income. The expert outlines a goal-based framework, recommending a balanced 60% equity and 40% debt allocation for retirement and a more growth-oriented mix for long-term wealth creation ...Less

The latest escalation in the US-Iran war means that crude oil price is back as a risk for India. Although ...More

The latest escalation in the US-Iran war means that crude oil price is back as a risk for India. Although we are in a market already struggling with weak sentiment, mid-cap underperformance, monsoon uncertainty, and likely earnings pressure, this is not a time for panic. It is, instead, a time to accept that your patience may be tested further. ...Less

Gilt funds invest in government securities. These funds are sensitive to interest rate changes. Rising yi ...More

Gilt funds invest in government securities. These funds are sensitive to interest rate changes. Rising yields have recently led to weak returns for gilt funds. Investors should consider gilt funds when bond yields are high. These funds are not ideal for those seeking stable returns or high liquidity. Understanding interest rate cycles is key for gilt fund investors. ...Less

Another down day, and another week where the market started with a cut. There is, at this juncture, no po ...More

Another down day, and another week where the market started with a cut. There is, at this juncture, no point in guessing what will happen to the Nifty and Sensex. That depends on many things which have nothing to do with fundamentals – and also have something to do with fundamentals. Yes, we are saying both, for a simple reason: In the last few days, there have been events that will have some impact on the fundamentals and operating matrices of several sectors. ...Less

Manoj Soman had not filed an ITR for the relevant assessment year, which is FY 10-11 in this case. Based ...More

Manoj Soman had not filed an ITR for the relevant assessment year, which is FY 10-11 in this case. Based on information available through the AIR mechanism and other departmental databases, the Income-tax Department noticed substantial cash deposits in the taxpayer's bank account. ITAT Mumbai, however, ruled in the assesse’s favour, saying TDS cannot be denied even if ITR is not filed. ...Less

The Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme ...More

The Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retirees to receive systematic payouts from the 80% withdrawable corpus until age 85 while keeping funds invested. RIS aims to improve income stability, corpus longevity, and inflation-beating returns. However, payouts remain market-linked, tax treatment remains unclear, and the scheme may be complex for some retirees. ...Less

Homemakers earning under Rs 2 lakh from fixed deposits and mutual funds may not need to file ITR legally, ...More

Homemakers earning under Rs 2 lakh from fixed deposits and mutual funds may not need to file ITR legally, but voluntary nil return filing helps maintain records and claim TDS refunds. ...Less

It is always important to make a distinction between sentiment and real business. While sentiment can imp ...More

It is always important to make a distinction between sentiment and real business. While sentiment can impact prices in the short term, it is business fundamentals that matter in the long term. And if they are turning structurally better, just ignore the noise on the street. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals ...More

Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strategy for sustainable income. This involves allocating funds for immediate needs, stable income, and growth. Careful planning and realistic withdrawals are key to ensuring your retirement fund lasts. ...Less

A survey by 1 Finance Magazine reveals a significant gap in retirement preparedness among Indians aged 40 ...More

A survey by 1 Finance Magazine reveals a significant gap in retirement preparedness among Indians aged 40-60. Nearly 76% lack detailed plans, yet 61.4% feel confident about retiring comfortably. Most rely on fixed deposits and mutual funds, with a median retirement corpus of Rs 28 lakh against a target of Rs 1 crore, highlighting a substantial shortfall. ...Less

Delhi Gymkhana Club saw its surplus surge nearly ten times to Rs 9.5 crore in 2023-24. Restaurants, bars, ...More

Delhi Gymkhana Club saw its surplus surge nearly ten times to Rs 9.5 crore in 2023-24. Restaurants, bars, and banquets drove this revenue growth. The club maintains strong financial reserves despite land lease and legal challenges. This financial success draws attention to its shift from sports to other operations. Membership queues continue to stretch for decades. ...Less

Amidst interest rate volatility and global uncertainty, fixed-income investors are exploring safer altern ...More

Amidst interest rate volatility and global uncertainty, fixed-income investors are exploring safer alternatives to bank deposits. Experts suggest short-term, high-quality corporate bonds and accrual-focused debt strategies can yield 7.5-9% without excessive risk. Investors are advised to focus on quality, avoid long-duration bets, and consider laddered portfolios for liquidity and reinvestment opportunities. ...Less

Most investors live by one ratio. That ratio that tells them all they want to know – or should one say al ...More

Most investors live by one ratio. That ratio that tells them all they want to know – or should one say all they want to hear? They open a screen, sort by it, and start picking from the bottom. It is the habit of a lifetime, and it is wrong more often than they realise. But add a single letter to the ratio and it changes which stocks look cheap, which look expensive, and which look like a trap. In a market that has gone nowhere for 20 months, getting that distinction right has rarely mattered more. ...Less

If the US-Iran ceasefire holds, the markets may see some recovery. The movement of crude oil prices and i ...More

If the US-Iran ceasefire holds, the markets may see some recovery. The movement of crude oil prices and its impact on the markets supports this thesis. In such a scenario, the probability that mid-caps might make a comeback attempt is high. It is, however, unlikely to be an across-the-board rally. It will, instead, be a sector-specific rally. And it will come with many ifs and buts. So, do shed fear, but not caution. ...Less

ET Wealth Reader's Query: If an income is tax-exempt in India, is it also exempt in the US for an NRI? Fo ...More

ET Wealth Reader's Query: If an income is tax-exempt in India, is it also exempt in the US for an NRI? For instance, interest on NRE accounts, FCNR deposits, and PPF is tax-free in India—does it need to be reported in the US, and will it be taxed there, including PPF maturity proceeds? ...Less

From a cancer diagnosis in Kolkata to a layoff in Bengaluru to Covid panic in Agra—real investors, real c ...More

From a cancer diagnosis in Kolkata to a layoff in Bengaluru to Covid panic in Agra—real investors, real crises, and the real cost of walking away. ...Less

Given the fluctuating situation in the Gulf region because of the US-Iran conflict, there is no guarantee ...More

Given the fluctuating situation in the Gulf region because of the US-Iran conflict, there is no guarantee that the market will not fall further. If the selling continues, it surely will. However, even if the selling stops, it does not mean that a bull party will restart immediately. It will take its own sweet time. ...Less

Gurugram-based Oxyzo Financial Services, the financial arm of OfBusiness, is set to acquire online bond d ...More

Gurugram-based Oxyzo Financial Services, the financial arm of OfBusiness, is set to acquire online bond distribution platform GoldenPi Technologies. This strategic move will allow Oxyzo to expand into wealth management and fixed-income investments, leveraging GoldenPi's 16 lakh user base and Rs 6,000 crore in cumulative investments. ...Less

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Senior citizens seeking higher returns on their retirement savings can explore 3-year Fixed Deposit optio ...More

Senior citizens seeking higher returns on their retirement savings can explore 3-year Fixed Deposit options. Small finance banks like Jana and Utkarsh lead with 8% interest, while private banks such as Bandhan and YES Bank offer up to 7.75%. Public sector banks, including Bank of India and Standard Chartered, provide 7%. ...Less

Sukanya Samriddhi Yojana provides a powerful way to save for a girl child's education. This government-ba ...More

Sukanya Samriddhi Yojana provides a powerful way to save for a girl child's education. This government-backed scheme offers high interest rates and tax benefits. Opening an account early maximizes compounding benefits over its 21-year tenure. Parents can build a significant corpus for future education needs. SSY is a safe and efficient option for long-term savings. ...Less

Retail market investors are presented with a choice. Act now, when the uncertainty quotient is high. Or, ...More

Retail market investors are presented with a choice. Act now, when the uncertainty quotient is high. Or, wait for things to settle down. In the second case, you may end up buying stocks that are priced 5-10% higher compared to current levels. But the advantage is that your anxiety quotient will be much lower. And that is important, because decisions taken in anxious times can be terrible for the health of your portfolio. Also: As the market makes a serious attempt at a recovery, sticking to some important rules is a must. ...Less

India's Real Estate Investment Trusts are growing into a popular investment for everyday people. These tr ...More

India's Real Estate Investment Trusts are growing into a popular investment for everyday people. These trusts are moving beyond just office buildings to include warehouses, hotels, and shopping centers. Experts see this as a major step for the market. REITs offer stable income and a way to invest in large properties without direct ownership. ...Less

With the utilities for ITR filing for AY 2026–27 being available now, many taxpayers are planning to file ...More

With the utilities for ITR filing for AY 2026–27 being available now, many taxpayers are planning to file their returns early. However, incomplete AIS data, pending TDS filings, and delayed financial reporting may lead to mismatches, notices, and revised returns. Taxpayers should prioritise accurate reconciliation and complete reporting over speed in tax compliance. ...Less

Most people do not underinvest because they are unaware of the reality or are careless. They underinvest ...More

Most people do not underinvest because they are unaware of the reality or are careless. They underinvest because nobody showed them the future cost of their own goals & without these answers, an SIP remains a habit with hope attached to it. ...Less

Global economic turbulence is high. However, India's company earnings are performing well. Deepak Shenoy ...More

Global economic turbulence is high. However, India's company earnings are performing well. Deepak Shenoy advises investors to focus on fundamentals and maintain patience. Disciplined investing is key for retail investors. The market presents entry points for those with a five-year outlook. India needs to build domestic manufacturing to reduce dollar dependency. ...Less

It is a question often heard on the street: Which is better, private or PSU banks? To some extent, it is ...More

It is a question often heard on the street: Which is better, private or PSU banks? To some extent, it is a meaningless question. Both private and PSU banks operate in the same ecosystem and are equally impacted by what happens to the economy. What plays an important part in their stock price is the difference in ownership structure. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Given the latest news flow from the Gulf region, the probability is high that we might once again see the ...More

Given the latest news flow from the Gulf region, the probability is high that we might once again see the bulls attempting a comeback. As uncertainty caused by the US-Iran war continues, just remember one thing: Keep your eye on the Q4 earnings numbers that are pouring in. Finally, that is what matters to the street. ...Less

For senior citizens looking to maximize their savings, attractive fixed deposit rates are still within re ...More

For senior citizens looking to maximize their savings, attractive fixed deposit rates are still within reach. Suryoday Small Finance Bank proudly tops the list with an impressive 8.05% for a five-year commitment. Other small finance institutions are also stepping up with competitive offers. Remember, while it's tempting to chase high returns, prioritizing safety is key. ...Less

This is a story about a company that is simultaneously an asset and an anomaly. An asset because it build ...More

This is a story about a company that is simultaneously an asset and an anomaly. An asset because it builds a tangible, necessary product, generates surplus cash, and has demonstrated longevity across economic cycles. An anomaly because its entire commercial existence is structured around one buyer, who also happens to be its promoter. The company has adapted through multiple transitions, from diesel to CNG and now to EV. But the deeper question is whether the relationship with its dominant promoter-customer is a moat or a ceiling. ...Less

Corporate bond funds are gaining traction for fixed-income investors seeking steady returns amid rising i ...More

Corporate bond funds are gaining traction for fixed-income investors seeking steady returns amid rising inflation risks and a potential pause in interest rate cuts. With yields at elevated levels, shorter-duration accrual strategies are favored over those betting on rate movements, offering attractive spreads over government securities and bank fixed deposits. ...Less

Indian savings accounts are evolving beyond mere transactional tools. With rising interest rates, institu ...More

Indian savings accounts are evolving beyond mere transactional tools. With rising interest rates, institutions like IDFC FIRST Bank are offering higher yields, challenging the traditional view of savings accounts as low-return options. This shift encourages a more active approach to managing funds, highlighting the opportunity cost of holding 'idle' money. ...Less

In a major crackdown, the Enforcement Directorate has immobilised assets worth over Rs 526 crore from the ...More

In a major crackdown, the Enforcement Directorate has immobilised assets worth over Rs 526 crore from the online gaming platform Gameskraft, including cash and jewellery. Raids were executed across Delhi-NCR and Bengaluru, leading to the arrest of three key founders. The agency claims that illegal bots were employed to deceive users, resulting in extensive financial damages and hardship. ...Less

The National Company Law Tribunal has admitted Canara Bank's insolvency plea against Supreme Housing and ...More

The National Company Law Tribunal has admitted Canara Bank's insolvency plea against Supreme Housing and Hospitality. The real estate firm faces dues exceeding Rs 567 crore. This follows multiple failed settlement attempts and prolonged litigation. ...Less

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For a 5-year fixed deposit, the Post Office TD scheme currently offers a higher interest rate compared to ...More

For a 5-year fixed deposit, the Post Office TD scheme currently offers a higher interest rate compared to most public sector banks' 6%-6.25%. This translates to a significantly higher maturity amount on a Rs 2 lakh investment, with the Post Office TD potentially yielding nearly Rs 90,000 in returns. ...Less

As nothing can be ruled out on the street, be prepared for anything. Now, what is the probability that th ...More

As nothing can be ruled out on the street, be prepared for anything. Now, what is the probability that the bears will be chased away from the market in the next couple of weeks? The optimist will say that there has been no negative news from the Gulf region. There are even reports that some ships have been able to cross the Strait of Hormuz without any trouble. But the pessimist will say that it is just the lull before the storm and that the region’s troubles are far from over. The reality is that no one can say anything with certainty. ...Less

Canara Bank has revised its lending rates. The bank increased its Marginal Cost of Funds Based Lending Ra ...More

Canara Bank has revised its lending rates. The bank increased its Marginal Cost of Funds Based Lending Rate by 5 basis points for all loan tenors. These new rates are effective from May 12, 2026. Borrowers with MCLR-linked loans may see higher EMIs. Bank of Baroda has kept its MCLR rates unchanged. ...Less

A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid ...More

A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid off his education loan but also created a corpus of Rs 50 lakh, starting his investment journey from scratch with no family inheritance. ...Less

State Bank of India aims to maintain net interest margins above 3% in FY27, driven by easing funding cost ...More

State Bank of India aims to maintain net interest margins above 3% in FY27, driven by easing funding costs from deposit repricing. However, slower CASA deposit growth compared to credit expansion may necessitate reliance on costlier term deposits. The bank plans to boost yields by accelerating growth in retail and MSME loans to offset margin pressures and support fee income. ...Less

Despite foreign investor outflows, domestic investors are bolstering Indian equities, keeping benchmark i ...More

Despite foreign investor outflows, domestic investors are bolstering Indian equities, keeping benchmark indices resilient. Market veteran Gautam Trivedi notes a divergence between the economy and stock market, with India appearing unattractive to foreign investors compared to AI and commodity-linked emerging markets. Domestic inflows, driven by retail and institutional investors seeking better returns, are offsetting FII exits. ...Less

In the stock market, everything has to be seen in context. The most noticeable thing these past few days ...More

In the stock market, everything has to be seen in context. The most noticeable thing these past few days is that there is not much Gulf-related news. It appears as if things are on hold in terms of the US-Iran war because US President Trump is traveling to China. Also, if oil prices stay at these levels, earnings will be re-adjusted. And the market seems to be pricing in higher crude prices. ...Less

Synopsis - With AI increasingly entering the investing space, Rahul Ghose discusses how platforms like He ...More

Synopsis - With AI increasingly entering the investing space, Rahul Ghose discusses how platforms like Hedged.in are using technology to improve decision-making without creating false certainty. ...Less

Inflation is at a 13-month high, primarily led by a rise in food prices. And with an impending fuel price ...More

Inflation is at a 13-month high, primarily led by a rise in food prices. And with an impending fuel price hike, it could spike even more. An appeal by the prime minister for austerity, an earnings season with some good and more not-so-good numbers, and valuations that are not cheap even even after an extended correction. All this is a perfect cocktail for a correction. There may be a silver lining, though. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Actor-politician Vijay drew attention after TVK’s strong election performance, revealing over Rs 600 cror ...More

Actor-politician Vijay drew attention after TVK’s strong election performance, revealing over Rs 600 crore in assets. His conservative portfolio favours bank deposits and fixed income, with minimal equity exposure, highlighting a liquidity-focused financial strategy amid rising political influence. ...Less

Central government employees are concerned about their NPS retirement corpus due to market fluctuations. ...More

Central government employees are concerned about their NPS retirement corpus due to market fluctuations. The All India NPS Employees Federation has proposed an assured pension of 50% of last-drawn salary plus DA to the 8th Pay Commission, arguing the current model provides inadequate pensions for many, especially those with shorter service or lower pay levels. ...Less

Senior citizens seeking stable income and market-risk-free returns often turn to fixed deposits. Banks co ...More

Senior citizens seeking stable income and market-risk-free returns often turn to fixed deposits. Banks commonly offer enhanced interest rates for senior citizens, along with benefits like premature withdrawal, loan options, and sweep-in facilities. This article explores the highest FD rates available from PSU, private, and small finance banks for this demographic. ...Less

Indian investors can now access global markets easily. Tokenization converts real-world assets into digit ...More

Indian investors can now access global markets easily. Tokenization converts real-world assets into digital tokens. This allows fractional ownership of international stocks like Tesla and Apple. It offers diversification beyond domestic savings. India's digital payment success positions it for this new financial era. Meaningful participation in global finance is now within reach for everyone. ...Less

Bengaluru-based digital banking platform Freo has acquired credit marketplace IndiaLends, which will cont ...More

Bengaluru-based digital banking platform Freo has acquired credit marketplace IndiaLends, which will continue to operate as a separate entity. This strategic move aims to leverage synergies between the two platforms, which target similar customer segments. Freo, which offers digital banking services and credit products, will now be able to serve over 50 million users. ...Less

The Enforcement Directorate has arrested three founders of Gameskraft Technologies, including Deepak and ...More

The Enforcement Directorate has arrested three founders of Gameskraft Technologies, including Deepak and Prithvi Raj Singh, and Vikas Taneja, under the Prevention of Money Laundering Act. These arrests follow searches linked to alleged cheating and fraud totaling Rs 1,000 crore through the company's real-money gaming platforms. ...Less

There are two ways to deal with the kind of uncertainty the US-Iran war has brought to the stock market. ...More

There are two ways to deal with the kind of uncertainty the US-Iran war has brought to the stock market. First, you could just sit it out and let the situation clear up. This not only means that you stop buying, but also selling. The reason why we are talking about selling is because even the most rational minds get jittery when they see their portfolio value coming down every day and sense that “fear” is the overwhelming emotion on the street. And this fear might persist on the street for some time. There is, of course, another option. ...Less

Investors seeking high returns on 5-year fixed deposits can explore options beyond public sector banks. D ...More

Investors seeking high returns on 5-year fixed deposits can explore options beyond public sector banks. DCB Bank leads private banks with a 7.25% interest rate, offering an approximate maturity of Rs 1.43 lakh on a Rs 1 lakh investment. IDFC FIRST Bank follows closely, while other private and small finance banks also present competitive rates. ...Less

Interest rates may vary. If we talk about the post office, it offers a 6.7% interest rate on its RD, whil ...More

Interest rates may vary. If we talk about the post office, it offers a 6.7% interest rate on its RD, while its rate for the 5-year FD is 7.5%. Using both post office FD and RD for financial planning, you can create a nearly Rs 1 crore retirement corpus in 20 years even if you invest Rs 10 lakh in the FD and invest Rs 10,000 monthly in the RD. ...Less

HDFC Bank has adjusted its lending rates. Effective May 7, 2026, some loan tenures will see a reduction o ...More

HDFC Bank has adjusted its lending rates. Effective May 7, 2026, some loan tenures will see a reduction of up to 5 basis points. However, one tenure will experience a 5 basis point increase. These changes impact borrowers with loans linked to the MCLR regime. The bank's MCLR rates now range from 8.05% to 8.60%. ...Less

GCC-based NRIs are shifting investments from Indian real estate to equities and financial assets, driven ...More

GCC-based NRIs are shifting investments from Indian real estate to equities and financial assets, driven by geopolitical uncertainty and a preference for structured strategies. Despite concerns, investors are making disciplined allocation decisions, with Indian equities emerging as the preferred asset class for wealth creation. ...Less

Bajaj Finance has boosted interest rates on its 31-60 month fixed deposits to 7.40%, with senior citizens ...More

Bajaj Finance has boosted interest rates on its 31-60 month fixed deposits to 7.40%, with senior citizens now earning up to 7.75%. These revised rates are effective May 1, 2026. The 8th Pay Commission has also released schedules for upcoming meetings in Hyderabad, Srinagar, and Ladakh during May and June 2026 to gather stakeholder input on pay and pension matters. ...Less

Savings account interest rates: Suryoday Small Finance Bank has updated its savings account and fixed dep ...More

Savings account interest rates: Suryoday Small Finance Bank has updated its savings account and fixed deposit interest rates. Effective May 1, 2026, savings accounts will offer up to 7.60% interest on higher balances. ...Less

Some valuation ratios are used because they are easy. The PE ratio is one of them. It is simple, familiar ...More

Some valuation ratios are used because they are easy. The PE ratio is one of them. It is simple, familiar, and convenient. Not only for the buyer but also for the market participant who is selling that narrative. But markets are rarely simple. A PE ratio tells an investor what the market is paying for a company’s earnings. It does not tell you whether those earnings are growing fast enough, whether growth is durable, or whether the current earnings are close to a cyclical peak. That is why, in many cases, PE is only the first question. It is not the answer. ...Less

Actor-politician Vijay Net Worth: As Tamilaga Vettri Kazhagam (TVK) chief Vijay makes waves in the Tamil ...More

Actor-politician Vijay Net Worth: As Tamilaga Vettri Kazhagam (TVK) chief Vijay makes waves in the Tamil Nadu Assembly elections 2026, curiosity around his personal life and wealth has surged. The actor-turned-politician, who enjoys massive popularity as “Thalapathy”, is said to have a net worth of around Rs 600 crore, built through films, endorsements, and smart investments. ...Less

Cross-border digital payment firms are increasingly targeting Gift City for growth, seeking Payment Servi ...More

Cross-border digital payment firms are increasingly targeting Gift City for growth, seeking Payment Service Provider (PSP) licenses to cater to international travelers and businesses. Companies like Razorpay, Cashfree, and Skydo are exploring this route to offer multi-currency wallets and streamline import-export flows, complementing existing RBI licenses. ...Less

Investors are reassessing investment choices due to rising fixed deposit rates and market fluctuations. E ...More

Investors are reassessing investment choices due to rising fixed deposit rates and market fluctuations. Experts advise maintaining a long-term equity strategy for aggressive investors, even with short-term volatility. The decision between FDs and debt funds depends on liquidity needs and tax brackets. Diversification within equity portfolios is also recommended for wealth creation. ...Less

Choosing between SIPs and Recurring Deposits (RDs) for regular investment presents a common dilemma. Whil ...More

Choosing between SIPs and Recurring Deposits (RDs) for regular investment presents a common dilemma. While RDs offer predictable, fixed returns with minimal risk, SIPs in mutual funds, particularly equity funds, have the potential to generate significantly higher corpus over the long term, despite market fluctuations. ...Less

For the last five years, the theme on the street has mostly been: Buy today, expect comfort tomorrow. But ...More

For the last five years, the theme on the street has mostly been: Buy today, expect comfort tomorrow. But some of the better wealth-creating stocks in India have never offered that kind of comfort consistently. They have gone through corrections, bear markets, earnings slowdowns, regulatory changes, currency shocks, commodity cycles, and global sell-offs. A combination of these is what is being witnessed these days; but on the street, nothing is permanent. ...Less

While income proof is often perceived as mandatory for credit cards in India, it's not always the case. B ...More

While income proof is often perceived as mandatory for credit cards in India, it's not always the case. Banks consider various factors beyond salary, including credit score and repayment history. Secured credit cards against fixed deposits offer an accessible route for those without traditional income proof, enabling them to build a credit profile. ...Less

ET Wealth Reader's Query: I am the only earning member of my family. My company has given me a bonus of R ...More

ET Wealth Reader's Query: I am the only earning member of my family. My company has given me a bonus of Rs 2 lakh this year (after deducting TDS), which has been credited to my salary account. If I gift this amount to my wife and she puts it in a fixed deposit, will the interest earned be taxed in my hands or hers? ...Less

Retail investors are seeing contrasting interest rate movements from two major finance companies. Bajaj F ...More

Retail investors are seeing contrasting interest rate movements from two major finance companies. Bajaj Finance has boosted deposit rates by up to 45 basis points to accelerate fundraising, while Shriram Finance plans to reduce rates by 15-35 bps following a rating upgrade. ...Less