Up to 7.75% FD interest rate: HDFC Bank revises fixed deposit interest rates

After the State Bank of India (SBI), HDFC Bank has revised fixed deposit tenures and interest rates for deposits below Rs 3 crore. The new rates are effective June 10, 2024.

For general citizens, the bank offers interest rates between 3% and 7.25% on tenures ranging from 7 days to 10 years. The highest interest rate is 7.25% on tenures of 18 months to less than 21 months.

Latest HDFC Bank FD interest rates

HDFC Bank currently gives a 3% interest rate on fixed deposits maturing between 7 and 29 days for general citizens. Deposits maturing between 30 and 45 days will earn 3.50% interest, while FDs maturing between 46 days and less than six months would receive 4.50% interest. For deposits maturing between six months and one day and less than nine months, the bank gives a 5.75% interest rate. The bank will give a 6% interest rate on deposits maturing between nine months and one day and less than one year.


Also read: Up to 8.5% FD interest rate in June 2024: FD interest rates of Yes Bank, SBI, HDFC Bank, ICICI Bank, PNB, Canara Bank compared

Fixed deposits maturing between one year and less than 15 months currently earn a 6.60% interest rate, while FDs maturing between 15 months and less than 18 months get a 7.10% interest rate. The bank 7.25% on tenure of 18 months to less than 21 months.

HDFC Bank will now offer a 7% interest rate on deposits maturing between 21 months and less than two years and eleven months.

Also read: HDFC Bank reduces interest rate on this loan: Check details

Tenor Bucket	Interest Rate (per annum)	Senior Citizen Rates (per annum)
7 - 14 days	3.00%	3.50%
15 - 29 days	3.00%	3.50%
30 - 45 days	3.50%	4.00%
46 - 60 days	4.50%	5.00%
61 - 89 days	4.50%	5.00%
90 days < = 6 months	4.50%	5.00%
6 months 1 days < = 9 months	5.75%	6.25%
9 months 1 day to < 1 year	6.00%	6.50%
1 year to < 15 months	6.60%	7.10%
15 months to < 18 months	7.10%	7.60%
18 months to < 21 months	7.25%	7.75%
21 months - 2 years	7.00%	7.50%
2 Years 1 day to < 2 Year 11 Months	7.00%	7.50%
2 Years 11 Months - 35 Months	7.15%	7.65%
2 Years 11 Months 1 day < = 3 Year	7.00%	7.50%
3 Years 1 day to < 4 Years 7 Months	7.00%	7.50%
4 Year 7 Months - 55 months	7.20%	7.70%
4 Year 7 Months 1 day < = 5 Years	7.00%	7.50%
5 Years 1 day - 10 Years	7.00%	7.50%

HDFC Bank senior citizen FD rates

The bank offers interest rates between 3.5% to 7.75% on tenures ranging from 7 days to 10 years for general citizens. The bank offers the highest interest rates of 7.75% on tenure of 18 months to less than 21 months.

Recurring deposit
HDFC Bank has revised recurring deposit interest rates on tenure of 27 Months and 36 months which offers interest rate of 7.15% for general citizens and 7.65% for senior citizens. For tenure of 39 months, 48 months, 60 months, the bank offers 7.20% for general citizens and 7.70% for senior citizens.

Period	Interest Rate (per annum)	**Senior Citizen Rates (per annum)	Effective From
6 Months	4.50%	5.00%	24-Jan-23
9 Months	5.75%	6.25%	24-Jan-23
12 Months	6.60%	7.10%	24-Jan-23
15 Months	7.10%	7.60%	21-Feb-23
24 Months	7.00%	7.50%	24-Jan-23
27 Months	7.15%	7.65%	10-Jun-24
36 Months	7.15%	7.65%	10-Jun-24
39 Months	7.20%	7.70%	10-Jun-24
48 Months	7.20%	7.70%	10-Jun-24
60 Months	7.20%	7.70%	10-Jun-24
90 Months	7.00%	7.50%	2-May-24
120 Months	7.00%	7.50%	2-May-24