FD interest rate up to 8.10%: This small finance bank revises FD interest rates; offers up to 7.75% rate on savings account deposits

Suryoday Small Finance Bank has revised its interest rates on fixed deposit schemes (FD) for deposits below Rs 3 crore and also on savings account deposits. The revised FD rates are applicable from October 8, 2025, and the revised savings account interest rates came into effect from October 1, 2025.

Suryoday Small Finance Bank latest FD interest rates

After the revision, Suryoday Small Finance Bank offers FD interest rates in the range of 4% to 8.05% for deposits below Rs 3 crore. The bank offers the highest FD interest rate of 8.05% on a tenure of 5 years.

Period	Interest Rate (Per Annum)
7 Days to 14 Days	4.00%
15 Days to 45 Days	4.25%
46 Days to 90 Days	4.50%
91 Days to 6 Months	5.00%
6 Month 1 Day	6.75%
Above 6 Month 1 Day to 9 Months	5.50%
Above 9 Months to less than 1 Year	6.00%
1 Year	7.40%
Above 1 Year to 15 Months	7.25%
Above 15 Months to 18 Months	7.25%
Above 18 Months to 2 Years	7.25%
Above 2 Years to 30 Months	7.25%
Above 30 Months to 36 Months	7.25%
Above 3 Years to less than 5 Years	6.75%
5 Years	8.05%Highest
Above 5 Years to 10 Years	7.25%

Also read: Special FD rate up to 7.45%: Indian Bank extends IND Secure, IND Green special FD investment deadline

Suryoday Small Finance Bank Senior Citizens FD rates

Suryoday Small Finance Bank offers FD interest rates of 4.20% to 8.10% to senior citizens. The highest interest rate of 8.10% is offered on an FD tenure of 5 years.

Period	Senior Citizen Rate (Per Annum)
7 Days to 14 Days	4.20%
15 Days to 45 Days	4.45%
46 Days to 90 Days	4.70%
91 Days to 6 Months	5.20%
6 Month 1 Day	6.95%
Above 6 Month 1 Day to 9 Months	5.70%
Above 9 Months to less than 1 Year	6.20%
1 Year	7.60%
Above 1 Year to 15 Months	7.45%
Above 15 Months to 18 Months	7.45%
Above 18 Months to 2 Years	7.45%
Above 2 Years to 30 Months	7.45%
Above 30 Months to 36 Months	7.45%
Above 3 Years to less than 5 Years	6.95%
5 Years	8.10%Highest
Above 5 Years to 10 Years	7.45%

Source- Bank website

Suryoday Small Finance Bank savings account interest rates

The bank offers savings account interest rates based on daily closing balance slabs for domestic, NRE, and NRO categories. For balances up to and including Rs 1 lakh, the interest rate is 2.50% per annum, while balances above Rs 1 lakh and up to Rs 5 lakh earn 3.00% interest. Customers maintaining balances above Rs 5 lakh and up to Rs 10 lakh will receive 6.25% interest rate, while those with balances above Rs 10 lakh and up to Rs 5 crore will earn 7.50% rate. The highest interest rate among all savings accounts is 7.75% for balances above Rs 5 crore and up to Rs 25 crore. For knowing the interest rate on balances above Rs 25 crore, investors need to contact the bank branch.