30-50% rise in mental health insurance claims, most claims for anxiety, depression: Study

27%
This is how likely women are to enrol for mental health coverage, with 65% of insured women choosing policies that offer add-ons or features addressing mental and hormonal health.

+41%
The year-on-year growth in mental health insurance searches in 2025.


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30-50%
This is the rise in mental health-related claims over the past 2–3 years.

50-55%
This is how much tier 1 cities account for in terms of mental health insurance uptake.

25-35 years
This is the age group that leads in search interest, adoption and claims.

Anxiety disorders are the top reason for claims

Share of claims
30-35%
Anxiety disorders (generalised anxiety, panic disorder, etc.)
5-10%
Insomnia, adjustment disorders
25-30%
Depression (MDD, dysthymia, etc.)
15-20%
Workplace stress and burnout
5%
Others (OCD, PTSD, bipolar, etc.)

Source: Policybazaar. The study was based on 40,000+ claims from across India for 2024-25.