EPFO 3.0 proposals: Keep earning high interest after retirement? Universal pension, SWP and more

Could EPFO 3.0 change the way Indians save for retirement?According to media reports, EPFO is working on several proposals that could significantly reshape India's retirement savings system. These include a Systematic Withdrawal Plan (SWP) that may allow retirees to receive a monthly income while the remaining EPF corpus continues earning returns, a Universal Pension covering gig workers and the self-employed, a Retirement Goal Tracker, a Pension Calculator, and a Core Banking Solution (CBS) to improve EPFO services.In this video, we explain:What EPFO 3.0 isHow the proposed SWP could workWhether your EPF corpus could continue earning returns after retirementThe proposed Universal Pension systemHow the Retirement Goal Tracker and Pension Calculator may help membersWhat the proposed Core Banking Solution means for EPF subscribersPlease note: The features discussed in this video are based on media reports about proposals that are still under development. They are not final and will require government approval before implementation.