The Karnataka High Court has dismissed the criminal charges against homebuyer Mr. Bari, who stopped repay ...More

The Karnataka High Court has dismissed the criminal charges against homebuyer Mr. Bari, who stopped repaying his loan EMIs after learning that the builder had sold his booked flat to another buyer. The State Bank of India accused Bari of misusing the loan funds, but the court determined that the bank mishandled the situation by pursuing criminal charges. The fate of Bari's initial flat booking and investment remains unclear. ...Less

Prospective homebuyers should exercise caution by thoroughly examining property titles prior to their pur ...More

Prospective homebuyers should exercise caution by thoroughly examining property titles prior to their purchases. Legal professionals warn that banks' verification methods often fall short when it comes to uncovering potential disputes related to property titles. Since India lacks an implied warranty law, the onus of title verification rests solely on the buyers. It’s advisable for homebuyers to seek independent legal advice to ensure the property title is unambiguous. ...Less

The average long-term mortgage rates in the U.S. decreased for the third consecutive week, offering some ...More

The average long-term mortgage rates in the U.S. decreased for the third consecutive week, offering some respite. The average 30-year fixed-rate mortgage declined to 7.18% from 7.24%, according to Freddie Mac. Additionally, the 15-year fixed-rate mortgages saw a drop to 6.57%, slightly down from last week. These lower rates help to alleviate the financial burden on prospective homebuyers facing increased costs. ...Less

After losing a job with a salary of ₹40 lakh per annum, a man faces severe financial stress. He has ongoi ...More

After losing a job with a salary of ₹40 lakh per annum, a man faces severe financial stress. He has ongoing loans, including a ₹2 crore home loan and a ₹30 lakh personal loan. With a baby on the way and just two months of savings left, he struggles to meet the demands. Although he received job offers at half his previous salary, he is uncertain about accepting them. ...Less

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An social media post comparing middle-class life in India with homeownership in the US and Canada has spa ...More

An social media post comparing middle-class life in India with homeownership in the US and Canada has sparked debate. He questioned why some Indians who struggled financially at home appeared to afford villas and cars after moving abroad. While several users shared positive migration experiences, others argued that buying property overseas also involves substantial financial commitments. ...Less

People often get emotional about closing their home loan early and start using a majority of their funds ...More

People often get emotional about closing their home loan early and start using a majority of their funds to aggressively pay off this obligation. ...Less

After the discontinuation of the Veterans Affairs Servicing Purchase program, many veterans are encounter ...More

After the discontinuation of the Veterans Affairs Servicing Purchase program, many veterans are encountering significantly higher mortgage payments. Over 15,000 veterans have experienced payment increases of at least $150 due to loan modifications. More than 700 veterans have reported payment hikes exceeding $1,000 monthly, creating financial distress. The decision to end the program has left veterans with fewer options to manage their mortgages. ...Less

In today’s competitive lending environment, many homeowners are successfully reducing their mortgage rate ...More

In today’s competitive lending environment, many homeowners are successfully reducing their mortgage rates thanks to improved credit scores. Higher credit score signals a reliable repayment history, empowering borrowers to negotiate better terms with lenders. Financial experts stress the importance of maintaining a robust credit profile, particularly as interest rates climb. However, some borrowers may be unaware of their negotiating leverage, missing out on substantial savings. ...Less

In the realm of media and entertainment, advertising serves as a vital economic engine. Yet, the user exp ...More

In the realm of media and entertainment, advertising serves as a vital economic engine. Yet, the user experience often deteriorates due to poorly timed ad placements during streaming. Viewers face abrupt interruptions that disrupt their engagement with stories. By strategically positioning ads at narrative junctures, both audience satisfaction and advertiser goodwill could significantly improve. ...Less

More than 15,000 US veterans have seen their monthly mortgage payments rise by at least $150 after the Tr ...More

More than 15,000 US veterans have seen their monthly mortgage payments rise by at least $150 after the Trump administration ended a key VA relief programme in 2025. For over 700 veterans, the increase exceeded $1,000. An NPR investigation found that many were pushed into higher-interest loans, raising concerns about affordability and the risk of losing their homes. ...Less

The company has broadened its financial services beyond vehicle loans, which opens up new avenues for gro ...More

The company has broadened its financial services beyond vehicle loans, which opens up new avenues for growth. With a seasoned leadership team at the helm, IKF prioritizes good governance and credit discipline. ...Less

Still paying EMIs on a flat that may never be delivered? Here is what homebuyers can do about the loan, t ...More

Still paying EMIs on a flat that may never be delivered? Here is what homebuyers can do about the loan, the police, RERA and insolvency court. ...Less

In the last two years, the world has learnt that you can never quite predict what US President Trump will ...More

In the last two years, the world has learnt that you can never quite predict what US President Trump will do next. Tomorrow, to pull attention one way or another, there could well be some more action against Iran, changing the mood again in a single afternoon. So, the improvement in sentiment is real, but it is also fragile. ...Less

Naraka Chaturdashi, commonly called Choti Diwali, celebrates the triumph of light over darkness in many h ...More

Naraka Chaturdashi, commonly called Choti Diwali, celebrates the triumph of light over darkness in many households. As the Diwali festivities approach, families tend to reassess their financial standing and settle any unpaid dues. This ritual holds special significance for trading communities, marking the end of an accounting cycle. While not a religious obligation, managing debts reflects a cultural commitment to financial prudence, ultimately enriching the joyous atmosphere of Diwali. ...Less

It is too early to read a lot into the divergence seen in the stock price movements of private and PSU ba ...More

It is too early to read a lot into the divergence seen in the stock price movements of private and PSU banks on Tuesday. Neither can it be said with any certainty that it had anything to do with FII buying. Against this background, remember: For any investor interested in the banking sector, the price movements should matter less than what the overall Q2 performance of both private and PSU banks reveals. ...Less

Danny Denzongpa, a renowned veteran of Bollywood known for his iconic villain roles, founded Yuksom Brewe ...More

Danny Denzongpa, a renowned veteran of Bollywood known for his iconic villain roles, founded Yuksom Breweries in 1987 to generate local jobs in Sikkim. His venture into the brewing industry significantly grew, making him a well-respected entrepreneur. Balancing his career in film with his passion for Sikkim, Danny has chosen selective roles, with his latest being in the 2022 film Uunchai. ...Less

As the festive season of Diwali nears, it’s wise for individuals to take a fresh look at their investment ...More

As the festive season of Diwali nears, it’s wise for individuals to take a fresh look at their investment portfolios. This reflection can shed light on stagnant investments and empower improved financial planning. Financial experts advocate for a disciplined approach to asset distribution and routine portfolio assessments. Some investors may still cling to non-performing mutual funds and insurance that limit their potential growth. ...Less

India's rapidly ageing population is driving demand for caregivers, but the sector faces a shortage of tr ...More

India's rapidly ageing population is driving demand for caregivers, but the sector faces a shortage of trained workers, low wages, poor working conditions and uneven recruitment standards. High costs burden families, while inadequate training and job security undermine care quality. Experts call for professional recognition, better pay and structured training. ...Less

Global markets on Wednesday celebrated the outcome of the US mid-term election as well as a sharp drop in ...More

Global markets on Wednesday celebrated the outcome of the US mid-term election as well as a sharp drop in oil prices. Oil prices, which at the end of last week were at about $118 to the barrel, are now under $95. The hope clearly is that Democrat control of both chambers of the US Congress will pressure the Trump administration to pursue a diplomatic end to the conflict with Iran in the Gulf. ...Less

US mortgage rates eased for the first time since late August, with the average 30-year fixed rate falling ...More

US mortgage rates eased for the first time since late August, with the average 30-year fixed rate falling to 7.32% from 7.40% last week, Freddie Mac said. The decline offers some relief to homebuyers, but borrowing costs remain elevated, with higher rates continuing to weigh on US home sales and demand. ...Less

In response to a recent 25 bps hike, the State Bank of India has updated its home loan interest rates. Th ...More

In response to a recent 25 bps hike, the State Bank of India has updated its home loan interest rates. Those linked to the External Benchmark Linked Rate will need to revise their equated monthly installments. Borrowers can mitigate the impact through options like adjusting EMIs or extending the loan period. ...Less

Working at Microsoft? Your inbox may hold an exit offer. Microsoft has offered voluntary buyouts to about ...More

Working at Microsoft? Your inbox may hold an exit offer. Microsoft has offered voluntary buyouts to about 60,000 staff across four countries, nearly 27% of its workforce. Each offer differs by role, level and years of service. A former Microsoft HR head says it may not be your best offer, so read every term carefully before you decide. ...Less

Bank of Baroda reported a 35.8% year-on-year rise in standalone net profit to Rs 6,532 crore in Q2FY27. N ...More

Bank of Baroda reported a 35.8% year-on-year rise in standalone net profit to Rs 6,532 crore in Q2FY27. Net interest income grew 9% to Rs 13,026 crore, while asset quality improved, with the gross NPA ratio declining to 1.78%. Global advances and deposits also recorded double-digit growth. ...Less

Bank of Baroda has initiated a festive campaign providing various retail and MSME loan options for custom ...More

Bank of Baroda has initiated a festive campaign providing various retail and MSME loan options for customers. The campaign includes home loan interest rates starting from 7.40% with waived processing fees for eligible borrowers. ...Less

Tata Capital’s second-quarter net profit rose 51% year-on-year to Rs 1,660 crore, supported by higher int ...More

Tata Capital’s second-quarter net profit rose 51% year-on-year to Rs 1,660 crore, supported by higher interest income and loan growth. Assets under management increased 26% to Rs 3.08 lakh crore, while floating-rate lending adjustments and margin improvement remain key priorities. ...Less

A man earning an estimated Rs 3 lakh a month cannot comfortably afford a Rs 15 lakh to Rs 18 lakh car bec ...More

A man earning an estimated Rs 3 lakh a month cannot comfortably afford a Rs 15 lakh to Rs 18 lakh car because much of his income is committed to a home loan EMI, mutual fund SIPs and regular expenses. His situation, shared by a Reddit user, led to a debate about whether high earners are financially struggling or simply prioritising wealth creation over spending ...Less

ICICI Prudential MF's S Naren cautions investors against chasing asset classes after sharp rallies, calli ...More

ICICI Prudential MF's S Naren cautions investors against chasing asset classes after sharp rallies, calling it “anti-asset allocation”. At the ET Wealth Expo, he highlighted the importance of investing in underperforming asset classes, including international debt, and using valuation indicators to guide decisions. He also discussed gold, real estate and the need for patience during market corrections. ...Less

Oil prices matter to the Indian economy, and the market responded with a smart rally as Brent crude coole ...More

Oil prices matter to the Indian economy, and the market responded with a smart rally as Brent crude cooled significantly on Monday. The rally was broad-based and involved all segments. But too much should not be read into one day’s showing. The thing to watch remains the results of the US mid-term elections which will be known in India through Wednesday. It will decide which way the market will move in the coming days and weeks. ...Less

As Netflix plans to cut jobs, the importance of an emergency fund becomes paramount for households facing ...More

As Netflix plans to cut jobs, the importance of an emergency fund becomes paramount for households facing financial uncertainty. Discover how to calculate your emergency fund based on your essential monthly expenses and personal circumstances. Learn about the best places to keep your emergency savings, and how health insurance factors into your financial security strategy. ...Less

If interest rates stay high, and there are signs of a slowdown, banks that depend on retail deposits are ...More

If interest rates stay high, and there are signs of a slowdown, banks that depend on retail deposits are the ones to watch carefully. That is where the strain of a slowing economy and the high cost of money are likely to show up first. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

US Home Loan rate: The recent string of mortgage rate increases snapped as the 10-year Treasury yield pul ...More

US Home Loan rate: The recent string of mortgage rate increases snapped as the 10-year Treasury yield pulled back from its highest level since 2002. ...Less

The recent uptick in the indices should not fool you. The market’s troubles have not gone away. So, be ca ...More

The recent uptick in the indices should not fool you. The market’s troubles have not gone away. So, be cautious, but don’t treat the whole market as one block. Some parts are worse off, some are holding up better, and some are simply carrying on as before. A falling market tends to paint them all with the same brush. ...Less

Extending the tenure instead of raising EMIs will push up the interest outgo on your home loan. ...More

Extending the tenure instead of raising EMIs will push up the interest outgo on your home loan. ...Less

Here’s one thing that is worth clarifying, because it is in the headlines. Large global technology compan ...More

Here’s one thing that is worth clarifying, because it is in the headlines. Large global technology companies have been announcing heavy spending on AI, and there has been some correction in those stocks because of it. It is natural to worry that this will spill over into the Indian market. It most likely will not. ...Less

At this juncture, what companies say about their Q2 results, and their outlook for Q3 and Q4, matters a g ...More

At this juncture, what companies say about their Q2 results, and their outlook for Q3 and Q4, matters a great deal – but only to a certain extent. A company can plan only for what is in its control. No management can predict what the US President will decide, or which way the trouble in the Gulf will turn next. ...Less

In an interview with Kshitij Anand of ETMarkets, Jeet Marwadi, Founder and Managing Director of 1 Finance ...More

In an interview with Kshitij Anand of ETMarkets, Jeet Marwadi, Founder and Managing Director of 1 Finance, explains why reviewing loans, insurance, expenses and savings decisions can be just as important as investment selection—and why investors should seek financial advice early in their wealth journey. ...Less

There is really no doubt about what will happen in the short term. It is going to be tough. Trying to gue ...More

There is really no doubt about what will happen in the short term. It is going to be tough. Trying to guess the exact day when things will improve is a waste of effort. But a frightened market is exactly when it helps to look the other way. Because markets go too far in both directions, not only the one that is hurting today. ...Less

When the profit a company is expected to earn gets marked down, the price the market will pay for its sto ...More

When the profit a company is expected to earn gets marked down, the price the market will pay for its stock has to come down too. That has not quite happened, which is why valuations are still high in many parts of the market. So, don’t assume all the damage is already done just because the market has had a few bad days. ...Less

The former East Haven School had been vacant for about 20 years. The building had served as the town's hi ...More

The former East Haven School had been vacant for about 20 years. The building had served as the town's high school since 1936. WinnDevelopment made the decision to preserve the building rather than replace it with a new structure. The redevelopment covered a 104,871-square-foot property and involved big changes to its interiors, and facilities. ...Less

From diversifying beyond equities and exploring real estate investments to planning early retirement, nav ...More

From diversifying beyond equities and exploring real estate investments to planning early retirement, navigating legal complexities and understanding the wealth potential of artificial intelligence, Day 2 of ET Wealth Expo 2026 will examine how investors can multiply wealth, achieve financial freedom and make informed financial decisions. ...Less

If FPI selling returns to the levels seen in April and May, financial sector stocks are the ones likely t ...More

If FPI selling returns to the levels seen in April and May, financial sector stocks are the ones likely to be hit the most. This would be irrespective of how the fundamentals are for the industry. The reason is simple: Higher ownership by institutional investors, especially FPIs. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Half a million dollars a year should feel comfortable, but it often does not. Goldman Sachs surveyed 5,10 ...More

Half a million dollars a year should feel comfortable, but it often does not. Goldman Sachs surveyed 5,106 people aged 45 to 75 and found 36.6% of households earning above $500,000 live paycheck to paycheck. ...Less

Housing demand in the National Capital Region showed a decline in the third quarter of 2026, particularly ...More

Housing demand in the National Capital Region showed a decline in the third quarter of 2026, particularly in Gurgaon and Noida. While demand grew across six major Indian metros, new launches in NCR experienced significant reductions. Bengaluru demonstrated strong demand growth and price appreciation, making it a standout market. Pune and Mumbai Metropolitan Region saw substantial increases in new supply ahead of the festive season. ...Less

HDFC Bank has faced a turbulent year marked by governance concerns, its former chairman’s abrupt exit, sc ...More

HDFC Bank has faced a turbulent year marked by governance concerns, its former chairman’s abrupt exit, scrutiny of Dubai operations, post-merger profitability challenges and CEO Sashidhar Jagdishan’s departure. A fresh probe into alleged leaks of confidential information adds to the challenges awaiting incoming chief executive Anup Bagchi as the bank seeks to restore investor confidence. ...Less

In response to the recent uptick in the repo rate, State Bank of India has elevated its External Benchmar ...More

In response to the recent uptick in the repo rate, State Bank of India has elevated its External Benchmark-linked Rates and the Repo Linked Lending Rate. As a result, borrowers can anticipate an increase in their equated monthly installment payments. However, the MCLR rates have only seen adjustments across various tenures, leaving overnight and one-month rates untouched. ...Less

The non-banking financial companies (NBFC) sector is set to enjoy robust earnings, thanks to strong credi ...More

The non-banking financial companies (NBFC) sector is set to enjoy robust earnings, thanks to strong credit demand and consistent asset quality. Nonetheless, the latter half of Financial Year 2026-27 could pose challenges with rising interest rates leading to higher funding costs. Analysts emphasize that successfully managing these costs will be key to sustaining growth, advising cautious investment in resilient NBFCs amid changing market dynamics. ...Less

History tells us that there is no way you can time the markets or predict its movement. But one thing can ...More

History tells us that there is no way you can time the markets or predict its movement. But one thing can certainly be said: If the macro matrix, which at this point of time is being determined by oil prices globally, stays disturbed, the bears will rule the street for some more time. ...Less

IIFL Finance is intending to raise ₹2,500-5,000 crore by selling a minority stake. The company's promoter ...More

IIFL Finance is intending to raise ₹2,500-5,000 crore by selling a minority stake. The company's promoters may subscribe to warrants to limit dilution. Fairfax Financial Holdings is likely to sell its stake due to regulatory norms. IIFL aims to enhance its capital position amid evolving market conditions. These measures are expected to create synergies for IIFL Capital as part of IDBI Bank. ...Less

HDFC Bank CEO Sashidhar Jagdishan, who will step down on October 26 after deciding against seeking a seco ...More

HDFC Bank CEO Sashidhar Jagdishan, who will step down on October 26 after deciding against seeking a second reappointment, expressed confidence in the lender’s resilience and growth prospects. He said the bank had overcome regulatory restrictions, the Covid-19 pandemic, a complex merger and monetary tightening, adding that governance issues had been settled. ...Less

Akhilesh Yadav has posed twelve significant questions to the Centre about the current state of the bankin ...More

Akhilesh Yadav has posed twelve significant questions to the Centre about the current state of the banking sector. His concerns highlight issues like bank privatisation, high fees, and the challenges faced by customers. He queries the closure of rural branches and the accessibility of loans for young borrowers and small traders. Yadav also addresses cyber fraud, loan interest rates, and the pressure on bank employees affecting customer service. ...Less

A Mumbai woman’s video showing an apparently deserted upscale residential society on a Monday night has s ...More

A Mumbai woman’s video showing an apparently deserted upscale residential society on a Monday night has sparked an online discussion about home loans and expensive housing. Instagram user Ruchi Dubey questioned whether homeowners working to repay large loans have enough time to enjoy their properties and amenities. Her advice to young people drew support from several social media users. ...Less

RBI repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase i ...More

RBI repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase in their EMIs. The Reserve Bank of India has raised the repo rate, impacting the cost of borrowing. This is the first repo rate change since December 2025 and will influence many floating rate loans. Home loan borrowers had previously benefited from reduced rates but now face higher payments. ...Less

HDFC Bank announced the launch of its annual festival offer, with thousands of deals across various servi ...More

HDFC Bank announced the launch of its annual festival offer, with thousands of deals across various services to provide customers with affordable shopping offers. The intitiative would allow customers to save up to ₹70,000 on festive purchases made using HDFC Bank credit cards and EASYEMI on debit and credit cards. The offer covers Xpress Personal Loans, Xpress Car Loans, and other vehicle loans, home loans, and gold loans. ...Less

Husband and wife both of them put their name on house’s title deed, but wife’s father paid for it and eve ...More

Husband and wife both of them put their name on house’s title deed, but wife’s father paid for it and even he gave 5000 Saudi Rials to him but marriage broke; Kerala HC orders him to vacate the house ...Less

From November 1, lenders will pay basic sharing fees split among banks, licensed account aggregators and ...More

From November 1, lenders will pay basic sharing fees split among banks, licensed account aggregators and Sahamati, the self-regulatory organisation and industry alliance for the network recognised by the Reserve Bank of India. Banks’ payments become linked to service performance from December 1. ...Less

In a recent move, the Reserve Bank of India has lifted the repo rate to 5.50% from 5.25%, impacting the l ...More

In a recent move, the Reserve Bank of India has lifted the repo rate to 5.50% from 5.25%, impacting the landscape of home loan interest rates. Public sector players such as Bank of Maharashtra and Central Bank of India are providing attractive rates near 7.00%. Meanwhile, the South Indian Bank stands out in the private sector with an enticing starting interest of 7.25%. ...Less

The next few weeks are critical, and one should not be in a hurry to make market-related decisions. Bette ...More

The next few weeks are critical, and one should not be in a hurry to make market-related decisions. Better to be cautious – to wait and watch. Let the picture become a little clearer before you act. ...Less

Thanks to the US-Iran conflict, the economy has been dealing with higher oil prices for close to seven mo ...More

Thanks to the US-Iran conflict, the economy has been dealing with higher oil prices for close to seven months. And if inflation starts to creep up, its impact will be felt by many businesses, and banking would be no different. ...Less

Realtors' industry bodies CREDAI and NAREDCO have expressed concerns about rising home loan costs. The Re ...More

Realtors' industry bodies CREDAI and NAREDCO have expressed concerns about rising home loan costs. The Reserve Bank of India raised the repo rate by 25 basis points, signaling potential further hikes. This increase could dampen housing sales during the upcoming festive season despite strong underlying demand. Experts believe that long-term buyer sentiment will support the market resilience. Overall, housing demand in major cities showed a slight annual increase recently. ...Less

The monetary policy committee (MPC) voted unanimously for the increase and adopted a stance of "calibrate ...More

The monetary policy committee (MPC) voted unanimously for the increase and adopted a stance of "calibrated tightening". RBI Governor Sanjay Malhotra said rate cuts were off the table for now, leaving a further increase or a pause as the choices at future meetings. The impact on existing borrowers will depend on the benchmark in their loan agreement. Banks must reset rates on loans linked to an external benchmark at least once every three months. ...Less

6-month emergency fund with Rs 50,000 salary: While calculating the amount, you should count everything t ...More

6-month emergency fund with Rs 50,000 salary: While calculating the amount, you should count everything that still needs to be paid even when salary stops. So, where should you put this money and how much should you invest every month to hit the target faster? Moreover, an individual who is single and has no dependents may not need the same amount of emergency fund as someone with a family. ...Less

Indian car buyers are increasingly taking out larger and longer loans to purchase higher-priced vehicles. ...More

Indian car buyers are increasingly taking out larger and longer loans to purchase higher-priced vehicles. This trend emerges as borrowing costs are projected to rise following the Reserve Bank of India's recent rate hike. Data shows that the average vehicle loan amount has risen significantly, while the repayment tenure has also increased. Interestingly, the demand for vehicles remains strong across both urban and semi-urban markets. ...Less

A story shared on X contrasts a high-earning executive's reported debts with a cleaner's decades-long app ...More

A story shared on X contrasts a high-earning executive's reported debts with a cleaner's decades-long approach to saving and investing. The account says rental income from two apartments, a debt-free home and investments helped the 63-year-old prepare for retirement, highlighting the difference between income, assets and net worth. The claims remain independently unverified. ...Less

In its annual Festive Treats 2026 campaign, HDFC Bank is rolling out exciting financial product offers th ...More

In its annual Festive Treats 2026 campaign, HDFC Bank is rolling out exciting financial product offers that allow customers to save up to Rs 70,000 on their festive shopping. The promotion includes special advantages on Xpress Personal Loans, credit cards, and EASYEMI payments. ...Less

Can Fin Homes shares rallied up to 5% after the housing finance company reported a 10% year-on-year rise ...More

Can Fin Homes shares rallied up to 5% after the housing finance company reported a 10% year-on-year rise in Q2 FY27 net profit to Rs 275 crore. Net interest income grew 7%, while the loan book expanded 10% to Rs 43,539 crore. ...Less

The monsoon is one influence on rural financial health. It is not a complete predictor of what a lender w ...More

The monsoon is one influence on rural financial health. It is not a complete predictor of what a lender will earn. Whether good rain becomes money in the household’s hand depends on crop prices, irrigation, wages, government transfers, non-farm employment, and how much debt the household already has.Stock Reports Plus, powered by Refinitiv, is a comprehensive report that evaluates five key components of 4,000+ listed stocks – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardised scores. The simple average of the above-mentioned five component ratings is normally distributed to reach an average score. ...Less

The Reserve Bank of India increased its policy rate by 25 basis points to 5.50% on Wednesday. Borrowers m ...More

The Reserve Bank of India increased its policy rate by 25 basis points to 5.50% on Wednesday. Borrowers might face higher monthly installments or extended repayment periods based on loan agreements. The monetary policy committee unanimously adopted a stance of 'calibrated tightening' with future increases possible. External benchmark-linked loans make up 68.2% of outstanding floating-rate rupee loans as of June. ...Less

US Bonds Market: The rise in yields has pushed 30-year mortgage rates to a nearly three-year high of 7.4 ...More

US Bonds Market: The rise in yields has pushed 30-year mortgage rates to a nearly three-year high of 7.4 per cent, keeping many homeowners locked into existing loans rather than refinancing as they often do when rates decline. ...Less

Rising US Treasury yields and mortgage rates have triggered increased mortgage-related hedging, adding se ...More

Rising US Treasury yields and mortgage rates have triggered increased mortgage-related hedging, adding selling pressure to the bond market. However, analysts expect the impact to remain limited compared with previous selloffs, as refinancing incentives decline and the mortgage market shrinks. Oil prices, inflation expectations, and Federal Reserve policy remain key drivers of yields. ...Less

In a move aimed at easing financial burdens for home loan borrowers, HDFC Bank has announced a decrease i ...More

In a move aimed at easing financial burdens for home loan borrowers, HDFC Bank has announced a decrease in its MCLR rates, effective from October 7, 2026. The rates will now range between 7.80% and 8.55%, including a significant drop in the overnight MCLR from 7.90% to 7.80%, reflecting a 10 basis points reduction. ...Less

The Reserve Bank of India increased the repo rate by 25 basis points during its monetary policy meeting. ...More

The Reserve Bank of India increased the repo rate by 25 basis points during its monetary policy meeting. This hike prompted banks like Punjab National Bank and Bank of Baroda to adjust their lending rates. ...Less

The RBI has raised the repo rate by 25 basis points to 5.50%, its first hike since February 2023, which c ...More

The RBI has raised the repo rate by 25 basis points to 5.50%, its first hike since February 2023, which could make floating-rate home, car and personal loans more expensive. Borrowers on repo-linked loans may face higher EMIs or longer tenures at their next reset, while fixed-rate loans will remain unaffected. ...Less

A piece of advice for those who still have the stomach to invest in the current volatile market. Don’t ta ...More

A piece of advice for those who still have the stomach to invest in the current volatile market. Don’t take any price action as the gospel truth; look beyond the index movements. And, finally, be both cautious and selective in your stock picks. ...Less

India is witnessing a notable increase in active companies, driven by the easing of regulations and lower ...More

India is witnessing a notable increase in active companies, driven by the easing of regulations and lower capital costs. The government's fiscal consolidation has led to a reduction in the general government fiscal deficit, which has encouraged entrepreneurship. Despite these positive changes, there are concerns regarding the impact on job creation and wage growth. Capital availability for smaller businesses has improved, facilitating their growth and expansion. ...Less

Punjab National Bank has launched its 2026 festive retail loan campaign, offering concessions across home ...More

Punjab National Bank has launched its 2026 festive retail loan campaign, offering concessions across home, car and other retail loans. Under the scheme, home loan borrowers will get a full waiver of upfront and processing fees along with a 5-basis-point rate concession, while car loans will also carry a full fee waiver. ...Less

Be clear-eyed about the short term, because we are not done with market pessimism. There may well be more ...More

Be clear-eyed about the short term, because we are not done with market pessimism. There may well be more to come, and that could give you better prices than today's. But the preparation has to be done now, not after the move. In the long term, the rule is a simple one: Know what you own, and know why you own it. ...Less

The Reserve Bank of India recently raised the repo rate by 25 basis points to curb inflation. This increa ...More

The Reserve Bank of India recently raised the repo rate by 25 basis points to curb inflation. This increase is expected to raise borrowing costs for banks, affecting interest rates on home loans. First-time and price-sensitive homebuyers in the affordable housing sector may feel the impact more significantly. Market experts anticipate that strong demand fundamentals will mitigate some negative effects. The overall housing market remains robust, especially in higher-priced segments. ...Less

CA Nitin Kaushik has warned that building wealth for children is only half the job, as parents must also ...More

CA Nitin Kaushik has warned that building wealth for children is only half the job, as parents must also prepare them to manage their inheritance. He highlighted how financial knowledge, from investments and liabilities to insurance and nominees, can help preserve family wealth. Kaushik also urged parents to organise essential documents and introduce children to saving, debt, banking and investing through age-appropriate conversations. ...Less

The Reserve Bank of India increased the repo rate by 25 basis points to 5.50 percent. Real estate compani ...More

The Reserve Bank of India increased the repo rate by 25 basis points to 5.50 percent. Real estate companies in West Bengal anticipate a slight rise in borrowing costs for home loans. Developers believe that genuine homebuyers will remain undeterred in the long term. Concerns about affordability for first-time buyers may arise during the festive season. Developers are introducing flexible payment plans to sustain demand despite these pressures. ...Less

For quite some time now, it has become increasingly hard to make sense of what is happening in the world. ...More

For quite some time now, it has become increasingly hard to make sense of what is happening in the world. The old understanding of what is sensible and nonsensical has vanished, and things once kept hidden in the darkest corners are now done openly by those in charge of the most powerful places on earth. So, for the next two-and-a half years, until this phase of global politics runs its course, we will continue to see the kind of surprises that no business can plan for. ...Less

Soon you will get to see your fixed deposit (FD) details in CAS statements. CAS stands for consolidated a ...More

Soon you will get to see your fixed deposit (FD) details in CAS statements. CAS stands for consolidated account statements and it is usually sent by NSDL, CDSL, Karvy or CAMS. This CAS statement at present shows your demat and non-demat holdings including mutual funds, bonds, listed shares. ...Less

National Housing Bank plans to double the refinance and affordable housing funds for large housing financ ...More

National Housing Bank plans to double the refinance and affordable housing funds for large housing finance companies. These funds will be available to companies seeking long-term and cheaper financing options. LIC Housing Finance, Bajaj Housing Finance, and others are likely to benefit from this increase. The funding is expected to help reduce reliance on banks while promoting growth in housing loans. ...Less

Keep a close watch on updates from FMCG companies, the cement sector, from real estate companies, especia ...More

Keep a close watch on updates from FMCG companies, the cement sector, from real estate companies, especially about the commercial segment of those focused on South India. What they say will provide an idea of how things are panning out on the ground. ...Less

Virat Kohli and Anushka Sharma have denied allegations of any payment to visits Premanand Maharaj’s Vrind ...More

Virat Kohli and Anushka Sharma have denied allegations of any payment to visits Premanand Maharaj’s Vrindavan ashram amid the news of death of his disciple Rasik Dulari. The allegation that Rs 5 crore was spent to facilitate Kohli’s first visit has been rejected by the cricketer’s team, which said his visits were motivated by personal faith and reverence for the spiritual leader. ...Less

The Reserve Bank of India has introduced inter-operability among various Account Aggregators to simplify ...More

The Reserve Bank of India has introduced inter-operability among various Account Aggregators to simplify information sharing. Customers will be able to authorize financial data sharing with banks and lenders. This interconnected system eliminates the need for users to switch platforms for different Account Aggregators. The changes are aimed at enhancing convenience and seamless interactions in financial services. Customer consent remains essential for the sharing of financial information between platforms. ...Less

Why US Treasury yields are hitting 2002 highs? U.S. Treasury yields are rising again. The Federal Reserve ...More

Why US Treasury yields are hitting 2002 highs? U.S. Treasury yields are rising again. The Federal Reserve is one reason. It isn't the only one. The government is issuing more debt. Companies are also selling more bonds. Investors are demanding higher returns. Inflation remains a concern. That is pushing yields higher across the Treasury market. The 10-year yield is above 5.3%. The 30-year yield is near 5.7%. Both are at levels last seen in 2002. ...Less

For the last two years, one sector where actual performance has been better than expected has been bankin ...More

For the last two years, one sector where actual performance has been better than expected has been banking. Yes, there were exceptions among small finance banks. But the question now is: Will the situation remain the same given that there are many emerging challenges? ...Less

Prosus has held exploratory talks to invest in Kiwi, which offers bank-issued RuPay credit cards and cred ...More

Prosus has held exploratory talks to invest in Kiwi, which offers bank-issued RuPay credit cards and credit lines for Unified Payments Interface (UPI) payments and is looking to raise around $40 million, the people said. ET reported last week that Kiwi was in the market for fresh funding. ...Less

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50% ...More

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50%, signaling a shift. Following this decision, banks are expected to raise fixed deposit interest rates in the near future. Retail inflation has been rising, indicating that further hikes may be necessary to control it. The competition from small savings schemes and government securities contributes to this pressure on banks. ...Less

In the short term, be ready for volatility, and do not mistake the passing of one big event for an all-cl ...More

In the short term, be ready for volatility, and do not mistake the passing of one big event for an all-clear. In the long term, give up trying to guess when the storm will end. That is not something anyone can do. ...Less

At 40, Ankur Warikoo looked back on his journey to homeownership, realizing that by then, he had establis ...More

At 40, Ankur Warikoo looked back on his journey to homeownership, realizing that by then, he had established a clear vision for his family's permanent abode in Delhi. Financial security provided him the means to acquire a home that once felt out of reach. He understood his family's needs and lifestyle preferences, making the decision easier than it might have been in earlier decades, when uncertainties were more prevalent. ...Less

In many marriages, each party can, if it so wills, discover many a cause for complaint, but such grievanc ...More

In many marriages, each party can, if it so wills, discover many a cause for complaint, but such grievances arise mostly from temperamental disharmony. Such disharmony or incompatibility is not cruelty and will not furnish a cause for the dissolution of marriage, the Jharkhand High Court said. But is a wife asking her husband to become a gharjamai cruelty or not? Read on to find out. ...Less

A 27-year-old Reddit user questioned taking a Rs 45 lakh personal loan for a Rs 50 lakh wedding, despite ...More

A 27-year-old Reddit user questioned taking a Rs 45 lakh personal loan for a Rs 50 lakh wedding, despite his fiancée’s family offering a Rs 15 lakh alternative. Bengaluru CA Meenal Goel warned that the loan could mean roughly Rs 1 lakh EMI for 60 months, totalling Rs 60 lakh in repayments. She called it “five years of financial pressure” driven by social expectations. ...Less

New proposals by IRDAI aim to reform loan-linked insurance offerings from banks and NBFCs, ensuring trans ...More

New proposals by IRDAI aim to reform loan-linked insurance offerings from banks and NBFCs, ensuring transparency for borrowers. Key changes may prevent mandatory insurance bundling, allowing for better consumer choices and potential interest rate benefits, while still enabling some insurance package offers. Discover how these reforms could impact your next loan decision. ...Less

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. Th ...More

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. This forecast is driven by persistent inflation, soaring crude oil prices, and a depreciating rupee. Should the RBI implement this hike, it could lead to higher fixed deposit returns for investors. Meanwhile, public sector banks continue to offer lower rates, struggling against fierce competition from government securities and small savings schemes. ...Less

Cover the risks between your old payslip and the new one, says Devashish Chakravarty. Read the print on y ...More

Cover the risks between your old payslip and the new one, says Devashish Chakravarty. Read the print on your offer before you re sign. Routine conditions are fine, such as background verification, document checks and reference calls. Speed them up. Watch out for clauses that can delay or withdraw the offer, like a joining date “to be confirmed”, or a role tied to a client contract, or a probation that is extendable. ...Less

Indian travelers have significantly changed in their approach to leisure activities and cultural expressi ...More

Indian travelers have significantly changed in their approach to leisure activities and cultural expressions abroad. The previous generations exhibited a more restrained manner of traveling and eating while interacting with local cultures. Recent travelers are observed to engage in spontaneous performances and communal meals regardless of the setting. ...Less

In times like these, the market will have its green and red days. What matters, however, is not the colou ...More

In times like these, the market will have its green and red days. What matters, however, is not the colour of a single day, but the things underneath it: The central bank, the fund flows, and, above all, corporate earnings. Watch those, stay patient, and forget the daily noise. ...Less