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WHAT IS LOAN DELINQUENCY
Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...- Non-banks increase microfinance share amid muted demandThe overall microfinance gross loan portfolio stood at ₹3.34 lakh crore at the end of April, down from ₹3.39 lakh crore a month ago, said t...
- Fuelled by lending boom, DPDzero bets big on AI-led debt recoveryAs India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.
- Delinquency vs default: Know the difference and how they affect your credit score and borrowing abilityIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...
- Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
- Over-leveraged borrowers put Rs 15,800 crore microfinance portfolio at riskMicrofinance has become a double-edged sword, with substantial debt levels amassing to about ₹15,800 crore among borrowers juggling multipl...
- NBFCs doing well, but Iran war, margins cloud road aheadNon-banking finance companies anticipate strong growth in the upcoming quarter. However, rising funding costs may limit profit margins. Ana...
- Housing finance stocks near inflection point, Bernstein picks 2 favouritesAffordable housing finance stocks are nearing a turning point. Bernstein highlights attractive valuations and improving growth and asset qu...
- As India's MSME sector matures, IDBI Bank's Sumit Phakka says the lending framework must keep paceIndia's small businesses are now driving economic growth. New government budgets are boosting MSME financing and support. Digital tools are...
- View: The US economy is replaying the 2000s, not the 1970sThe US economic landscape is grappling with a double-edged sword. Remnants of the 1970s stagflation are evident in sluggish employment figu...
- Gold loan NBFCs have enough buffer for now — but a second 15% price drop would test them: Fitch RatingsGold prices have dropped over 15%, but India's gold loan NBFCs remain stable due to strong collateral buffers. Fitch Ratings notes that a f...
- Banks' credit growth to moderate in FY27; NPAs to inch up: Crisil RatingsBanks' credit growth is projected to slightly slow to 13% in FY27, with a potential 0.20% rise in bad loans to 2.5% by March 2027, accordin...
- Credit scores drop amid loan payment struggles: Is rising student loan and mortgage delinquency hurting U.S. borrowers in 2026?The average U.S. credit score fell to 714 in October 2025. This fresh data highlights a worrying shift in consumer finances. Credit scores ...
- Consumer debt crisis deepens: Americans are falling behind on credit cards, loans, and mortgages - is it time to worry?Americans now owe $18.6 trillion in household debt. United States consumer debt crisis is growing fast. Millions of borrowers are strugglin...
- Retail loan growth moderates in Sept qtr; unsecured loan NPAs go up: ReportHome loans, the bulwark for retail exposures for banks given the high ticket sizes, showed no growth at all in the September quarter origin...
- Delinquency rates for digital credit industry at 4.2% in FY23: reportFor the digital lending industry, which came under pressure during Covid-19, FY21 and FY22 were tough years as several large credit fintech...
- Home loan portfolios of many banks begin showing signs of stress“In June, the number of claims we are paying is nearly three times what we were paying in March 2020. So, in a 15-month period, the number ...
- Why delinquencies for unsecured loans may go up regardless of asset classesGold loan and home loan NBFCs will be least impacted whereas unsecured loans, MSME loans and wholesale loans will be more impacted given th...
- NBFCs, HFCs set to face NPA heat, says Crisil
- Finance cos funding delinquent accounts to dress up booksLenders of the finance companies and arms of banking groups are ‘funding’ delinquent accounts to window-dress their books.
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