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WEALTH VS. FREEDOM
Bengaluru engineer earning Rs 80 LPA vs Germany engineer earning Rs 1 crore: Who is actually richer? Internet is dividedA debate is ongoing about what truly defines wealth. Earning a high salary abroad does not automatically mean a richer lifestyle. Income bu...
PMS vs mutual funds: 5 reasons to invest, and 5 red flags to watchPortfolio Management Services (PMS) offer structural advantages over mutual funds, allowing for concentrated portfolios, significant cash h...
Motivational Quote of the Day by Barack Obama: "Money is not the only answer, but it makes a difference". Powerful lessons on financial responsibilityFormer US President Barack Obama's insight that "money is not the only answer, but it makes a difference" is highly relevant today. Financi...
Multicap or flexicap mutual fund for a 20-year SIP? Expert explains what investors should chooseA 37-year-old investor planning a Rs 1,000 monthly SIP for 20 years sought advice on choosing between multicap and flexicap funds. Samir Sh...
Living in a 900 sq ft flat? CA says it could be the smartest wealth-building move you makeChartered Accountant Nitin Kaushik reveals a 'stealth wealth blueprint'. He explains that true financial strength is often unseen. People w...
Flexi cap mutual funds see record Rs 10,147 crore inflows in April. Are investors turning cautious amid market volatility?Flexi cap mutual funds attracted a record Rs 10,147 crore in April, despite moderating equity inflows and market volatility. Experts sugges...
Earning Rs 20 lakh can still leave you middle class? CA’s warns about silent money mistakes urban Indians makeMany professionals earn lakhs but face financial anxiety. Chartered accountant Nitin Kaushik warns that high salaries can become a 'high-sp...
Rs 30 LPA earner can be poorer than Rs 10 LPA one: CA explains the math of 'high income trap' that eats up your wealthA chartered accountant’s viral thread explains why earning a high salary does not always lead to real wealth. He points out that as income ...
Ram Rajya to Sanatan Dharma: Why Lord Ram was painted greenIn contemporary discourse, the concept of Sanatan Dharma has become a battleground for political maneuvering. While it is often framed as a...
$1 million home or $1 million in 401(k)? The retirement choice that could change your future$1 million home vs 401(k) retirement strategy: Housing prices have jumped nearly 55% since 2020, and that single number is reshaping the $1...
Rs 100 crore net worth, yet no luxury cars: Mumbai founder travels by auto, stays in budget hotels. Internet can’t believe itA Mumbai-based entrepreneur has sparked online discussion after sharing the story of a founder with a net worth of Rs 100 crore who continu...
Quote of the Day by MrBeast: ‘I don't drive a Lamborghini. I'd purposely have a really dumbed-down lifestyle because…’ YouTube mogul’s lesson on successQuote of the Day by MrBeast: Popular digital creator MrBeast suggests a simpler lifestyle offers greater freedom. He intentionally lives mo...
CA warns against full-time stock market trading: Your ‘no boss', financial freedom dream will ruin youChartered accountant Nitin Kaushik has cautioned against taking up stock market trading as a full-time career, saying it is not the “no bos...
At 20, Ankur Warikoo wanted to pamper his parents. It took him 20 years to do it the right way. He explains the difference between rich vs wealthyEntrepreneur Ankur Warikoo shares his journey from wanting to show off success to building true wealth. He explains that in his 20s, he foc...
CA shares 10 finance word pairs that quietly decide whether your money grows or disappearsFinancial success hinges on understanding money's true behavior, not just income. CA Nitin Kaushik highlights key word pairs like cash flow...
Biggest financial myth leaves people struggling for money: CA explains the surprising truth of becoming 'rich'Chartered Accountant Nitin Kaushik highlights a common financial myth: outward displays of luxury do not equal real wealth. Many who appear...
Couple saved Rs 25 lakh to buy their first house. But CA asks them to wait. Here's whyA young couple's dream of buying a home with Rs 25 lakh savings was re-evaluated by a CA. He advised them to invest an additional Rs 52,000...
Earning Rs 60,000 but spending Rs 50k? CA shares how to escape the income vs lifestyle trapCA Nitin Kaushik highlights the income versus lifestyle trap. Many individuals earn more but experience financial stress. He suggests incre...
Salary cannot make you wealthy, says CA: Explains why you’ll always be behind expenses and what to doRelying solely on a salary is unlikely to create real wealth, warns CA Nitin Kaushik. Even with annual increments, rising living costs ofte...
Akshat Shrivastava solves your daily spend-vs-save dilemma with just one simple sentenceAkshat Shrivastava’s viral tweet struck a chord online by reframing spending as a trade-off between money and peace of mind. Drawing from p...