Fresh rupee loan rates dipped in February, with private banks leading the decline. However, public sector banks increased their lending rat...

New rupee loan spreads widened year-on-year to 3.01% in January as banks maintained firm borrowing costs to protect margins despite central...

January saw Mumbai's new rupee-loan rates climb, propelled mainly by state-owned lenders. By contrast, rates on existing loans dipped sligh...

The Reserve Bank of India (RBI) reduced the repo rate by 100 basis points between February and June 2025, bringing it down to 5.5%. Banks r...

The Reserve Bank of India (RBI) is encouraging banks to lower lending rates to ensure recent policy rate cuts are effectively passed on to ...

Following the April 2025 repo rate cut, new deposit rates saw a faster transmission compared to new lending rates. The WADTDR on fresh depo...

In February, the Reserve Bank of India’s rate cut led to banks lowering new deposit rates but not immediately reducing new loan rates. The ...

Lending and deposit rates displayed a mixed trend in November 2024. The weighted average lending rate on fresh rupee loans of commercial ba...

In October, fresh rupee loans disbursed by scheduled commercial banks became costlier, with the weighted average lending rate rising to 9.5...

Banks increased the cost of fresh rupee loans to 9.54% in October, up 17 basis points from September, while the cost of fresh deposits decr...

The weighted average lending rate (WALR) of private banks saw a decline of 15 basis points in August after the average rates had seen a ris...

In May 2024, the Reserve Bank of India reported a marginal decline in weighted average lending rates on fresh loans and deposits by 16 and ...

Ever since the 140 bps hike in benchmark repo rates, weighted average lending rates on outstanding loans have risen 29 basis points, but we...

The weighted average lending rates (WALRs) on fresh as well as outstanding rupee loans have declined across sectors. Banks have extended th...

Since February 2019, the Reserve Bank of India has reduced repo rate by 250 bps. Large surplus systemic liquidity, the regulator’s continue...

An RBI analysis of different retail rates shows that the average margins over the benchmark repo rate for private sector bank could be high...

Borrowers have often complained that banks have not passed on the benefits of repo rate cut by the RBI to them. In the year 2019, the centr...