RBI Governor expects deposit rates to ease but that may not be easyRBI Governor Sanjay Malhotra anticipates deposit rates will moderate, mirroring the central bank's 125 basis point policy rate reduction. H...
06 Dec, 2025, 12.26 AM IST
RBI Governor Malhotra expects deposit rates to moderate along with lending ratesReserve Bank of India Governor Sanjay Malhotra anticipates deposit rates will decrease, mirroring falling bank lending rates. He noted that...
05 Dec, 2025, 04.48 PM IST
Rupee loan average rates fall by 6bps in AugustOn outstanding rupee loans, system-wide average lending rates softened by 6 bps month-on-month to 9.32% as of end-August. Private sector le...
01 Oct, 2025, 12.42 AM IST
Transmission of April rate cut faster in case of new deposit rates: RBIFollowing the April 2025 repo rate cut, new deposit rates saw a faster transmission compared to new lending rates. The WADTDR on fresh depo...
30 May, 2025, 09.27 PM IST
Lending rates ease, deposit rate firm up in DecemberIn December 2024, lending rates of commercial banks eased while deposit rates saw a marginal rise according to RBI data. The weighted avera...
31 Jan, 2025, 11.07 PM IST
Deposit & lending rates move marginally in NovemberLending and deposit rates displayed a mixed trend in November 2024. The weighted average lending rate on fresh rupee loans of commercial ba...
01 Jan, 2025, 06.23 AM IST
Bank lending rates dip sequentially, while deposit rates riseBank lending rates marginally declined in September 2024, with the average rate on new rupee loans at 9.37%. Deposit rates increased during...
31 Oct, 2024, 09.35 PM IST
Deposit and lending rates rise sequentially in JulyIn an update from the Reserve Bank of India, both deposit and lending rates for commercial banks saw a sequential rise in July 2024. The we...
30 Aug, 2024, 08.27 PM IST
Lending and deposit rate moderate sequentiallyDespite ongoing transmission of a 250 basis point repo rate increase since May 2022, some banks have reduced lending and deposit rates sequ...
31 Jul, 2024, 11.25 PM IST
Rates on fresh loans and deposit moderate sequentially in MayIn May 2024, the Reserve Bank of India reported a marginal decline in weighted average lending rates on fresh loans and deposits by 16 and ...
28 Jun, 2024, 08.29 PM IST
Bank deposit rates rise, but yet to fully reflect repo hikeRegulator-market discord on rate transmission persists. Fresh term deposits show full 2.5% repo rate hike. Interest margins squeezed, WADTD...
02 May, 2024, 01.03 AM IST
Lending and deposit rates rise across segments in FY'24The weighted average lending rate (WALR) on fresh rupee loans of the commercial banks stood at 9.37 per cent in March 2024 (9.36 per cent i...
30 Apr, 2024, 08.32 PM IST
Repo rate hold also aimed at improving transmission: ExpertsWe expect that while liquidity deficits could improve over the coming weeks with a likely rise in government spending, the rise in currency...
09 Feb, 2024, 05.40 AM IST
Incomplete transmission restricted rate cuts, says Shaktikanta DasThe weighted average lending rate (WALR) on fresh rupee loans rose 146 basis points in the current rate hike cycle. The WALR on outstanding...
08 Feb, 2024, 04.50 PM IST
Transmission of policy rates better in deposits than loansTransmission of policy rates improved more for deposits than loans in December. The 250 bps hike in policy rates are not fully transmitted ...
31 Jan, 2024, 10.02 PM IST
Lending rates rise faster than deposit rates in OctoberOn the deposit side, the weighted average domestic term deposit rate (WADTDR) on outstanding rupee term deposits went up to 6.75 percent in...
30 Nov, 2023, 08.27 PM IST
Policy transmission improves post external benchmarksThe cumulative reduction of policy repo rate by 250 basis points (bps- one bps is 0.01 per cent) between February 2019 to June 2021 has res...
18 Jul, 2021, 08.37 PM IST