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VACATION BORROWING
ETMarkets PMS Talk | Dinshaw Irani of Helios India stays away from IT, doubles down on domestic consumption amid AI disruptionHelios India is steering clear of IT stocks, citing AI's disruptive potential, and instead champions India's domestic consumption. The firm...- Software developer fired by toxic boss without warning gets full 20 vacation days after termination letter mistake, leaves critical project unfinishedA software developer faced daily abuse from his boss after a bug in his code. He was eventually fired without warning. However, a terminati...
- Karur Vysya has a four-pronged plan to move up to the next level: B Ramesh Babu, MD & CEOAfter a decade of downsizing the wholesale business, Karur Vysya now plans to reverse it by raising the corporate loan share to 20% in the ...
- Karur Vysya Bank bets big on credit cards, microloans and corporate push to double down on growthKarur Vysya Bank is set for significant growth. The bank plans to expand its balance sheet by entering the credit card business and offerin...
- Couples and money: Why shared financial decisions, clear spending rules, and transparency matter in relationshipsWithout a definition of priority and discretion, many households suffer from ad hocism. How should they spend for the common good without s...
- ‘Middle class fears EMI. Marwaris fear idle capital’: Check the wealth habits of Marwaris, one of the richest communities of IndiaMarwari families build lasting wealth not by earning more, but by operating like a coordinated private equity fund. They prioritize ownersh...
- Fed minutes show more policymakers were prepared to lay groundwork for rate hikeFederal Reserve minutes show growing concern that inflation driven by the Iran war could persist above the 2% target, prompting discussions...
- 25-year-old earning ₹1L/month asked to take ₹92 lakh loan for parents’ property deal; family expects flat value to soar in 5 years; sparks debt trap concernsA 25-year-old earning ₹1 lakh a month has sparked debate online after revealing how his parents want him to become the primary borrower for...
- Your income grows, but EMI remains same. CA shares a blunt warning for home loan borrowersMany Indians take home loans and keep their monthly payments the same for decades. As salaries increase, this comfortable approach benefits...
- Marwaris don’t chase luxury first. CA shares 7 timeless money rules Marwari families follow to build their wealthMarwari families build wealth differently. They focus on disciplined systems and long-term thinking. Money is not for spending but for crea...
- Baby on flight: Flyer gives birth to healthy child on Delta Airlines plane mid-air. Here's how two paramedics did the unthinkableDelta Airlines flight attendants provided blankets and an obstetrical kit, a sterile set of medical tools used in emergency childbirth.
- 10 retirement mistakes you must avoid for a safe and stress-free futureMany people make simple retirement mistakes without knowing the risk. Poor planning, late saving, scams, and wrong money decisions can crea...
- Travel loans vs home loans: Are Indians borrowing more for vacations? CA explainsIndians are increasingly borrowing for travel, with holiday loans now surpassing those for homes, credit cards, and weddings. This shift pr...
- She took loan for vacation. But ended up with a long-term relationship trap with borrowed money, warns CAVacations are now the leading reason for personal loans in India, surpassing home renovations and medical needs. This trend, driven by trav...
- 'Your parents called train tickets splurging': CoinSwitch founder says Gen Z taking vacation loans is madnessAshish Singhal, co-founder of CoinSwitch, has criticised Gen Z's travel habits. He highlighted that many young Indians are borrowing money ...
- More and more Indians are taking personal loans to fund holiday travelOf the personal loans sanctioned between January and June 2023, one in every five was taken for this purpose, a survey carried out by onlin...
- Millennials taking personal loans to travel on the rise: ReportThe new generation of young Indians is now planning a holiday loan, just the way one plans investments.
- 63% Indians have dedicated fund for vacationAbout 63% Indians have a dedicated vacation fund to fulfill their holiday dreams, while others depend on sources like credit card and loan ...
- Why personal loan for vacation may not be a good ideaWe expect Holiday Loans to be 20% of the market and is rising and that is something we think it is not a good idea.
- Borrowing is not a bad idea for overseas vacationGoing on a holiday to Europe or swiping your credit card to buying an LCD is not a bad idea, provided you have saved for it.
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