The sharp surge in unsecured lending has more observers highlighting risks and advising caution. After credit bureau TransUnion Cibil flagg...

As per the data for large NBFCs ( assets under management or UM of Rs 10.3 lakh crore as of March 2023), the AUM grew 19% yoy in FY23, comp...

Some segments of retail credit require close monitoring to ensure sustained and long-term growth, said Rajesh Kumar MD and CEO of market ma...

Credit card payment defaults have surged in June 2023 despite the growth of credit card lending. Unsecured credit portfolios and small-tick...

The Reserve Bank of India (RBI) is looking to tighten scrutiny on the unsecured lending portfolios of banks amid the growing risk of potent...

Since May 2022, the RBI has raised its benchmark repo rate by 250 basis points (100bps = 1 percentage point) to 6. 5% — which banks have pa...

In absolute terms, unsecured loans were at ₹2.2 lakh crore between February 2022 and February 2023. This is almost double the amount banks ...

Borrowers inquiring about personal loans increased by 141 percent for the three month period ending May 2022 compared to 93 percent growth ...

Delinquencies in the LAP segment remain highest at 4.14% in November 2021, up 30 basis points from a year ago. One basis point is 0.01 perc...

Women borrowers in the age group 36-50 have risen by 33 per cent since December 2017. While older women have been borrowing at an even more...

Unsecured loans are growing even as secured retail advances such as auto loans, loans against property (LAP) and home loans saw moderate ra...

The number of millennials, opting for a new loan grew 58% as against a 14% growth in non-millennial segment.

Credit balances for consumer loan products grew 17.1% y-o-y in the quarter ended June 2019 compared to 23.5% a year earlier led by a more t...

Unsecured loan disbursal is rising the fastest, but delinquencies there are still the lowest at 0.5%.

The number of credit card accounts increased by nearly 32% in the last year to 36.9 million in CYQ3 2018.

Your CIBIL report and score help banks decide on your loan application. That is why you must check these parameters before applying for a l...

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