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UNSECURED LOAN NPAS
Retail loan stress is the new growth driver for ARCsDuring 2025-26, ARCs acquired stressed debt worth more than Rs 2 lakh cr, comprising Rs 1.5 lakh cr of corporate loans and Rs 50,000 cr of ...
PSU bank stocks vs private banks in FY27: The valuation trap you need to avoidPSU banks achieved historic profit and NPA lows in FY26, yet analysts favor leading private banks for FY27. This shift is driven by superio...
Swiggy CEO on quick commerce space; India’s data centre surgeIn an interview, Swiggy group CEO Sriharsha Majety explained the outlook for the quick commerce industry and the shareholder vote hurdle, a...
Digital lending firm Kissht’s revenues jump 67% to Rs 619 crore in Q4The consumer lending startup closed the full 2026 financial year with operating revenues of Rs 2,179 crore and a net profit of Rs 281 crore...
OnEMI Technology Solutions IPO Day 3: Issue subscribed 9.5 times as on final day. Check GMP, other detailsThe Rs 926 crore IPO of OnEMI Technology Solutions has seen moderate demand so far, with overall subscription at 60% by Day 2. Interest is ...
OnEMI Technology Solutions IPO Day 2: Subscribed 27% so far, GMP at 2% and other key detailsOnEMI Technology Solutions’ Rs 926 crore IPO saw 27% subscription on Day 2, with QIBs leading demand. GMP remains modest at 2%, indicating ...
Kotak Mahindra Bank shares tank 5% after Q4 results. What Morgan Stanley, Nomura, other brokerages are sayingShares of Kotak Mahindra Bank fell despite posting a solid Q4FY26 performance, with net profit rising 13.3% YoY and NII up 8.1%. Asset qual...
How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
Banks' gross NPA's to stay range-bound at 2.0-2.2 per cent by March 2027 despite West Asia risks: CrisilIndian banks are likely to keep asset quality under control over the next two years, with gross non-performing assets (NPAs) projected at 2...
NBFCs doing well, but Iran war, margins cloud road aheadNon-banking finance companies anticipate strong growth in the upcoming quarter. However, rising funding costs may limit profit margins. Ana...
Retail loan growth moderates in Sept qtr; unsecured loan NPAs go up: ReportHome loans, the bulwark for retail exposures for banks given the high ticket sizes, showed no growth at all in the September quarter origin...
Bank NPAs to improve to decadal low of 3.8pc by FY24-end: CrisilCrisil said a major factor influencing the bank NPAs is the improvement in the high-value corporate loanbooks, where the gross NPAs are sla...
Retail to drive loan book in FY'22, but asset quality a concernBank credit is expected to grow by 7.5% to 8.5% in FY'22 – largely driven by retail, according to Care Ratings. Covid-19 impacted overall a...
Why delinquencies for unsecured loans may go up regardless of asset classesGold loan and home loan NBFCs will be least impacted whereas unsecured loans, MSME loans and wholesale loans will be more impacted given th...
NBFCs staring at a sharp rise in NPAs this fiscal: CrisilThe rating agency expects stressed loans to rise to between Rs 1.5 lakh crore-Rs 1.8 lakh crore or 6% to 7.5% of the assets under managemen...
- RBI to urban co-operative banks: Grant unsecured loans up to 25 per cent of assests
Reserve Bank allowed urban co-operative banks (UCBs) to grant unsecured loans up to 25 per cent of their assets if certain conditions are m...
- Finance Ministry wants PSU banks to phase out unsecured short-term loans
The government has asked the public sector banks to phase out all short-term loans without collaterals by January end.
- Secured tag for core loans sought
RBI urged to OK classification aimed at boosting funds for infrastructure.
- Govt wants secured lending tag for infra loans
The government has written to the RBI asking it to consider classifying loans to the infrastructure sector as secured lending to increase t...
- Banks to see rise in retail NPAs in FY10: Care
In the face of continuing impact of global downturn, banks which have built most of their retail books in the past two years are likely to ...