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TEASER LOANS
Weigh the costs while shifting to another lender for home loansOnce the tenure of the fixed rate gets over, the teaser loan scheme is converted into a floating rate scheme in line with the prevailing ma...01 Sep, 2012, 03.25 PM IST- Home loan borrowers to pay 15% more in EMIsIncrease in EMIs due to rising interest rates, reset of teaser loans will put additional annual burden of about Rs 6,000 cr on home loan bo...12 Oct, 2011, 08.33 AM IST
- Once bitten, SBI says enough with teaser loansCountry's largest lender SBI on Wednesday ruled out re-launching teaser rate loans, days after its private sector rivals.07 Sep, 2011, 10.37 PM IST
- RBI has no plan to stop teaser loans: Subir GokarnRBI Deputy Governor Subir Gokarn said it has no plan to ban teaser loans but warned that any such product will attract 2 per cent additiona...07 Sep, 2011, 10.03 PM IST
- No higher provisioning needed for dual-rate home loan: ICICI BankICICI Bank on Thursday said its recently launched fixed-rate home loan scheme will not attract higher provisioning mandated by the central ...26 Aug, 2011, 01.39 AM IST
- SBI says no plan to launch teaser loans as ICICI BankState Bank said it has no plan to relaunch dual/fixed rate home loan products, popularly known as teaser loans, as was done by ICICI last w...23 Aug, 2011, 08.04 PM IST
- ICICI Bank surprises with new home loan offering, rate for first two years fixed at 10.75%The offering from ICICI, whose home loan assets have shrunk 17% from the 2008 peak, may prompt rivals to come out with similar 'teaser loan...19 Aug, 2011, 01.55 AM IST
- Teaser loans: SBI for talking it out with RBIPratip Chaudhuri today said the bank will "engage" with RBI to lower the higher-than-comfortable provisioning requirement.08 Apr, 2011, 09.15 PM IST
- Parekh slams NHB for spiking teaser loan provisioningDeepak Parekh hit out at the NHB's decision to raise provisioning norms for teaser loans, saying it is steep and there is no "logic or rati...07 Jan, 2011, 09.15 PM IST
- SBI finally tweaks teaser loan ratesThe bank has raised its base rate to 8% from 7.60%, prime lending rate to 12.75% from 12.50% and decided to offer 9% on 1000 days.01 Jan, 2011, 06.24 AM IST
- Banks will have to set aside a slice of their teaser loan earningsThe central bank, which had outlined the proposal in the November monetary policy announcement, formalised the new provisioning norms on Th...24 Dec, 2010, 05.29 AM IST
- HDFC, ICICI Bank, Corp Bank withdraw teaser rate loansThe move to withdraw the schemes gains significance in the context of concerns expressed by banking regulator, the RBI, in its November pol...02 Dec, 2010, 05.57 AM IST
- ET in Classroom: Teaser rates?Teaser loan rates are special home loan rates that are called so, as the banks attract customers by offering them lower rates of interest i...16 Nov, 2010, 06.21 AM IST
- Banks challenge RBI curb on teaser home loansLeading banks have challenged the Reserve Bank of India’s decision to curb ‘teaser home loans’ which banks have aggressively sold to thousa...03 Nov, 2010, 03.06 AM IST
- Teaser rates irk Finmin, may bar new schemesPSBs may be barred from offering fresh rates ahead of July 1, when more transparent 'base rate' comes into effect. Are teaser rates 'take i...26 Apr, 2010, 06.35 AM IST
- Teaser rates irk Finmin, may bar new schemesThe finance ministry may bar state-run banks from launching fresh teaser loan schemes.26 Apr, 2010, 06.21 AM IST
- 'Teaser loans may hit banks' financial stability'Defaults may rise on financially-weak borrowers, says MoS FM Namo Narain.24 Apr, 2010, 02.37 AM IST
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