New income tax regime: Don’t miss out on these 3 key deductions that will reduce your taxable income & help save more taxMany taxpayers mistakenly believe the New Tax Regime offers no deductions. However, salaried employees and pensioners can claim a Rs 75,000...
30 May, 2026, 08.45 AM IST
NPS growth, performance, market-linked annuities; Sriram Iyer, CEO of HDFC Pension, talks about India’s changing retirement landscapeIndia's retirement planning is evolving with rising private sector NPS participation and evolving annuity products. While government contri...
25 May, 2026, 12.00 PM IST
Rules for faster full and final settlement, annual leave encashment & other provisions are already effective under new labour code even without state government notification, know what it meansNew labour code provisions are now effective across India from November 21, 2025. Employee benefits like faster full and final payments and...
22 May, 2026, 11.37 AM IST
Salary hike this appraisal season? New labour codes and tax rules may change your real take-home payAppraisal season this year saw companies begin aligning salary structures with new labour codes and updated income tax rules. While some fi...
18 May, 2026, 11.23 AM IST
Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
13 May, 2026, 11.27 AM IST
Earn Rs 14.65 lakh and still pay no tax—here’s the NPS, EPF mathSalaried individuals can now make their income tax-free in the new tax regime. This is possible by utilising employer contributions to Empl...
12 Jan, 2026, 05.49 PM IST
EPF vs PPF vs NPS: Which retirement investment works best for you?Planning for retirement can feel overwhelming with so many options available. This guide breaks down India's three most popular retirement ...
10 Dec, 2025, 05.06 PM IST
How to build a Rs 12 crore retirement fund? Financial expert tells how to do it using just EPF and NPSA financial expert suggests that salaried individuals earning up to Rs 14.65 lakh can eliminate income tax through strategic investments in...
04 Jul, 2025, 03.30 PM IST
Your employer's EPF, NPS contribution can be taxable in your hands: Here's how to check if it isAs per the announcement made in Budget 2020, if an employer's total contribution to the EPF, NPS and superannuation fund exceeds Rs 7.5 lak...
16 Aug, 2022, 08.52 PM IST
Tax on EPF, NPS, Superannuation fund: Tracking excess contribution tedious, no clarity over double taxationAmendments made to the way contributions to the EPF, NPS and Superannuation fund have increased the tax burden on certain sections of the s...
20 Aug, 2021, 02.17 PM IST
EPF vs NPS: Who should move from EPF and who should stay putUnless the problems facing the EPF are addressed, the scheme is headed for trouble and younger people should consider moving out to the mor...
21 Sep, 2020, 11.13 AM IST
Why EPF still remains a good bet for investors despite rate cutEPF is still attractive and government savings bonds and mutual funds are likely to offer better returns going ahead.
20 Dec, 2016, 07.52 AM IST
Provident Fund interest rate hike pales before double-digit returns from NPSThe average NPS fund has given 100-125 basis points more than what the retirement savings of the estimated 3.7 crore EPF subscribers have e...
02 May, 2016, 07.34 AM IST
‘Tax parity needed in retirement products'PFRDA chairman Hemant Contractor believes that tax parity in retirement products is critical if India is to be a pensioned society.
25 Apr, 2016, 01.11 PM IST
Don’t be in a rush to make EPF-NPS switch: ExpertsThe proposal to switch from EPF to NPS was announced in last year’s Budget. This year’s Budget has extended a one-time tax exemption to suc...
08 Mar, 2016, 07.07 AM IST
EPF members could soon switch to NPS, but experts say don’tOnly this time the govt may be unfairly targeted because switching rules it has framed for EPF and NPS are quite flexible and subscriber-fr...
07 Mar, 2016, 08.22 PM IST
After tax, EPF will lose sheen to NPSNPS, which was opened for private sector employees in May 2009, has attracted voluntary investments worth only about Rs 2,800 crore.
04 Mar, 2016, 11.06 AM IST