Are life cycle funds good or bad for your portfolio? Pros and cons of SEBI’s new mutual fund category explainedIndia's market regulator Sebi has launched lifecycle funds, a new mutual fund category. These funds automatically adjust investments from e...
16 Mar, 2026, 06.30 AM IST
How can senior citizens generate Rs 1 lakh monthly income safely in India?Indian seniors aiming for a Rs 1 lakh monthly retirement income need Rs 2-2.5 crore, accounting for inflation and taxes. Experts suggest a ...
03 Mar, 2026, 12.38 PM IST
SIP-SWP combo for retirement planning: How your investment corpus can survive market shocks with an effective exit planA well-timed SWP ensures your hard-earned corpus survives market shocks and funds life’s goals smoothly.
16 Feb, 2026, 06.30 AM IST
ICICI Prudential Mutual Fund to grandfather its 2 fund-of-funds under SEBI frameworkICICI Prudential Mutual Fund is grandfathering two of its fund of funds, the Passive Multi-Asset Fund of Fund and Global Advantage Fund, fr...
24 Jan, 2026, 02.58 PM IST
Smart investment: How can you get Rs 1 lakh monthly passive incomeTo generate a steady monthly income of Rs 1 lakh (Rs 12 lakh annually), the required investment corpus depends on the rate of return you ex...
19 Dec, 2025, 04.18 PM IST
ET In The Classroom: Specialised Investment FundThe Specialised Investment Fund is a new investment product introduced by Sebi. The regulator believes that over the years a gap has emerge...
05 Mar, 2025, 06.09 AM IST
Planning to retire in 10 years? Know how a Rs 23,000 monthly investment can help you in your retirementRetiring early within next 10 years is a challenging yet achievable goal. We tell you how to calculate the required retirement corpus based...
29 Nov, 2024, 10.46 AM IST
Retirement planning: How to get Rs 1 lakh monthly pension after retirement; check investment plan, calculationHow can a senior citizen earn a regular pension of Rs 1 lakh every month after retirement? It requires financial planning — you need to inv...
23 Sep, 2024, 11.31 AM IST
7.1% PPF interest rate or 8.2% returns from Senior Citizen Savings Scheme (SCSS): Where should someone in 20% tax bracket invest?Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
02 Apr, 2024, 12.16 PM IST
Maximizing tax efficiency with mutual funds: Understanding distribution types and taxation methodsMutual funds have emerged as a popular investment option in India, offering the dual advantage of expert money management and tax-efficient...
17 Mar, 2024, 11.24 AM IST
How to put in place a simple SWP system to work over a long time?“The way to start off will be with a rough thumb rule that you should have at least 25 times your annual money requirement as your portfoli...
06 Nov, 2023, 04.00 PM IST
Has the last date to add nominee to mutual funds been extended?Note that if the nomination is not registered within the timeframes, transactions such as Redemptions, SWP, Switch, STP will be frozen in t...
28 Sep, 2023, 10.08 AM IST
How systematic withdrawal plan can work for retired people"SWP is an extremely powerful way in which you can provide for yourself - because people are now living for 30-35 years beyond retirement. ...
12 Jan, 2023, 10.01 AM IST
Can a returning NRI open a PPF account?A recent rule allows an account holder to pre-close the PPF account on change in residency status. Irrespective of the residency status on ...
05 Nov, 2020, 12.40 PM IST
Systematic withdrawal plans are good for regular incomeI am currently in the exempt tax bracket. I want a regular income. Can I invest in debt schemes with dividend option since DDT has been rem...
19 Feb, 2020, 11.06 AM IST
How to calculate long-term capital gains tax on mutual fund SIPsFrom April 1, 2018 any LTCG made on transfer of equity MFs will have to pay a 10 per cent tax on long-term gains above Rs 1 lakh per annum.
23 Nov, 2018, 04.56 PM IST
Why annuity plans are not a great ideaDespite the recent reduction in service tax, returns from annuity plans remain too low.
14 Mar, 2016, 09.02 AM IST