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SURROGATE LENDING
Liquidity unlocked, access denied: With rating rules, how TReDS leaves most MSMEs behindDespite the government’s TReDS push, experts say the RBI’s move to ease onboarding lacks clarity as credit ratings continue to be a key bot...- Top illegal betting site Parimatch draws more visits than Amazon, XSome offshore operators have even adopted cash-on-delivery payment models, allowing minors to place bets without parental knowledge or acce...
- CIABC urges unfettered advertising rights for liquor brand extensionsCIABC, a liquor industry group lobby, has urged the consumer affairs ministry to allow unfettered advertising rights for brand extensions, ...
- Rural-focused fintech Navadhan raises $5 million led by Prime Venture PartnersNavadhan, which is a RBI registered non-banking finance company, also runs a technology platform - AceN - which offers a full stack, from s...
- Bihar Police seek ban on over 100 gambling, gaming, 'illegal' loan apps"The decision was taken after confirming that these apps attract Section 69 of the Information Technology (IT) Act as they contain material...
- Bihar police reach out to IT ministry seeking ban on 100 gambling, gaming and illegal loan appsThe Economic Offences Unit (EOU) of Bihar police recently approached Meity urging it to ban more than 100 such apps, Nayyar Hasnain Khan, A...
- How lending-first approach can redefine SME financingFintechs have revolutionised the lending process for small and medium-sized enterprises (SMEs). By leveraging technology, these companies a...
- HDFC Bank could double technology spends: Macquarie Capital“Currently technology spends as a % of opex is around 8-9%, this in our view, will double to 18-20% if management is going to significantly...
- Home loan rate war shows banks have nowhere to lend: Ajay SrivastavaThe lowering of home loan rates come out of the sheer desperation of not having enough avenues to lend money to, says the CEO of Dimensions...
- ETRise Top MSMEs Ranking: This company wants to solve finance issues for MSMEs with loans at a clickFlexiLoans offers SMEs a lending solution which focuses on the three key aspects of technology, products and partnerships.
- Yes Bank launches Smart Edge, an industry first surrogate lending program for MSMEsThe first-of-its-kind surrogate lending model wherein no financial statements will be required and credit appraisal will be done basis data...
- AB Finance aims at 40% credit growthCo to focus on SME and consumer durables sectors; to beef up its online digital capability
- ICICI Bank plans payday-type loans in pact with e-tailersThe bank will announce partnerships with e-commerce firms, following which buyers on the site will get a 'pay later' option.
- HDFC Bank uses purchase history, social media analytics to offer credit cards to customersWith 92.5L outstanding credit cards, HDFC Bank is almost twice as much as second-placed SBI which has 49.75L outstanding cards in use, RBI ...
- Demonetisation: Uncertainty means MSMEs funding scenario hugely negativeA credit manager at a public sector bank who deals with SME lending said, "Post demonetisation, Liquid Income Programs, which attracted a l...
- Capital Float ties up with Payworld for easy disbursal of creditThrough this partnership, Capital Float will provide small retailers with collateral-free loans, which will help to exponentially increase ...
- As retail falters, banks set eyes on unsecured loansThe slowdown in growth of bank loans is spreading to the last bastion - retail - forcing lenders to raise their portfolio of unsecured loan...
- Post economic slowdown, salaried man becomes the most sought after customer for banksThe economic slowdown has an unintended beneficiary: the retail customer of banks. Suddenly, the salaried man is the new Triple-A for lende...
- ICAI asks Big Four audit firms not to buy out Indian cosAmid concerns of alleged 'surrogate practices' of 'Big Four', ICAI has asked PWC, KPMG, Ernst & Young and Deloitte to desist from acquiring...
- Govt puts the lid on surrogate adsPolicy-makers and the broadcasting industry are heading for a showdown over the contentious issue of surrogate advertisements.
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