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SURRENDER VALUE GUIDELINES
Sebi eases winding-up norms for AIFs, introduces 'inoperative fund' frameworkSebi has introduced a new framework allowing Alternative Investment Funds (AIFs) to retain liquidation proceeds beyond their fund life unde...
Forget the DOJ. For a Trump pardon, call "Bobby" and other influencersPresident Donald Trump's pardon system has shifted dramatically. Influence now hinges on personal networks and narratives of victimhood, by...
NPS annuity exit rules relaxed: Policy surrender allowed in cases of critical illness, old policies with surrender clauseThe Pension Fund Regulatory and Development Authority has revised rules for National Pension System annuity surrenders. Subscribers facing ...
Insurers' new biz premiums up in May, policy sales fallIndia's life insurance sector experienced a nearly 13% surge in new business premiums in May 2025, reaching ₹30,463 crore, driven primarily...
Life insurance industry’s new business premiums up 13% in May 2025In May 2025, India’s life insurance industry saw a 13% rise in new business premiums (NBP) to Rs 30,463 crore, despite a 10.4% drop in poli...
Is LIC stock undervalued? Kotak Equities suggests buying with Rs 1,175 targetKotak Equities also highlighted a significant drop in LIC’s equity investment portfolio and noted weak business momentum. However, they poi...
Life insurance rule change: From October 1, 2024, you will get higher refund when you surrender your life insurance policyPolicyholders exiting traditional life insurance get more money back starting October 1, 2024. Irdai has asked the insurance companies to o...
Premium may rise, agent commission could decline as revised surrender value kicks in from TuesdayInsurance premiums may rise or agent commissions might be reduced due to new IRDAI guidelines for revised surrender values aimed at providi...
Life insurers tweak products, incentives to protect margins after IRDAI's new surrender rulesPrivate life insurers in India have strategized to adhere to new IRDAI regulations requiring surrender value from the first year on non-par...
Insurers worried over surrender value ruleLife insurance companies have expressed concerns over proposed regulatory changes that would offer higher surrender values to policyholders...
Two insurance rules from April 1, 2024: Demat type e-Insurance Account must to buy new policies, latest surrender chargesTwo major insurance rules that are effective from April 1, 2024, are — compulsory e-Insurance policies for new policyholders and the latest...
HDFC Life shares jump 3% after IRDAI's surrender regulations soothe Street's nervesThe Insurance Regulatory and Development Authority of India (IRDAI) has notified new product regulations that include guidelines for revise...
Top life insurance cos raise concerns over proposed change in policy surrender valuesInsurers have raised concerns about persistency, particularly for long-term products with premium paying terms exceeding 10 years. They fea...
Lower commissions, new regulations taking effect for life insurance firms during March quarterInsurance distributors will take a while to understand products that have undergone a structural change in terms of benefits and cost with ...
IRDA's new guidelines on life insurance: Moving towards transparency and efficiencyMost of the new guidelines require noteworthy changes in processes, systems, as well as fundamental changes to product design and offerings.
- IRDA guidelines for life products may rise costs
The regulator’s key objective is to bring traditional products on par with Ulips in terms of charges,” says Arvind Laddha, Vantage Insuranc...
- Things to do before you exit that Ulip
Stuck with a policy or find the premiums too steep? Here are some ways to exit with the least damage.
- IRDA plugs another loophole, allows universal life with riders
The insurance regulator has allowed insurance companies to once again sell universal life plans on the basis of new guidelines.
- Insurers pull out 208 Ulip schemes, unveil just 42
Stricter regulations help cos rationalise policies; most cos withdraw 10-30 products each in August.
- Investors can now expect better Ulip products & services
Several new Ulips have started hitting the market after the Irda new guidelines on Ulips came into effect from September 1. So what has cha...