India's new Unified Lending Interface, ULI, promises to fix credit access. However, its true impact depends on fintech companies.

Many banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...

As India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.

Muthoot Finance's gold loan growth remains robust, fueled by higher gold prices. The company observes a decline in smaller loans, with larg...

India's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...

Aniruddha Naha of PGIM India sees opportunity in rural India's revival. He advises investors to build portfolios now for a stronger FY28. N...

Bank of Baroda plans a 10 percent expansion of its corporate lending by FY27. A Rs 50,000 crore pipeline is in place, with significant dema...

Bank loans for washing machines and televisions are falling. Banks are now focusing on credit cards for these purchases. Non-banking financ...

India's new borrowers have reached 4.4 crore, boosting credit growth and financial inclusion. Lenders are more selective, yet this segment ...

UGRO Capital has halted new loans in its low-yield, DSA-led book, a strategic pivot aimed at boosting profitability. This move, involving s...

India's small businesses are now driving economic growth. New government budgets are boosting MSME financing and support. Digital tools are...

Gold prices have dropped over 15%, but India's gold loan NBFCs remain stable due to strong collateral buffers. Fitch Ratings notes that a f...

While India's loan application process is digitized, underwriting remains a bottleneck. Artificial intelligence is now poised to transform ...

India's microfinance sector is seeing a significant shift. Lenders are now offering larger loans to existing customers with good repayment ...

Kunal Shah stressed that fintech founders are essentially in the business of trust, irrespective of the category. “If you’re building in fi...

PayU and Goldman Sachs-backed ZestMoney shut down operations, while Paytm decided to scale down its BNPL product Paytm Postpaid. Large NBFC...

Banks and fintechs have been working overtime to integrate their cards with the Rupay-UPI network to offer a new source of funds for everyd...