I am 34 with an infant daughter. Is this the right time to buy term insurance and how much cover do I need?ET Wealth Reader's Query: I am 34, a doctor, married with an infant daughter. Is this the right time to buy term insurance? If so, what cov...
My 78-year-old mother never had health insurance. Can she still get one?ET Wealth Reader's Query: My 78-year-old mother never had any health insurance. Can she now get one? Till what age can one get health insur...
Average health insurance claims in India Rs 42,000; 15 per cent exceed Rs 1 lakh: ReportA report states that the average cost of health insurance claims in India is Rs 42,000, with 15% of claims exceeding Rs 1 lakh. The report ...
Despite high medical inflation only 15% of Indians made health insurance reimbursement claims above Rs 1 lakhA survey has revealed that only about 0.2% Indians had made and received a health insurance reimbursement claim above Rs 10 lakh during Apr...
How is a group term policy different from an individual term insurance? Kapil Mehta answersA group term insurance policy is a term life, which means that if somebody dies, then there is a benefit, large sum of money which is given...
SafeHouse Tech, SecureNow bundle cyber security solution with insurance; eye 10 lakh subscribers by 2023Cyber security solution provider for mobile handsets Safehouse Tech (SHT) said it has become the first firm to bundle insurance cover of up...
IRDAI gives insurers freedom to empanel hospitals for cashless treatmentEarlier, only those network providers which were registered in the Hospital Registry ROHINI maintained by Insurance Information Bureau (IIB...
After Covid, Budget 2022 must hike tax exemption limit for health insurance under Section 80DThe government should have two objectives for section 80D. To encourage more people to buy health insurance and to have them buy the right ...
SecureNow to onboard nearly 50,000 small businesses by March-endSecureNow that focuses on giving commercial insurances to SME and is planning to become profitable by the end of 2022.
The age at which you should get health insurance and the cover size you will needHow well are you protected? Find out the age at which you should get insured and the cover size you may need.
Insurances for IT Companies: Why you need it and how to go about itThere are two noteworthy insurance covers that are ideal to protect employees and their families from unanticipated events: group health in...
How to File a Fire Insurance ClaimOnce the claim reaches the insurance company, it's time for you to sit back and wait. The company may take some time to review your claim, ...
Can your electronic gadgets be effectively insured?In this digital era, when more and more people are buying gadgets like laptops, computers, mobile phones, safety of such items is also impo...
How insurance can help an SME deal with credit defaultsInsurance is generally meant to cover accidents and risks outside the control of the insured. Generally, contractual obligations are not in...
How to effectively present claims to an insurerThe foremost requirement while filing a claim is to understand the conditions and exclusions of your insurance policy.
Liability insurances that protect SMEs in a lawsuitThere are three important liability insurances that a small business should consider: Professional indemnity, directors liability and compr...
Employer-employee insurance: A tax-efficient way for SMEs to purchase insuranceIn today’s context this is particularly relevant because attracting and retaining employees is so much more difficult.