PPF, SCSS and NSC have outperformed equity in last 2 years, but should you write off equities?Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings schemes have offered stable returns...
12 Jun, 2026, 04.07 PM IST
Rs 1.50 lakh/month income from Rs 1.5 crore corpus? Easy retirement strategies explainedRetiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withd...
10 Jun, 2026, 11.01 AM IST
Rs 20,000 monthly income from SCSS: How senior citizens can earn regular interest income for at least 5 yearsThe Senior Citizens Savings Scheme (SCSS) offers a stable 8.2% annual interest rate, ideal for retirees seeking predictable income. To earn...
05 Jun, 2026, 06.22 PM IST
RBI MPC Meeting 2026: Will FD interest rates increase as RBI holds repo rate?Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit rates soon. Rising inflation, a h...
05 Jun, 2026, 12.23 PM IST
Can Rs 2 crore retirement corpus generate Rs 2 lakh monthly income for 20 years after retirement?Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strateg...
25 May, 2026, 03.14 PM IST
Rs 2.46 lakh yearly income from SCSS: How senior citizens can earn regular interest incomeThe Senior Citizens Savings Scheme (SCSS) offers a high 8.2% interest rate for the April-June 2026 quarter, with a five-year tenure extenda...
16 May, 2026, 12.58 PM IST
Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
13 May, 2026, 11.27 AM IST
NSC interest rate 2026: Has National Savings Certificate interest rate changed for April-June quarter?National Savings Certificate interest rate: The National Savings Certificate offers an attractive interest rate for the April-June 2026 qua...
23 Apr, 2026, 09.00 AM IST
SCSS interest rate 2026: Has Senior Citizen Savings Scheme interest rate changed for April-June quarter?Senior Citizen Savings Scheme interest rate : SCSS is a government-backed small savings scheme specifically designed for small-scale invest...
16 Apr, 2026, 01.59 PM IST
Latest Senior Citizen Savings Scheme Interest Rate 2026: Maximum deposit, tenure and benefits explainedThe Senior Citizen Savings Scheme (SCSS) offers a competitive 8.2% fixed interest rate, matching the Sukanya Samriddhi Account. This rate, ...
10 Jan, 2026, 04.26 PM IST
Latest Senior Citizen Savings Scheme interest rate: What is the post office SCSS rate for April- June 2025 quarter?The SCSS offers a secure investment option for senior citizens with a fixed income and tax benefits. The interest rates for small savings s...
02 Apr, 2025, 05.35 PM IST
Senior Citizen Savings Scheme (SCSS) offers 8.2% interest rate; All you need to know about tax benefits, investment limit & moreSenior Citizen Savings Scheme features: The government fixes the interest rate on SCSS every quarter. The government has not hiked the inte...
19 Jan, 2024, 12.44 PM IST
7 changes in Senior Citizens Savings Scheme rules: More people can invest, more time for retirees, stricter penaltyThe government has issued a notification to make changes in the Senior citizens Savings Scheme rules. These rules apply on who can invest, ...
10 Nov, 2023, 11.35 AM IST
Senior citizen savings scheme offers 8.2% interest rate: Can you open more than one SCSS account?A senior citizen (individuals aged above 60 years) or retired individuals aged above 55 years can open an senior citizen savings scheme (SC...
06 Nov, 2023, 10.13 AM IST
Can Senior Citizen Savings Scheme account be closed anytime? What are the penalties for premature withdrawalDepositors are allowed to open multiple accounts under this plan, with a cumulative maximum limit of Rs. 30 lakhs for all accounts. The SCS...
09 May, 2023, 11.22 AM IST
Senior Citizens’ Savings Scheme: Govt clarifies on interest rate payable after death of SCSS account holderThe SCSS's interest rate is determined by government policy, and it provides account holders with a consistent income during their retireme...
30 Sep, 2022, 10.51 AM IST
Did you retire between Feb and April? You can open Senior Citizen Savings account till Jun 30The decision to relax the regulatory provisions has been taken to safeguard the interest of small savings depositors in the view of the loc...
28 May, 2020, 09.35 AM IST