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‘A salary hike can make you poorer’: CA explains the lifestyle inflation trap that you must avoidCA Nitin Kaushik warned on X that a salary hike can make you poorer if lifestyle inflation outpaces income growth. He illustrated how a 50%...
EPF vs stock market: EPFO reveals 6 reasons why EPF offers greater retirement securityThe Employees Provident Fund (EPF) presents a government-backed savings scheme, ensuring consistent interest rates with mandatory contribut...
Quote of the day by Aesop: 'Don't neglect the future in times of...' Life lessons from inspiring quote on hardships, resources utilization, proper planning, good habits, wastage reduction and humilityQuote of the day by Aesop: “Don't neglect the future in times of plenty, for tomorrow you may need what you wasted today.” The saying expla...
Rs 30,000 monthly SIP across 10 funds. Why this investor’s mutual fund portfolio may need a resetA 36-year-old investor's Rs 30,000 monthly SIP portfolio requires adjustments for financial goals. The expert highlights an inadequate reti...
How to plan your bike purchase with a two-wheeler loan without stretching your monthly budgetWhen considering a bike purchase, it's vital to ensure it fits within your financial landscape. Assess your income alongside current obliga...
Psychology says people who research restaurants before arriving in a new city may be reducing decision fatigue before the trip even beginsSomeone who researches restaurants before arriving in a new city may not be trying to avoid spontaneity. Instead, they may simply be reduci...
Student Term Plan: With a big education loan and long repayment years, should you go for it?Insurers are now offering term insurance plans specifically for students. These new plans provide affordable life coverage for young indivi...
Himachal Pradesh CM Sukhu plans to save Rs 200 crore by reducing IAS, IFS, IPS officer strengthHimachal Pradesh Chief Minister Sukhvinder Singh Sukhu plans to reduce officer numbers. He aims to decrease IAS, IFS, and IPS posts signifi...
Is a savings account more than a place to park your money?Indian households are increasingly recognizing the value of their wealth stored in bank deposits. With savings accounts providing both liqu...
Supporting kids & parents? 6 smart ways to protect your retirement corpus
Sainik Farm’s fate hangs in limbo, so Delhi HC tells authorities ‘high time to decide’The Delhi High Court has urged authorities to decide the fate of Sainik Farm residents. It directed the Centre, Delhi government, DDA, and ...
Psychology says people who save money all year long to live the dream of enjoying the luxury lifestyle at least once aren't simply wasting their savings: What the behavior reveals?Psychology says people who save money all year long to live the dream of enjoying the luxury lifestyle at least once aren't necessarily car...
Cancer, Leo, Virgo Horoscope Today for August 19, 2026: Patience Pays Off as Relationships and Career Matters Begin to SettleToday highlights workspace organization, proactive communication, and stabilizing material goals. Aligning with planetary transits helps yo...
What's the goal behind monthly SIPs? Deepak Shenoy says it's not averaging out market volatilityCapitalmind founder Deepak Shenoy said the primary purpose of SIPs is not to average out market volatility, but to align investments with p...
Higher education costs: How Indian parents and US-based NRIs plan and pay—and who is better placed?Except for a small number of government colleges of repute, the demand for good quality colleges far outstrips the supply in India. Higher ...
Sandwich generation: How to balance retirement, children’s education and care for elderly parentsLuckily, the squeeze phase doesn’t last forever. Kids grow up, loans get paid off and people enter peak earning years as they move towards ...
No emergency fund? CA explains why your first Rs 1 lakh can be more valuable than higher returnsCA Nitin Kaushik says the first Rs 1 lakh in an emergency fund can offer more financial security than chasing higher returns. He warns that...