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SALARY NEEDED FOR BUYING A HOME
INR exchange rate while filing ITR to report foreign assets: Use this reference rate to convert foreign currency into INR as prescribed under income tax rulesIndian taxpayers must report foreign assets in their Income Tax Returns for AY 2026-27. Foreign currency amounts require conversion to Indi...- Gurgaon cook earns more than a govt school teacher, yet isn't allowed to sit at his employer's table. Social media post sparks job vs respect debateA Gurugram cook earns more than government school teacher. This disparity highlights urban India's disconnect between income and social def...
- Should I sell gold to buy a second home, or is it better to pledge it?ET Wealth Reader's Query: I am 45, and want to buy a holiday home, or what may be called a second home. I do not have any major financial c...
- Grocery bills rising? Grow these 7 plants at home and save moneyGrowing your own food at home can help reduce grocery expenses while providing fresh, chemical-free ingredients. Easy-to-grow plants like m...
- Bengaluru CA says buying a Rs 1 crore home without Rs 1.93 lakh monthly salary is a financial trapBengaluru CA Meenal Goel warned that buying a home without proper financial planning can turn into a burden. She explained the 20-30-40 rul...
- New phone, same salary: Why Indians need to stop falling for tech upgrade traps
- ITR filing 2026: Step-by-step guide to filing ITR-1 for AY 2026-27 before the July 31 deadlineStudents, salaried individuals, and pensioners can file ITR-1 for AY 2026-2027. The deadline for filing this income tax return is July 31, ...
- EPF Scheme 2026: Key changes in nominations, PF withdrawals, and employer complianceKey features— such as the 12% contribution rate for employers and employees as well as the Rs.15,000 statutory wage ceiling—remain unchange...
- Psychology says employers who repeatedly pay salaries late aren’t just damaging trust, they may also lack leadership skillsPaying employees on time is more than a financial obligation, it is a cornerstone of trust. Organizations that consistently honor payroll c...
- 'Rs 80 lakh for a kabutar khana': Noida man's viral video highlights city's soaring real estate pricesNoida's property prices are rapidly increasing, making homeownership a significant challenge. A viral video highlighted compact apartments ...
- Techie quits Rs 1.5 lakh Mumbai job, claims to earn Rs 4 lakh after one bold decision. His financial strategy has left internet dividedA viral X post claiming that a techie quit his Rs 1.5 lakh-a-month Mumbai job, moved back to his hometown and now earns around Rs 4 lakh ev...
- Rs 80,000 monthly salary, Rs 1 crore home, 70% EMI: Bengaluru CA shares 3 rules Indians ignore when buying a houseRapid urbanization and rising property prices fuel a competitive homeownership race. Many families stretch budgets, ignoring long-term debt...
- Rs 1,800 EPF vs 12% of basic pay: Choosing Rs 1,800 monthly contribution can increase your in-hand salary, but is it worth?Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contributions increases take-home pay bu...
- How to budget a Rs 12 lakh salary: Bengaluru CA shares a simple formula to divide your salary for savings, rent, family support and travelBengaluru CA Meenal Goel shared a budgeting plan for people earning Rs 12 lakh annually. She suggested investing 20% of the salary, buildin...
- Why home prices are rising in US and buying a house is becoming more difficult for middle-class AmericansThe median home price in the United States reached a record high of $408,776 in June. Affluent buyers are fueling demand, benefiting from s...
- Rs 35 LPA Bengaluru job vs Rs 26.5 LPA WFH: The salary gap looks tempting, but the real calculation goes far beyond your paycheckA Reddit post asking whether a ₹35 LPA job in Bengaluru is worth leaving a ₹26.5 LPA work-from-home role has sparked a lively debate online...
- Housing finance stocks: Is the worst of perception over? Time for a relook? 11 HFC stocks with upside potential from a low 6% to 30%As a sector, housing finance has borne the brunt of regulatory changes and various scams at different points of time. It is a sector that h...
- Bengaluru CA, ex-KPMG employee, thought Rs 1 crore would make her rich. She was wrongHigh salaries do not guarantee financial freedom as lifestyle expenses often increase. Meenal Goel notes that income alone does not determi...
- Does geography influence thinking? IIT alumnus compares Bengaluru and mountain life to explain why your surroundings shape your mindsetAn IIT Kanpur alumnus has shared a comparison between life in Bengaluru and a small mountain town, suggesting that where a person lives can...
- Bengaluru home prices leave Rs 90 lakh income couple confused. Buy or rent? How much income needed for ownershipA Bengaluru couple earning a combined annual income of Rs 80-90 lakh sparked a discussion on Reddit after questioning whether buying a flat...
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