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SAFE WITHDRAWAL RULE
Psychology says many adults who keep everyone at a distance aren’t loners by nature, and what’s hard is that they learned early that openness invited harm so they built a life that stays sealed offSome adults seem comfortable keeping everyone at arm's length. But psychologists say distance is not always a personality trait. Emerging r...
RJD holds protests against Bihar govt's 'failed' policies, 'rising' crimes, inflation, unemploymentRJD workers demonstrated across Bihar on Wednesday. They protested against the NDA government's policies. Issues like deteriorating law and...
Is Rs 1 crore really enough for retirement? CA calls it a ‘retirement trap’?A Rs 1 crore retirement corpus is a 'trap', not a milestone, warns Chartered Accountant Nitin Kaushik. With 6% inflation, its purchasing po...
Digital arrest: How India’s fastest-growing scam uses fake investigations and video calls to siphon off croresThey pose as the police, put you under ‘digital arrest’, and tether you to a video call till your savings are gone. How India’s fastest gro...
New NPS withdrawal plan: Retirement Income Scheme offers an orderly exit, but no return guaranteeThe Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retiree...
Can you use UPI abroad? Here’s what Indian travellers must know about charges, limits and security risksIndian travellers are increasingly using UPI abroad for convenient payments, but understanding its limitations and risks is crucial. While ...
How to set your retirement spending for healthy lifestyle?Armed with your new motivation, you should then begin to think about your retirement spending strategies.
The 4% retirement withdrawal rules are being rewritten; 7 things you need to know
Federal judge bans most arrests by federal agents in immigration courts in New YorkA judge has stopped federal agents from making arrests near Manhattan immigration buildings. This practice, started under the Trump adminis...
Apple, Meta warn Canadian bill could force them to weaken encryptionApple and Meta are opposing Canada's Bill C-22, arguing it could force them to break device and service encryption. Law enforcement claims ...
India’s new safe harbour rules create fresh tax dilemma for multinationals, GCCsMultinationals in India are reassessing their tax strategies. A new safe harbour regime offers lower margins for IT and ITeS services. Comp...
ORS sales melt in March after govt's stricter labelling normsIndia’s oral rehydration solution (ORS) market has declined after regulatory action restricted the labelling of sugary drinks as ORS, affec...
Changing jobs? This 401(k) mistake could cost you big — read before you cash outMany workers in the US are facing problems with 401(k) retirement savings because they change jobs often. The system is old and not well co...
Social Security earnings penalty 2026: how can workers avoid benefit reduction and legally maximize income while working?Social Security earnings penalty in 2026 starts at $24,480 for early retirees. Cross this limit and benefits get reduced fast. Many America...
Trump proposal to replace Iran with Italy in World Cup sparks debate as FIFA stays silentTalk about Iran's World Cup spot is growing after a suggestion to replace it with Italy. The idea came from a US envoy and is linked to pol...
Housing dreams falter in West Bengal amid corruption, land crunchEligible families in Paschim Medinipur, West Bengal, are denied housing benefits. Decades of occupancy on railway land disqualify them from...
What a 30% market crash could do to your retirement and Social Security strategyA 30% market crash can change retirement planning in many ways. It may reduce savings, affect withdrawal strategies, and influence when to ...
Unpacking the 3.5% rule: Why past equity returns can mislead retireesMost investors look at historical returns and project that return going forward. Over the last 25 years, equity has delivered an average an...
The 4% Rule explained: The simple retirement formula that could make or break your nest eggThe 4% Rule explained: Retirees can start with 4% of savings for year-one withdrawals. Adjust for inflation yearly. $1M portfolio? That’s $...
IRS guidance on normal retirement age for governmental plans: Key normal retirement age rules and age-50 safe harbor for governmental plans with transition relief and legislative deadlinesThe IRS guidance on normal retirement age (NRA) rules for governmental plans, as outlined in Notice 2012-29, provides specific clarificatio...