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These mid-cap stocks with ‘Strong Buy’ & ‘Buy’ recos can rally over 27%, according to analystsWe are in a phase in the US-Israel-Iran war where statements are made, then retracted. And, in a matter of just 48 hours, they are made all...- A house worth crores, a deadly dispute: Inside the murder of a DU professorA property dispute in West Bengal allegedly led to the murder of Delhi University professor Debosmita Paul. Delhi Police have arrested a co...
- Less than 24 hours in Hospital? Know about health insurance coverage for day care treatments, surgeries, and emergency proceduresMany policyholders believe health insurance claims require a 24-hour hospital stay. However, modern policies cover numerous treatments comp...
- Zerodha’s Nithin Kamath flags ULIP, endowment traps; says health policies remain complexNithin Kamath highlights persistent personal finance blunders by Indians, particularly the continued uptake of ULIPs and endowment plans de...
- NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
- Want higher health insurance coverage through super top-up policy? HDFC Ergo, Aditya Birla, ICICI Lombard, Niva Bupa, Care plans comparedRising healthcare costs necessitate enhanced coverage beyond base policies. Super top-up plans offer this crucial protection, acting as an ...
- International travel insurance: How to choose right cover with adequate medical protection, add-ons and claims supportMedical coverage, duration and geography, add-ons, and claims experience are some aspects one must keep in mind before selecting the intern...
- Are you ready to pay up to 25% higher premium for your health insurance this year? Here are the ways to reduce your premiumHealth insurance premiums in India are rising by up to 25% due to escalating healthcare costs, increased claims, and changing risk profiles...
- India Inc salary restructuring: How new labour codes and income tax rules will impact take-home pay and retirement savingsSalaried employees face uncertainty as new labor codes and tax rules loom. Companies are preparing for changes, but widespread implementati...
- NICU care can cost Rs 5,000-10,000 per day: Why parents should know about newborn coverage and its sub-limits in health insuranceParents buy maternity cover for delivery, but the bigger financial risk is complications after birth.
- Health insurance records strong growth momentum with premiums exceeding Rs 1.2 lakh crore in FY25India's health insurance sector is growing strongly. The Insurance Regulatory and Development Authority of India (Irdai) has set strict dea...
- Mediclaim Insurance Tip: Doctor shares viral video showing patient slicing Rs 2.5 lakh hospital bill down to Rs 18,000A doctor's video shows how patients can fight inflated hospital bills. The clip demonstrates questioning charges for consumables and room r...
- Shriram General Insurance launches 'Shri Health Suraksha 2.0'In response to evolving healthcare needs, Shriram General Insurance Company announced the launch of Shri Health Suraksha 2.0, an enhanced h...
- Getting only 50% of surgery cost in your health insurance claim? Here’s why you need to check sub-limits clauses in your policyHealth insurance policies often have hidden sub-limits. These caps on specific treatments or room rents can lead to unexpected out-of-pocke...
- 6 differences between insurance policy riders and add-onsIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 2...
- Why can your insurance claim get rejected & how to avoid it?All health insurance policies have a life-long renewal clause which the regulator has mandated. They cannot be rejected and your pricing ca...
- Health insurer not paying you? Here are 6 reasons why your insurance claim is not being admittedInsurers may only settle claims based on predefined rates recommended by the General Insurance Council, resulting in significant cuts in th...
- What are sub-limits in a health insurance policy and why they are importantThere are two types of sub limits in your health insurance- one on the hospital room rent and the other on the sum assured on the specific ...
- Be aware of what your health policy does not coverExclusion and sub-limits in a health insurance policy typically form the bone of contention between a health insurer and the insured.
- How to make the best use of cashless mediclaimsIf cashless were to be efficiently used, you can simply walk into a network hospital, flash your card and undertake treatment without payin...
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