UPI blocks other payment modes; Unacademy's Esop troubleHappy Monday! Beyond the fast-growing UPI, other payment methods in India see stagnation. This and more in today's ETtech Morning Dispatch.
22 Dec, 2025, 08.18 AM IST
UPI surge stalls NPCI’s other retail payment modesRegulatory data reveals that Immediate Payment System (IMPS), an inter-bank fund transfer mechanism, recorded 368 million transactions in N...
22 Dec, 2025, 06.00 AM IST
Prepaid cards carving out their own niche in the new age of UPIAccording to data released by the Reserve Bank of India, the number of PPI cards rose 10.7% to 483 million as on June 30, 2025 from 436 mil...
29 Oct, 2025, 06.00 AM IST
In fierce UPI fight, new players Flipkart-backed Super.Money, Navi, Cred start to gain groundNew-generation UPI apps such as Navi, Cred, Bhim, and Super.Money have been quietly gaining market share over the last six months, aggressi...
29 Apr, 2025, 06.00 AM IST
Several Indian startups end FY24 with better bottom line amid funding challengesMore than two dozen startups in India improved their financial performance in FY24 with a revenue of over Rs 500 crore. Startups like Purpl...
06 Jan, 2025, 12.29 PM IST
Startup Inc’s report card; new data rules spark concernsHappy Monday! Startups focussed on profitability in FY24, but challenges loomed. This and more in today’s ETtech Morning Dispatch.
06 Jan, 2025, 07.23 AM IST
Digital lending sector sees slowdown in growth, higher bad loans as regulator increases scrutinyFintech lenders in India anticipate rising bad loans as regulatory scrutiny tightens on unsecured lending. The RBI has unofficially urged t...
05 Dec, 2024, 11.54 AM IST
ETtech In-depth | Bhim promised the moon but failed to deliver. Can NPCI turn it around?NPCI plans to rejuvenate its Bhim app by creating a separate subsidiary and appointing a new CEO. The aim is to challenge dominant players ...
25 Aug, 2024, 04.58 PM IST
Mobile wallet transactions on slippery slope as UPI risesEven before the Unified Payments Interface (UPI) was born, India’s retail payments story had gone digital, riding on mobile wallets. These ...
06 Aug, 2024, 06.00 AM IST
New PoS deployment grows at slowest pace since demonetisation: RBI dataIndustry insiders told us that while new PoS terminals are still being deployed, it’s mostly in organised and large format retail, which of...
20 May, 2024, 05.18 PM IST
How interoperability oiled the wheels of mobile paymentsRBI's netbanking interoperability aids fintech growth. Amit Kapoor recommends infrastructure interoperability. Rohan Lakhaiyar highlights c...
01 Apr, 2024, 07.48 AM IST
ETtech In-depth: Decoding the UPI growth story through the eyes of a duopolyIf the third largest UPI payment app further loses market share, there is a high chance that the likes of PhonePe and Google Pay will benef...
20 Mar, 2024, 07.23 AM IST
Startups talk up funding winter, but loosen their purse stringsDuring the ongoing funding winter, several internet majors such as Paytm, Policybazaar parent PB Fintech, Flipkart failedd to control expen...
31 Jan, 2024, 06.00 AM IST
Federal Bank’s Scapia pinch could mean tough times for lending fintechsScapia’s users took to social media to flag the issue. Some said their limits were brought down from as high as a few lakhs to Rs 20,000. T...
12 Jan, 2024, 09.12 PM IST
As RBI lifts curbs, Razorpay, Cashfree eye lost market shareWith both Razorpay and Cashfree back in the business, industry insiders said there could be a price war breaking out in the online merchant...
21 Dec, 2023, 06.00 AM IST
RBI reins in peer-to-peer lending practices - SourcesThe Reserve Bank of India, also the country's banking regulator, conducted inspections of at least 10 lenders in the fast-growing sector be...
05 Dec, 2023, 05.09 PM IST
Fintech lenders may face the brunt of RBI’s tightening of capital norms for unsecured lendingGiven that fintechs have mostly focussed on disrupting unsecured personal loans, consumer durable loans, credit cards and gold loans throug...
17 Nov, 2023, 10.54 PM IST