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RIDERS OF TERM INSURANCE
Should you go for accidental death insurance despite having term insurance? Check this before decidingTerm insurance offers protection, but an accidental death rider provides additional payout. This rider is an optional add-on, not a replace...- Missed your term insurance premium? Here's what happens to your policy, claim, and life coverMissing a term insurance premium does not immediately cancel coverage. A grace period allows payment, and nominees receive benefits if deat...
- China's booming gig economy masks job market pain, strains welfare systemHis story is increasingly common in China, where tens of millions are shifting from formal employment into the gig economy as meagre unempl...
- Six-figure salary, MNC job but still driving taxi: Bengaluru techie left surprised after realising who is driver wasA Bengaluru software engineer was surprised to discover that his Rapido bike taxi rider was also a software developer working at a multinat...
- Why Rs 1 crore term insurance cover in 2026 may not be enough for many familiesFamilies need more than ₹1 crore in term insurance. Rising expenses and loans mean a higher cover is essential. Experts suggest ₹1.5 crore ...
- Banks are cutting credit card perks quietly; Learn how to get more value from your walletMany banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...
- LIC introduces New Jeevan Sathi joint life plans: Check features, guaranteed additions and benefitsLIC new plans 2026: Life Insurance Corporation of India has launched two new joint life insurance savings plans, LIC’s New Jeevan Sathi Sin...
- Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
- Insurance dark patterns: How customers pay higher premiums and buy unnecessary add-ons online, explain Deloitte India’s Aakash Sharma & Suchintan ChatterjeeDeloitte India’s Aakash Sharma & Suchintan Chatterjee talk to Yasmin Hussain on insurance dark patterns.
- Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
- Accidental disability can leave your term life insurance cover worthless; here’s how a disability income rider can helpThere are two types of additional protection through insurance riders. The first one is waiver of premium on permanent disability and the s...
- How to choose the right term insurance plan7 Things you should ask yourself before buying a term plan.
- I am 28 years old and want to buy Rs 1-crore term life insurance policy. Which one should I opt for?Term insurance come with various riders, but here is why you should opt for 'waiver of premium' and 'accidental death benefit' riders along...
- What are additional riders in an insurance policyRiders in insurance policies offer additional benefits with an insurance product.These are benefits that are not covered under standard ins...
- Insurance queries answered by Rituraj Bhattacharya, Bajaj Allianz Life Insurance
- Reliance Life Insurance launches 'Smart Pension Plan'The new plan is a comprehensive non-participating unit-linked pension plan that offers a range of benefits.
- Reliance Life Insurance launches new pension planReliance Life Insurance today said it has launched a new pension plan, which encourages early saving for post-retirement financial independ...
- How to enhance your life insurance policy through ridersRiders are basically add-on or additional benefits that you can opt for along with any existing life insurance policy at a very low cost.
- You need more than an insurance term plan to cover risksSmart people go for a term cover. However, the question remains: Does the term plan take care of all your insurance needs?
- ET in the classroom: Rider benefits in life insurance policiesET looks at the concept of riders in insurance policies and explains the various aspects related to it.
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