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RETIREMENT SPENDING
'When you retire and get out of auto-rickshaw...’: Navya Naveli Nanda's father once asked his grandfather Raj Kapoor what he expected from him. The answer stayed with industrialist Nikhil Nanda for his lifeNikhil Nanda, Raj Kapoor's grandson, recalls a key childhood lesson: real success isn't about fancy cars, but about earning love and respec...
Retired with 100 stocks and Rs 60,000 SIPs? Expert explains how to simplify your portfolio and plan withdrawalsRetirees face a new challenge: managing wealth after decades of building it. Experts advise simplifying complex portfolios, especially thos...
India 5th largest military spender in world in 2025, SIPRI report mentions May conflict with PakIndia emerged as the fifth largest military spender globally in 2025. The nation's defense expenditure reached USD 92.1 billion. India's nu...
With approximately 190 warheads, India widens nuke arsenal lead over Pakistan: SIPRI reportThe year 2025 marked a pivotal moment for India's nuclear strategy as it ramped up its arsenal and introduced innovative delivery methods. ...
Are you saving enough money? Experts point to 3 golden rules of savings to achieve your financial targetsSaving money requires more than setting aside leftover income; it needs a structured plan to stay effective amid rising costs and financial...
What? Could your Social Security benefits be cut by $500 a month in 2032? Here's which states face the biggest losses from trust fund insolvencyFor millions of retirees, Social Security is more than a government benefit. It is a lifeline. New projections warn monthly checks could fa...
'Income Rs 1.7 lakh per month, savings just Rs 2,250': Couple say they are living paycheck to paycheck, mentally exhaustedA young Indian couple earning a combined ₹1.7 lakh monthly faces financial strain. High loan EMIs, including a ₹70,000 personal loan, leave...
Withdrawn your entire EPF balance after a job switch? You may still need to transfer service history to protect your pension under EPS 95Many salaried employees forget to transfer their Employees' Pension Scheme EPS service history when switching jobs. This is crucial even if...
Quote of the day by Bruce Willis: 'If you are expecting the unexpected, then it really is not unexpected. But that leaves you vulnerable to the truly unexpected, because you are not expecting it'- What Bandits actor's dialogue teaches us about preparing for life's twistsA simple yet memorable quote from the 2001 film Bandits starring Bruce Willis, Billy Bob Thornton, and Cate Blanchett, offers enduring advi...
5,100 employees won't get salary hikes as Tech CEO says company is spending on AI insteadTeradata salary hike 2026: Cloud software company Teradata has decided to freeze annual salary increases for its 5,100 employees in 2026 as...
ET Alpha Wealth Summit: Rajeev Thakkar of PPFAS MF explains when to hold, when to exit, and why most investors get it wrongPPFAS CIO Rajiv Thakkar said successful investing depends more on patience than frequent trading. He advised avoiding unnecessary selling, ...
Indian consumers turn defensive as job fears rise, economic confidence fallsIndian consumers are increasingly concerned about jobs and the economy. This is leading many to reduce spending on non-essentials like dini...
Wealth wisdom of the day: ‘It's not how much money you make, but...’ – ‘Rich Dad Poor Dad’ fame Robert Kiyosaki on assets that work for youWealth wisdom of the day: Working for money is not the key to wealth; it should be the other way around, is what Robert Kiyosaki suggests -...
Psychology suggests older adults who keep a varied weekly routine aren't just avoiding boredom; they may be building the kind of activity diversity linked to better well-beingRetirement is your time to reclaim your schedule. Experts reveal that seniors who shake up their weekly habits report better mental health....
Can a ₹1 crore NPS corpus generate more than ₹1 lakh per month? What the new RIS framework offersRetirees now have a new way to manage their National Pension System (NPS) corpus, offering flexibility and potential for growth. The Retire...
30 years in the same company, yet minimal retirement benefits. Wife discovers why her husband never worked late and turned down promotions: ‘Wanted to have breakfast with you every morning’A man retired after three decades with a modest payout. His family was surprised by the low amount. The reason emerged: he consistently cho...
Living in a 900 sq ft flat? CA says it could be the smartest wealth-building move you makeChartered Accountant Nitin Kaushik reveals a 'stealth wealth blueprint'. He explains that true financial strength is often unseen. People w...
Chasing wealth without a plan can leave you ‘rich and exhausted,’ CA warns as he explains smarter investment strategyChartered Accountant Nitin Kaushik has explained why building wealth without a long-term financial plan can eventually leave people “rich a...
'No car, couch or TV': 24-year-old Meta employee earning $306,500 rejects luxurious lifestyle, reveals strategy to build wealth while pursuing travelling, hobbiesA 24-year-old software engineer at Meta, Raymond Zeng, earns a staggering $306,500 annually but lives a minimalist life,. He does not own a...
How to set your retirement spending for healthy lifestyle?Armed with your new motivation, you should then begin to think about your retirement spending strategies.