401(k) balances drop 4% in 2026: How do your retirement savings compare with Fidelity data?A 4% decline in average 401(k) balances during early 2026 has put retirement savings and financial planning back in focus. Market volatilit...
03 Jun, 2026, 03.52 AM IST
Trump Accounts app for kids goes live: Who qualifies for $1,000 government deposit, how parents can apply, launch date, app features, contributions and withdrawal rules explainedTrump Accounts for kids app explained: Parents can now access the Trump Accounts mobile app, a new government savings program for children....
29 May, 2026, 01.32 AM IST
Are you ready for your retirement? 76% Indians are not ready; check other details of surveyA survey by 1 Finance Magazine reveals a significant gap in retirement preparedness among Indians aged 40-60. Nearly 76% lack detailed plan...
21 May, 2026, 06.07 PM IST
Can Rs 5 lakh lump sum and Rs 10,000 step up SIP create Rs 2 crore corpus in 20 years?Combining a Rs 5 lakh lump sum with a Rs 10,000 monthly step-up SIP can help achieve a Rs 2 crore retirement corpus in 20 years. Experts ad...
20 May, 2026, 03.06 PM IST
Quit metro life for a smaller city? Here’s the real money math Indians must check before movingMany are trading metro life for tier 2 cities, seeking better quality of life, cleaner environments, and reduced stress. While income may f...
18 May, 2026, 11.01 AM IST
SIP vs RD: With Rs 10,000 monthly investment, where can you make more money in 10, 15 and 20 years?Choosing between SIPs and Recurring Deposits (RDs) for regular investment presents a common dilemma. While RDs offer predictable, fixed ret...
07 May, 2026, 03.28 PM IST
How Roth IRA helps you leave tax-free money to your familyRoth IRA is a smart way to pass money to family with less tax. It allows tax-free growth and easy transfer to heirs. There are simple rules...
07 May, 2026, 12.26 AM IST
EPFO may raise minimum pension under EPS-95; settles 83.1 million claims in 2025-26Labour and employment minister Mansukh Mandaviya, Wednesday, said that the Employees’ Provident Fund Organisation (EPFO) settled 6.103 mill...
29 Apr, 2026, 05.19 PM IST
Intel layoff story: 60-year-old worker struggles to find job after job loss, shares real job hunt challenges and adviceA man in his 60s lost his job and is now trying hard to find new work. He is learning new skills and applying for jobs but not getting offe...
27 Apr, 2026, 09.49 PM IST
Max your 401(k) or not? The smart rule that could boost your retirementA 401(k) is a popular way to save for retirement and grow money over time. It gives tax benefits and sometimes free money from employers. B...
27 Apr, 2026, 08.53 PM IST
Should you pay taxes now or save big later? Roth conversion explainedMany retirees are thinking about Roth conversion to save tax in the future. It can give tax-free income later but may increase tax today. T...
18 Apr, 2026, 01.52 AM IST
Tax trap alert: IRA rollover mistake that could cost you big moneyIRA rollover rules can be tricky and small mistakes can cost big money. Missing the 60-day deadline or choosing the wrong method can lead t...
16 Apr, 2026, 09.48 PM IST
Fidelity, AARP warn Americans on 401(k)s: Are hidden risks, early withdrawal penalties, and retirement savings gaps hurting your future wealth?Fidelity, AARP warn Americans on 401(k)s as new data highlights serious retirement savings risks. The average Social Security benefit is on...
14 Apr, 2026, 02.32 AM IST
Are Americans reducing retirement savings in 2026 as 401(k) contributions fall to 8.9% and financial stress hits record highs across households nationwideAmericans reducing retirement savings is emerging as a serious warning sign in 2026. New data shows contributions dropped to 8.9%, down fro...
01 Apr, 2026, 10.59 PM IST
The average 401(k) balance for Americans in their 40s and 50s — see how you compareMany Americans in their 40s and 50s are checking their 401(k) savings as retirement feels closer. Average balances rise with age, but most ...
16 Jan, 2026, 07.43 PM IST
How much retirement savings do you really need at 59? Is $250,000 plus pension and Social Security might be enough—and how to catch up if you’re behindApproaching retirement with $250,000 saved and steady pension and Social Security income may feel uncertain—especially when comparing to ot...
13 Sep, 2025, 09.59 PM IST
59% Indians make sure they are saving for retirement: Survey42% Indians are on course to achieving retirement needs and will achieve target retirement income, finds the Aegon Retirement Readiness Sur...
29 Jan, 2018, 06.30 AM IST