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RETIREE INVESTMENT OPTIONS
Market crash near or after retirement: Invested heavily in equities for high returns, but are you ready to withstand a 25% crash?Navigating the unpredictable tides of market fluctuations can be particularly daunting for retirees. This guide delves into balancing equit...
Is senior living worth the cost? Financial trade-offs seniors and families need to consider before making the moveAs families shrink and longevity rises, senior living offers independence, companionship and security. But the comfort comes at a real cost.
Will you pay lower income tax on mutual fund capital gains after retirement? Know 7 ways to reduce your tax burdenRetirement doesn't mean tax-free mutual fund income. Understand how capital gains, IDCW payouts, and SWPs are taxed. Discover strategies li...
Dylan Taylor, founder of Voyager Technologies, became a millionaire at 27, five years before Warren Buffett reached the same milestone. He has a surprising advice for Gen-ZDylan Taylor, founder of Voyager Technologies, made his first million at 27, five years before Warren Buffett reached the same milestone. N...
Woman retired at 64 with $380,000 in her 401(k). Nine years later, her first RMD faced a 22% tax rateDuring the gap years, retirees often overlook essential tax planning opportunities. This crucial time allows them to manage their taxable i...
Rs 4.5 crore retirement corpus: Can you get Rs 4 lakh monthly income without losing your corpus?For retirees looking to maximise their post-tax earnings, allocating a Rs 4.5 cr corpus into mutual funds is a viable option. Utilising a b...
Retirement planning at 50: How a Rs 1.3 crore bond portfolio can generate nearly Rs 1 lakh a monthFinancial experts say retirement planning should focus on purpose-driven portfolios rather than arbitrary corpus targets. A balanced mix of...
How ULIP plans can help you with legacy planningLegacy planning helps Indian families transfer wealth smoothly across generations. Unit Linked Insurance Plans offer life cover and market-...
Can a ₹1 crore NPS corpus generate more than ₹1 lakh per month? What the new RIS framework offersRetirees now have a new way to manage their National Pension System (NPS) corpus, offering flexibility and potential for growth. The Retire...
Retired and scared of mutual funds? Expert suggests how to invest Rs 1 crore without taking excessive riskRetirees often face a dilemma investing their corpus, balancing safety with growth. Expert Abhijit Chokshi advises a diversified approach f...
New NPS withdrawal plan: Retirement Income Scheme offers an orderly exit, but no return guaranteeThe Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retiree...
How retirees can live in Greece through this long-term visaGreece offers foreign retirees a pathway to residency through the Financially Independent Person (FIP) visa. This route requires a minimum ...
Want inflation beating return post-retirement? Here's how equities can save the dayRetirement planning needs a serious rethink. While we may think that having Rs 1 cr in our retirement corpus is enough, in reality, it is n...
Investment options for a retiree to generate regular incomeMost retirees look for guaranteed, tax-free returns. Once they find out that there are not many tax-free instruments available in the count...
With debt mutual funds and banks defaulting, where should retirees invest?Many investors, recently, were concerned about the news around DHFL FDs being kept on hold and the PMC Bank crisis.
Is Rs 1 crore enough to retire? Here are 3 investment plans to make savings last during retirementOn the face of it, a nest egg of Rs 1 crore appears big enough to sustain a retiree’s expenses for life.
6 investment options for the retiredHere are few investment options for the retired to provide for their monthly household expenses. The idea is to build a retiree portfolio w...
Bank FD rates to fall as RBI cuts rates: Here's what retirees should do nowAs a FD investor, the safety of principal and assurance of a fixed return are of prime importance, while in a debt fund, there's no explici...
Should you invest in Monthly Income Plans?MIPs are best suited for retirees, housewives and people seeking some additional income.It is not mandatory for an MIP to declare dividends...
- Don't let housing haunt your retirement years
With home-lending debt stretching further into the “golden years”, older Americans may need extra income. Here are ways to counteract the c...