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RETAIL CREDIT BOOM
Tap-and-pay takes off; ADIA to trim Lenskart stakeHappy Thursday! Tap-and-pay card usage is on the rise in India despite UPI's dominance. This and more in today’s ETtech Morning Dispatch.
AI, quick commerce are reshaping how India spends on advertising: WPP Media's Prasanth KumarIndia's advertising market will grow in 2026. Marketers face unprecedented volatility, juggling many challenges. Despite global tensions an...
Fed's Warsh inherits economy increasingly squeezed by inflationNew Fed Chair Kevin Warsh faces a challenging economy. Rising inflation, fueled by the Iran war's impact on energy and goods, is squeezing ...
Swiggy’s shareholder setback; Walmart’s Flipkart pushHappy Friday! Swiggy’s move to become an Indian-owned company hit a setback after the shareholder vote fell short. This and more in today’s...
Sensex to hit 89,000? Why Morgan Stanley is betting big on India Inc after 6-quarter slowdownMorgan Stanley has turned more bullish on India, forecasting the BSE Sensex could rise to 89,000 by June 2027, implying around 15% upside f...
Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
Crude at $125, FIIs selling $20 billion, and yet Alchemy Capital's Alok Agarwal says India is a buyIndian equities present a compelling opportunity for patient investors. Recent underperformance has already factored in negative news. Alok...
Central banks look through inflation until entrenched, no evidence of second-round effects: Dy Gov Poonam GuptaThe Reserve Bank of India is navigating global economic hurdles and geopolitical tensions. Deputy Governor Poonam Gupta explains the centra...
From Rs 20 chai transactions to Rs 285 lakh crore flows; UPI marks a decade of India's payments revolutionIn the last 10 years, UPI has registered a 12,000-fold surge in volume and over 4,000 times increase in value — that's 17.86 million transa...
401(k) overhaul puts $8.9 trillion on the line— can crypto and private equity truly boost retirement returns, or quietly erode gains after hidden fees and risk?Over $13.8 trillion in retirement assets is now at the center of a major 401(k) innovation shift. New rules may allow alternative investmen...
RBI takes stock, asks banks to detail West Asia exposureThe Reserve Bank of India is assessing bank exposure to West Asia. This move follows the Iran war's impact on global bonds and energy suppl...
Gold rush windfall: How smaller private and PSU banks are riding the bullion boomSoaring gold prices are transforming the bullion boom into a balance sheet bonanza for smaller private and PSU banks with substantial gold ...
Organised retail set to reach $230 billion by 2030: Deloitte-RAI reportIndia's organised retail sector is growing quickly and is expected to reach USD 230 billion by 2030. This growth is driven by rising income...
Retail credit boom creating balance sheet risks: Shweta DaptardarThere will be recalibration even on the risk pricing rates front as well. Perhaps we might see some review in guidelines coming from RBI in...
Welcome to the great Indian indoorsThe pandemic underscored the need for larger spaces where family members could get on with their daily routines without getting in each oth...
RBI’s warning on exuberant retail lending has deeper dimensionsA recent RBI research delves into the empirics of retail credit growth and concludes that the quality of retail loan portfolio is healthy a...
Credit ratings need to get personal, scores don't reflect full pictureAdvancement in technology has raised the ability of credit data companies to access information about bank customers enhancing the dependab...
Credit bureau flags risk of retail loan boomSome segments of retail credit require close monitoring to ensure sustained and long-term growth, said Rajesh Kumar MD and CEO of market ma...
Borrowed joy: Decoding the digital credit boom of IndiaFuelled by desire and enabled by digital lending, many are borrowing their way to consumer salvation.
- Retail credit boom could hit savings rate: RBI panel
The retail credit boom carries the potential to derail country's steady savings rate despite higher economic growth, high-powered working g...