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REIMBURSEMENT FOR HOSPITALISATION
Maternity cover in group health insurance plans: Why outdated limits leave employees paying more out of pocketOne of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically ...
Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in IndiaOPD cover in health insurance addresses out-of-pocket expenses for doctor visits, diagnostics, and medicines without hospitalization. While...
Missed insurance claim submission deadline? Don't worry, you are still eligible for reimbursement. Here's whyA Bombay High Court ruling favored policyholders, stating insurers cannot reject claims solely for delayed document submission beyond the 9...
Bundled vs standalone travel insurance: Which works best for your trip? Comparing costs, coverage, and claimsSince both serve specific purposes and needs, pick the one that suits your travel itinerary and circumstances
NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
Insurance companies can't time bar health claims: Bombay HCThe Bombay High Court has ruled that insurers cannot reject hospitalisation claims solely because they were filed after the time limit ment...
Despite high medical inflation only 15% of Indians made health insurance reimbursement claims above Rs 1 lakhA survey has revealed that only about 0.2% Indians had made and received a health insurance reimbursement claim above Rs 10 lakh during Apr...
These health insurance policies cover home treatment costs also: Is your policy one of these?The domiciliary hospitalisation feature is especially useful now as many Covid-19 patients are being turned away by hospitals due to shorta...
How to make a health insurance claim: All you need to knowCashless claim is the process in which the claim amount is directly paid by the health insurance company to the hospital. This facility is ...
How to file reimbursement claim for health insurance coverOnce the claim documents are submitted at the TPA /insurance company office in the prescribed format, the insurer will verify the documents...
Covid-19 insurance claims to exceed 50% of Q1 health payouts; 16,000 crore clearedIn the first quarter of the current fiscal, Covid claims are expected to be more than 50%. Even now claims are coming in for reimbursement ...
IRDAI proposes to restrict proportionate deduction in health insurance claims to help policyholdersIn most health insurance policies, if the rent of the room taken by the insured exceeds the rent covered in the policy, then the hospital b...
Why your cashless health insurance claim could be deniedA cashless claim may be denied if the information sent by the hospital is insufficient or if the ailment is not covered under the policy.
Filing mediclaim? Here's what you should doThough the guidelines gives a detailed claim-process description and set formats for all types of claim forms, the documentation process is...
How to make a health insurance claimPolicyholders can make health insurance claims either through cashless or reimbursement mode.
- What should you know while buying health insurance?
People often assume that only the cost incurred during a prolonged stay at hospital qualifies for reimbursement.
- Get more out of your health insurance plan
Insurance cos offer cover for various day-care procedures to lure customers. Here's how you can benefit from it.
- Health policy offers benefits beyond hospitalisation
Not only can they take care of your hospitalisation expenses, but also expenses incurred during the period prior to, and after, the stay in...
- Procedure for reimbursement claims for hospitalisation
ET gives a gist of the procedure typically followed by insurance companies or the third-party administrators associated with them and point...
- Medical insurance co to pay for failing to reimburse full claim
In the midst of the intense war between hospitals and medical insurance companies over health insurance reimbursements, here’s some hearten...