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RBI NPA GUIDELINES
Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...
Canara Bank sees NIM floor at 2.5%, confident of absorbing ECL hit without fresh equityCanara Bank anticipates a strong FY27. Margins are stable, and asset quality remains robust. The bank can manage upcoming provisioning need...
RBI allows banks to extend relief measures to borrowers without their requests in disaster-hit areasNew Reserve Bank of India guidelines empower banks to offer relief to all borrowers in calamity-hit regions. These measures, effective July...
These 8 private and public banking stocks have an upside of up to 35% in one year, according to analystsThere was a decline in banking stocks during Tuesday’s trading session. The drop came as a reaction to the RBI tightening its bad loan norm...
IndusInd is under lens over recovery incidentIndusInd Bank executives are now facing inquiries from law enforcement as two separate incidents of alleged assault by recovery agents over...
Expected credit loss rules: New provisioning framework to come into force in April 2027The new ECL guidelines would introduce a "staging framework" for asset classification under the ECL approach, replacing the existing incurr...
RBI declines pleas for more time, ECL to be effective from April 2027The Reserve Bank of India will implement a new Expected Credit Loss provisioning system from April 1, 2025. Banks must adopt this proactive...
RBI eases NPA-linked capital rules, scraps IFR buffer for banksThe Reserve Bank of India is easing capital rules for banks. A key condition linking quarterly profits to capital adequacy based on NPA pro...
Home loan default case: Why acting within 45 days can stop a bank auctionBanks can auction homes for home loan defaults. Borrowers facing this can approach the Debt Recovery Tribunal within 45 days of the bank's ...
Declaration of dividends by banks: RBI reviews certain norms, eligibility criteriaThe Reserve Bank of India (RBI) has revised its guidelines for the declaration of dividends by banks. The RBI has requested banks to consid...
Draft dividend payout norms unlikely to significantly impact most NBFCs: Report"The Reserve Bank of India's recent draft circular prescribing guidelines on dividend payout by non-banking financial companies (NBFCs), ba...
RBI's revised guidelines for resolution of stressed assets likely before May 23SC had quashed the RBI's February 12 circular on stressed loan recognition and resolution of large borrowers over Rs 2,000 crore, terming i...
FY16 bank financials may look different after the latest RBI circularThe central bank asked banks to make more disclosure regarding non-performing assets, provisions and net profit in “notes to accounts” in t...
Revised PCA to make banks more responsible: Dinesh Kumar Khara, SBIIf the bank managements are unable to initiate those corrective actions, new PCA guidelines make it clear what they can expect, says Khara.
Restricting lending limits for large borrowers "laudable": SBIRestricting lending limits for large borrowers will clearly help the banks to reduce their NPA levels going forward, an SBI research report...
NPA clause of public sector banks likely to be changedPSBs have already sought to delete this clause citing jump in the provisioning amount that has to be made towards such accounts.
Non-performing assets to double in two years: ICRA"There could be a steep increase in the reported NPA percentage from 3.3% as on March 2013 to as high as 5.5-6.5% in 2015," ICRA report sai...
NPAs may touch 6.5% in June 2015 on revised RBI norms: ICRAGiving the rationale behind such possible rise, the report said that with the change in classification of old restructured advances would b...
Proposed RBI draft guidelines positive for NBFCs: India RatingsNBFCs are likely to benefit from the proposed guidelines by the RBI which focus on enhanced corporate governance, said a report by India Ra...
- Core sector may get easy NPA norms
The central bank is factoring in project delays due to litigation. Move would allow companies such as GMR, Larsen & Toubro and Reliance Inf...