Expected credit loss rules: New provisioning framework to come into force in April 2027The new ECL guidelines would introduce a "staging framework" for asset classification under the ECL approach, replacing the existing incurr...
28 Apr, 2026, 07.26 AM IST
RBI declines pleas for more time, ECL to be effective from April 2027The Reserve Bank of India will implement a new Expected Credit Loss provisioning system from April 1, 2025. Banks must adopt this proactive...
28 Apr, 2026, 12.17 AM IST
Muhurat Trading: PNB shares in focus after company flags Rs 9,000 crore hit from RBI credit loss rulesPunjab National Bank expects a Rs 9,000 crore impact from RBI’s new expected credit loss (ECL) framework by 2031. The bank can absorb provi...
21 Oct, 2025, 11.37 AM IST
RBI’s Octoberfest: Cheers to new regulationsA deep dive into RBI’s October 2025 policy and its blueprint for banking resilience through the ECL framework, Basel III, and beyond
14 Oct, 2025, 12.10 PM IST
RBI reform plans to strengthen bank operating environment, boost credit flow: Rating agenciesGlobal rating agencies S&P and Fitch have welcomed the RBI's reform package, stating it will strengthen the banking operating environment a...
13 Oct, 2025, 06.39 PM IST
Shift to new provisioning ways to have little impact: SBI chairman CS SettyNew banking rules for credit loss provisions will have limited impact. The Reserve Bank of India has proposed a phased implementation start...
09 Oct, 2025, 12.22 AM IST
India's long transition period for credit loss norms to ease impact on banks: SBI chief C S SettyReserve Bank of India's new credit risk rules and expected credit loss framework will not greatly affect bank balance sheets. State Bank of...
08 Oct, 2025, 12.23 PM IST
How will RBI's new ECL framework impact lending practices?India's central bank has proposed significantly higher provisioning for lenders under a new expected credit loss framework. Unsecured loans...
08 Oct, 2025, 05.50 AM IST
RBI proposes changes to credit risk rules for lendersThe Reserve Bank of India is proposing significant changes to how banks assess loan risks and set aside funds for potential losses. These a...
07 Oct, 2025, 07.22 PM IST
RBI take steps to make banks resilient and competitiveThe RBI has directed large banks to adopt the Expected Credit Loss framework and revised Basel III capital norms from April 1, 2027, with a...
02 Oct, 2025, 10.50 AM IST
Credit growth, liquidity boost to support banking sector ahead of Basel III: Dinesh Kumar KharaIndian banks show strong capital and readiness for the ECL framework. Basel III norms become effective from April 2027. Former SBI Chairman...
01 Oct, 2025, 12.58 PM IST
RBI proposes four big measures to boost India's banking systemThe RBI proposed significant reforms to bolster India's banking sector, introducing risk-based deposit insurance premiums and an Expected C...
01 Oct, 2025, 11.20 AM IST
Final guidelines on project loans likely in 2-3 months: RBI officialThe final guidelines for project loans are expected to be announced in the next two to three months, according to a senior RBI official. Th...
29 Aug, 2024, 05.13 PM IST
Credit costs expected to increase if RBI’s proposed norms for projects under construction implementedThere is a possibility that the implementation of this framework will overlap with the expected credit loss (ECL) framework that is require...
28 May, 2024, 06.42 PM IST
RBI forms working group to find framework for transition to credit-loss based provisioning systemThe Reserve Bank of India has established a working group to propose a framework for a smoother transition to the expected credit loss-base...
04 Oct, 2023, 08.36 PM IST
Edelweiss denies wrongdoing in Nitin Desai suicide case, says recovery efforts creditors' rightEdelweiss denied allegations of wrongdoing in the case involving the suicide of Nitin Desai, an art director. The company stated that ECL F...
06 Aug, 2023, 10.59 PM IST
Transition to expected credit loss-based provisioning may hit banks only one time: ReportAccording to analysts at rating agency Icra, this is an important step towards banks' eventual shift to the Indian accounting standards (IN...
24 Jan, 2023, 04.36 PM IST