How Mukesh Ambani plans to spend Jio's mega Rs 27,500 crore IPO proceedsReliance Jio’s upcoming IPO aims to raise approximately $3 billion. The company intends to allocate Rs 27,500 crore to prepay debt, strengt...
19 Jun, 2026, 05.02 PM IST
Thinking of prepaying your home loan? CA says why you might be doing it wrongChartered accountant Paaras Gangwal advises caution on home loan prepayments. He explains that early loan prepayments yield significant sav...
11 Jun, 2026, 12.14 PM IST
How a simple home loan EMI calculation before you apply can reduce your interest burdenA home loan EMI calculator is an invaluable tool for financial planning, allowing users to estimate monthly repayments, total interest, and...
10 Jun, 2026, 11.14 AM IST
RBI holds repo rate, but for how long will relief for home loan borrowers continue?The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger ...
05 Jun, 2026, 12.32 PM IST
Paying home loan for 30 years? CA explains the hidden trap behind the home loans and the only way to beat itHomebuyers often overlook the true cost of 30-year home loans. Early EMIs primarily pay interest, not principal. Chartered Accountant Nitin...
29 May, 2026, 07.24 AM IST
Rs 42,000 salary, Rs 3 lakh debt and 634 credit score: CA explains how a teacher built Rs 11 lakh wealth in just 4 yearsNitin Kaushik shared how a 34-year-old teacher transformed her finances despite earning Rs 42,000 monthly and carrying Rs 3 lakh debt at 18...
20 May, 2026, 07.46 AM IST
Nearly half of India’s online orders are still COD. Why cash on delivery isn’t fading in the UPI eraCash on delivery continues to drive India's online shopping. Many first-time buyers, especially in smaller towns, prefer to pay after recei...
15 May, 2026, 06.41 PM IST
Man took Rs 45 lakh home loan in 2018 & cleared it 8 years early. But friends say he made 'financial mistake'. Here’s why the internet is dividedA Reddit user sparked debate online after revealing they paid off a Rs 45 lakh home loan eight years early by putting every spare rupee tow...
13 May, 2026, 05.51 PM IST
Nvidia stocks: Why is NVDA share price down even as AI giant paid several billion dollars investment in in Corning?Nvidia CEO Jensen Huang said the AI chip supplier has made "a multi-billion-dollar prepayment" that was not disclosed when it announced an ...
08 May, 2026, 05.27 AM IST
Planning to take home loan? 5 smart ways to maximise your benefitsThe amount you borrow should depend on your personal financial situation, including monthly expenses, existing liabilities, lifestyle needs...
01 May, 2026, 04.08 PM IST
Rs 25L loan, Rs 3L bonus: CA says don’t prepay your home loan yet and recommends 3 things insteadA chartered accountant's advice challenges the common instinct to immediately prepay home loans with bonuses. Instead, building an emergenc...
24 Apr, 2026, 09.40 AM IST
Bengaluru CA's Rs 1 crore home became her biggest regret. But she changed one financial habitChartered Accountant Meenal Goel revealed her Rs 1 crore home loan became a financial burden, with nearly Rs 1.89 crore going towards inter...
16 Apr, 2026, 11.18 AM IST
Wealth Hack of the Day: Save Rs 18.31 lakh on Rs 50 lakh home loan with this prepayment trickA prepayment strategy can significantly reduce your home loan tenure and interest payments. By paying one extra EMI annually on a Rs 50 lak...
16 Jan, 2026, 06.08 PM IST
Best time to prepay your home loan? 5 tips to save lakhs from your home loan prepaymentsFrom understanding the perfect timing to mastering different prepayment strategies that can save you lakhs in interest, here's everything y...
30 Oct, 2025, 04.02 PM IST
How a right home loan prepayment strategy can save big on interest and reduce loan tenureWith tax breaks gone, prepaying your home loan could save you more than you think.
23 Jun, 2025, 06.30 AM IST
Home loan: This strategy will save Rs 16 lakh on Rs 40-lakh loan, finish it 6 years earlyInterest rates on floating rate home loan, especially EBLR home loans, have risen by almost 2.5% within last 16 months due to which the EMI...
21 Sep, 2023, 03.21 PM IST
What are the strategies used in debt fundsIn the 34th of the 52-part series, ET Wealth lists out the approaches adopted by managers of debt funds to maximise the returns.
21 May, 2012, 08.47 AM IST