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PREDICTIVE UNDERWRITING MODEL
India’s first choice for cars is going second-handIndia’s car market is shifting gears: why stretch for a new hatchback when a used SUV gets you further? A booming pre-owned market is redef...- A 180% crypto rally shows new investing era as Bitcoin meltsMoney is moving from Bitcoin and Ether funds to crypto assets with a direct link to economic activity. The HYPE token, tied to the Hyperliq...
- Insurers racing to ‘AI-proof’ systems as IRDAI flags risksIndian insurers are rethinking how they assess cyber risks. Regulators have asked them to review exposure to artificial intelligence-driven...
- Solar June Sunshine can be a reliefIn a bold move to elevate its energy self-sufficiency, India is ramping up efforts to develop its environmental capabilities. The ALMM sche...
- Companies fish for cyber cover as AI liability risks surfaceIndian companies are turning to cyber insurance for protection against AI risks. Concerns about AI agents going rogue or chatbots providing...
- Beyond KYC: Why digital trust needs real-time intelligenceAshok Hariharan of IDfy argues that digital trust must evolve beyond one-time KYC to continuous, intelligence-led risk assessment across th...
- Fintech’s next reset: Why fundamentals are back in focusAs India’s fintech sector recalibrates after the 2021 funding surge, growth is no longer being rewarded in isolation.
- “Misselling isn’t just about commissions”: Bandhan Life CEO on insurance reality checkSatishwar B., MD and CEO, Bandhan Life Insurance, discusses the Public Insurance Registry, Bima Sugam, misselling and commissions, in a con...
- The architecture of resilience: Why India’s private credit stands apartIndia’s private credit market stands resilient amid global stress due to its conservative fund structures, strict leverage norms, and close...
- ET AI Conclave & Awards 2025: How L&T Finance is rewiring lendingAt the ET AI Conclave & Awards 2025 in Bengaluru, Dr. Debarag Banerjee, Chief AI Data Officer at L&T Finance, unveiled how AI tools such as...
- Unlocking $1 trillion: The future of MSME lending in India with new strategiesTraditional wisdom needs to be challenged, to enable and fuel MSME lending for the coming decade, says Rahul Jain, Head of BCG India & Hard...
- Legal and regulatory landscapes set to transform with InsurTech and AI in insurance: Lokanath Prasad Kar, ElpeeCoIndia's insurance sector is rapidly evolving, driven by new risks and technological advancements. While IRDAI's "Use & File" approach foste...
- Can fintech fix India’s EV resale and financing woesIndia's EV success hinges on accessible financing and reliable resale values, not just technology.
- Disrupting credit: Accumn’s Aniket Shah talks about how smart underwriting is reshaping retail lendingAccumn's CEO, Aniket Shah, discusses the evolution of credit underwriting from traditional methods to AI-powered systems. FinTech NBFCs are...
- How data is transforming EV battery health monitoringAdvanced machine learning and statistical models are being used to enhance EV battery safety, efficiency, and lifespan. By analyzing real-w...
- To AI or not to AI? Why artificial intelligence deciding your loan application makes regulators nervousAI & ML are now ubiquitous in banks and financial institutions as it helps the companies improve credit assessment and reduce frauds. Thoug...
- U GRO Capital seeks patent for its scorecard based underwriting modelThe scorecards for assessment at various stages have been developed in consultations with CRIF and CRISIL market experts.
- Government’s Rs 3 lakh crore MSME package best disbursed via digital MSME underwritingIf credit is not disbursed judiciously then the much need MSME credit guarantee package may not create the full bank-for-the buck.
- Artificial Intelligence revolution in lending: Hype or reality?Artificial Intelligence also brings with it, the ability to capture and exploit patterns that are unique to the loan portfolios of differen...
- Analytics & InsuranceOver the last 15 years, however, revolutionary advances in computing technology and the explosion of new digital data sources have expanded...
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