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PRE EXISTING DISEASES
Maternity cover in group health insurance plans: Why outdated limits leave employees paying more out of pocketOne of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically ...- Health insurance company denies claim over father’s alleged alcohol history; son fights back and wins Rs 6 lakhA software engineer's father's health insurance claim was denied by HDFC ERGO due to an alleged alcohol history. The insurer repudiated the...
- Shrimp startup Aquapulse bags Rs 45 crore to connect farmers with global buyersAquapulse has secured ₹45 crore in a funding round led by NABVENTURES. This capital will boost farm technology and disease management. The ...
- Vitamin B12 and Cancer: Why scientists are taking a closer look at high levelsNew research explores vitamin B12's complex link with cancer. While essential for health, high B12 levels are being investigated. Studies s...
- Insurer denies Rs 20 lakh life insurance claim over diabetes non-disclosure; woman fights back and wins; here’s whyA Delhi woman's Rs 20 lakh life insurance claim, denied due to alleged non-disclosure of diabetes and kidney diseases, was upheld by the St...
- AbbVie loses patent plea for Hep C drugThe Indian Patent Office has denied a secondary patent for AbbVie's Hepatitis C drug Maviret. This decision ensures continued access to aff...
- Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
- In 1871, a farmer left five cows on a remote island, 130 years later, scientists studied their DNA and found something that stunned themFive cows left on Amsterdam Island in 1871 became a feral herd of 2,000, a remarkable survival story. A 2024 genetic study revealed their m...
- Bundled vs standalone travel insurance: Which works best for your trip? Comparing costs, coverage, and claimsSince both serve specific purposes and needs, pick the one that suits your travel itinerary and circumstances
- NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
- Want higher health insurance coverage through super top-up policy? HDFC Ergo, Aditya Birla, ICICI Lombard, Niva Bupa, Care plans comparedRising healthcare costs necessitate enhanced coverage beyond base policies. Super top-up plans offer this crucial protection, acting as an ...
- International travel insurance: How to choose right cover with adequate medical protection, add-ons and claims supportMedical coverage, duration and geography, add-ons, and claims experience are some aspects one must keep in mind before selecting the intern...
- West Bengal elections 2026: Mamata Banerjee's 'Shree' formula runs the political math in the stateWest Bengal Chief Minister Mamata Banerjee has built her governance model around targeted welfare schemes since 2011, using them as a core ...
- Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
- 3 changes in health insurance claim rules to help consumers: Reduced waiting period for pre-existing diseases, moratoriumWhenever you buy a health policy, the insurer informs you about the waiting period for pre-existing diseases and specified diseases which a...
- I have pre-existing diseases. Should I buy health insurance for my spouse and myself separately?Health insurance pricing usually is based on age, and not pre-existing conditions. Buying a floater policy will mean for the same price, yo...
- In emergency, you can visit blacklisted hospital: IRDAIEarlier claims were admissible in a blacklisted hospital only in case of emergency accidents. Now, that allowance has been extended to emer...
- How health insurance has changed during the year 2019There has been a consistent effort to standardise health insurance definitions through various regulatory amendments. The industry is exper...
- How IRDAI panel proposes to make health insurance more buyer-friendlyAn Irdai constituted panel has recommended a simpler definition of pre-existing diseases to prevent any disputes over interpretation.
- Which critical illness insurance policy should a person with family history of diabetes buy?Some critical illness plans offer lump sum benefits covering between 20 and 37 diseases and come with life-time renewability.
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