Can Rs 2 crore retirement corpus generate Rs 2 lakh monthly income for 20 years after retirement?Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strateg...
25 May, 2026, 03.14 PM IST
₹50L, ₹75L or ₹1Cr: What is the maximum corpus you can build through the Sukanya Samriddhi Scheme? The answer might surprise youSukanya Samriddhi Yojana provides a powerful way to save for a girl child's education. This government-backed scheme offers high interest r...
21 May, 2026, 06.30 AM IST
This HR professional retires at 45 with Rs 1 crore, stops chasing luxury and says he’s happier than ever in DehradunAmit Chilka retired from corporate life at 45 with a Rs 1 crore corpus, challenging the notion that massive wealth is required for early re...
13 May, 2026, 08.07 PM IST
Planning a Rs 1 crore corpus in 10 years? Here’s how to optimise your mutual fund portfolioBuilding long-term wealth through mutual funds requires a prudent mix of asset allocation, disciplined investing, and regular portfolio rev...
20 Apr, 2026, 01.58 PM IST
Started investing in your 40s-50s? Compensate for lost years with higher savings and disciplined investingThe good thing is that you would be earning well in your 40s and 50s. Combine this with the fact that many of your other goals would have b...
20 Apr, 2026, 06.30 AM IST
Latest PPF rules: Can NRI continue investing in Public Provident Fund account he opened when he was an Indian resident?Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
11 Sep, 2024, 11.18 AM IST
Confused between PPF and ELSS mutual funds? Here are 5 factors to considerWhile the government declares the fixed interest rate offered to all PPF investors at the beginning of each financial quarter, ELSS funds a...
17 Apr, 2023, 04.49 PM IST
Rally in debt mutual funds is coming to an end: Steps investors should take to prepare for coming yrsWith interest rates at their lowest ever, the interest rate downtrend is on its last legs. This means debt mutual funds’ returns are likely...
05 Dec, 2020, 09.55 AM IST
I have two PPF accounts. What is the maximum tax benefit I can claim on both accounts?The ceiling for deposits to individual self account and minor account(s) to whom one is guardian, is currently capped at Rs 1.5 lakh in a f...
24 Nov, 2020, 12.47 PM IST
Why debt mutual funds don't earn fixed, pre-determined returnsDebt funds invest in fixed income securities such as bonds and deposits issued by the government, companies and institutions which typicall...
16 Mar, 2020, 06.30 AM IST
Should I continue with my PPF investment or invest maturity amount in mutual funds?Whether you should continue with your PPF investment post maturity or invest the maturity proceeds in mutual funds depends on whether you n...
24 Feb, 2020, 12.48 PM IST
NPS 1-year returns in high teens. Should you invest?A sustained decline in bond yields has pushed up NPS returns. Gilt funds earned 17-20% in past one year.
24 Jun, 2019, 06.30 AM IST
MF Portfolio Doctor: Why Ranjan needs to rethink plan to buy a second houseThe Portfolio Doctor assesses health of fund portfolio, examines the schemes and their suitability with regard to the goals and recommends ...
14 May, 2018, 06.30 AM IST
PPF interest rate cut to 7.9% but are other investment options better? Here's a comparisonThe interest rates of the PPF and other small savings schemes have been cut. Here is a low-down on the other options before investors.
17 Apr, 2017, 05.06 PM IST
Ask ET Mutual Funds: Suggest a good fund for my retirementIf you have any mutual fund queries, message ET Mutual Funds on Facebook . We will get it answered by our panel of experts.
03 Mar, 2017, 12.45 PM IST
Despite cut, small savings schemes better than bank FDsThe 10-year bond yield to which the PPF rate is linked has dropped by about 75 basis points since the last rate cut in March.
01 Oct, 2016, 02.33 PM IST
Why you should go beyond ELSS for effective tax planningMost investors need both ELSS and provident fund for effective tax planning.
01 Feb, 2016, 08.17 AM IST