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PPF SCHEME RULES
7 must-know things about EPS-95 pension: Eligibility, pension formula, family benefits and moreThe Employees' Pension Scheme, 1995, offers vital retirement benefits for organized sector workers. Managed by the Employees' Provident Fun...
5 small savings schemes offering up to 8.2% interest rate in 2026: SCSS, PPF, NSC and moreSmall savings schemes, popular for conservative investors, will retain their interest rates for the April-June 2026 quarter, offering retur...
₹50 lakh to ₹1.4 crore: How extending your PPF can add lakhs to your corpus and who should do itPPF maturity presents a choice: withdraw or extend for continued tax-free compounding. While government backing and tax benefits remain att...
RBI MPC Meeting 2026: Will FD interest rates increase as RBI holds repo rate?Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit rates soon. Rising inflation, a h...
Sukanya Samriddhi Yojana calculator: Can you build Rs 50 lakh corpus in SSY by investing Rs 50,000/year?Sukanya Samriddhi Yojana (SSY) offers a compelling investment avenue for girl children, currently providing an 8.2% annual interest rate. P...
PPF interest rate 2026: Has Public Provident Fund interest rate increased for April-June 2026 quarter?Public Provident Fund interest rate: The Finance Ministry confirmed that rates for small savings schemes will continue from the previous qu...
March 31, 2026 deadline: Don’t forget to make these minimum deposits in PPF, SSY, NPS to keep your accounts activeSubscribers of PPF, SSY, and NPS schemes must complete all financial year-end compliances and investments by March 31. To avoid account ina...
Mother continued PPF deposits after children turned 18; Kerala High Court orders her to pay back extra interestThe Kerala High Court ruled that a mother's PPF deposits for herself and her minor children must be clubbed, upholding the forfeiture of Rs...
Public Provident Fund: Has the interest rate for July-September 2025 been revised?PPF offers tax benefits under Section 80C, with interest and maturity amounts being tax-free. Resident individuals can open a PPF account w...
Public Provident Fund (PPF): Was interest rate changed for April-June 2025 quarter?The Public Provident Fund (PPF) in India remains a popular long-term investment option with a 15-year lock-in period and EEE tax status. Th...
Irregular PPF accounts: New rules from Oct 1, 2024 for regularisation of 3 types of irregular Public Provident Fund accountsOn August 21, 2024, the ministry released a circular that established the procedures for handling the regularization of unlawfully opened a...
To whom do the new Senior Citizen Savings Scheme (SCSS), PPF rules apply? Govt clarifiesThe Department of Posts came out with an detailed notification about senior citizen savings scheme (SCSS) and Public Provident Fund (PPF) f...
PPF account holders should deposit contribution by April 5: Here’s whyAs per the Public Provident Fund (PPF) scheme rules, the interest on PPF is calculated at the end of balance between fifth and end of the m...
What to do with PPF account after it completes 15 yearsPPF is one of the most preferred investment options due to its tax-exempt status. However, once the PPF account complete its 15 years, an a...
Forgot to invest in your PPF a/c before April 5? Here’s what you should do nowAs per the PPF scheme rules, the interest on the PPF deposit is calculated every month on the balance available in the PPF account but is c...
This type of PPF account cannot be extendedThe government amended rules in 2005 where it disallowed certain entities to open Public Provident Fund (PPF) accounts. Earlier, these enti...
PPF alert! Two or more PPF accounts opened after this date cannot be mergedAn individual cannot have more than one Public Provident Fund (PPF) account, according to the rules. If you have opened two or more Public ...
PPF scheme 2019: Loan against PPF account at 1% and other changes you need to knowThe government via a notification dated December 12, 2019, has replaced the PPF scheme 1968 with the PPF scheme 2019. Though major features...
Proposed PPF changes to benefit investorsThe Government Savings Certificates Act, 1959 and the PPF Act, 1968 are proposed to be merged with the Government Savings Banks Act, 1873.
Reserve Bank of India notifies increased PPF deposit limit of Rs 1.5 lakh per yearEarlier, this week, the government had notified the same in pursuance to an announcement made by Finance Minister Arun Jaitley this month.