What happens when investors stop SIPs during crises–real investors, real panic, and the real cost of walking awayFrom a cancer diagnosis in Kolkata to a layoff in Bengaluru to Covid panic in Agra—real investors, real crises, and the real cost of walkin...
25 May, 2026, 10.45 AM IST
Post office TD vs PSU bank 5-year FD: Where can you get higher maturity on Rs 2 lakh investment?For a 5-year fixed deposit, the Post Office TD scheme currently offers a higher interest rate compared to most public sector banks' 6%-6.25...
11 May, 2026, 02.22 PM IST
Can Rs 10 lakh in post office FD and Rs 10,000/month in RD build Rs 1 crore retirement corpus in 20 years?Interest rates may vary. If we talk about the post office, it offers a 6.7% interest rate on its RD, while its rate for the 5-year FD is 7....
09 May, 2026, 02.28 PM IST
SIP vs RD: With Rs 10,000 monthly investment, where can you make more money in 10, 15 and 20 years?Choosing between SIPs and Recurring Deposits (RDs) for regular investment presents a common dilemma. While RDs offer predictable, fixed ret...
07 May, 2026, 03.28 PM IST
Turning 60 this year? Senior citizen can file Form 121 to prevent TDS for the Tax Year 2026-27; Check how to avail and key details herePeople turning 60 at any point during the financial year can now claim senior citizen benefits for the full year while filing the new Form ...
13 Apr, 2026, 06.01 PM IST
Will FD investors see higher interest rates in coming months despite RBI holding repo rate?Retaining repo rates in succession was a relief for many FD investors who have been depositing for low maturity amounts for some time after...
08 Apr, 2026, 02.52 PM IST
FD rates set to rise? RBI repo decision may bring good news for investorsRising inflation may not force the RBI to increase the repo rate this time around, but in later MPC meetings, the likelihood of higher repo...
07 Apr, 2026, 12.54 PM IST
Bride’s premature FD withdrawal request denied by Post Office; Odisha High Court rules in her favourThe Odisha High Court ruled in favor of a bride seeking premature withdrawal from her Post Office FDs for her marriage. Despite the Post Of...
01 Oct, 2025, 02.05 PM IST
Post office vs bank FD: Highest 3-year interest rate on fixed deposit for Rs 5 lakh investment in 2025With banks reducing FD interest rates, the Post Office Time Deposit (POTD) remains competitive, offering 7.10% until June 2025. While major...
03 May, 2025, 12.19 PM IST
Tax-saving bank FDs or 5-year Post Office Time Deposit: Which offers higher interest now?5-year Post Office Time Deposit: Here is a quick comparison of FD interest rates offered by top banks and Post Office Time Deposit for gene...
18 Dec, 2024, 05.39 PM IST
If 5-year post office FD is prematurely withdrawn you will get only savings account interestThe premature withdrawal rules for post office time deposits (also known as post office FD) has been revised by the government. The new rul...
07 Dec, 2023, 12.33 PM IST
You can't prematurely withdraw 5-year post office FD before 4-yearsThe finance ministry has revised the rules for post office time deposits (POTD) recently. One of the major change in the rules is that five...
05 Dec, 2023, 01.15 PM IST
At 7.5%, 5-year post office time deposit (POTD) offers higher interest rate than major bank FDs; should you go for it?Interest rate of post office time deposits (POTD) which matures in five years, has touched 7.5 per cent for the July-September quarter of 2...
07 Aug, 2023, 12.26 PM IST
This post office scheme is now giving higher return than tax-saving fixed deposits; what to check before investingBank FD vs National Savings Certificate: Let us compare the features of the National Savings Certificate with five-year bank fixed deposits...
13 Apr, 2023, 05.16 PM IST
Bank FDs vs post office term deposit: Which offers senior citizens higher interest rate for short termThe government has raised interest rates on select term deposits by 1% on 2-year term deposits and 3% on 3-year term deposits. Here's a qui...
06 Oct, 2022, 03.14 PM IST
Risk-free instruments where you can invest FD maturity proceedsOne may either choose to reinvest the entire sum with the same bank or another highly-rated bank and continue earning monthly interest.
31 Dec, 2018, 10.00 AM IST
Should you avoid equity because of volatility?A mother does not want to take risk with her money by investing in equity. But her daughter knows she must invest a little bit in equity. S...
24 Sep, 2018, 06.30 AM IST