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PENALTY FOR MISSED EMI
Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...- Delinquency vs default: Know the difference and how they affect your credit score and borrowing abilityIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...
- Instant ₹10,000 loan approval strategy: How to pick lenders offering the best interest ratesA ₹10,000 instant personal loan may look small on paper, but that doesn’t mean you should choose a lender casually.
- Planning to take home loan? 5 smart ways to maximise your benefitsThe amount you borrow should depend on your personal financial situation, including monthly expenses, existing liabilities, lifestyle needs...
- Struggling with a big credit card bill? Converting to EMIs may help but read the fine print firstConverting large credit card bills to EMIs offers immediate relief by breaking down payments, but comes with significant costs beyond state...
- Gold loan repayment: Which method saves you the most money? A simple guide for every borrowerGold loans offer quick liquidity, but choosing the wrong repayment method can significantly increase your interest burden. From regular EMI...
- Is no-cost EMI really cost-free? Read terms and conditions carefully for hidden charges and missed discountsEasy EMIs aid festive buys, but hidden charges and missed discounts require careful reading.
- Missed the EMI of your loan by 1 day? It can cost you more than you thinkMissing a loan payment, even for one day, can harm your credit score. This can lead to higher interest rates on future loans. Banks may als...
- Copa America 2024 semifinal: Lionel Messi's Argentina to face Canada yet again, match prediction, how to watchCopa America 2024 semifinal will see an epic thriller as Lionel Messi's Argentina will clash against the Canada lineup, who have, after per...
- Taking a loan? Follow these 8 golden rulesIf a significant portion of your income is consumed by EMIs, it could have an adverse effect on essential financial objectives, such as sav...
- These 7 actions can adversely impact your credit scoreThe credit score determines a borrower's creditworthiness. The credit score also impacts the amount of loan sanctioned and the interest rat...
- Aparna Ramachandra on how to manage loans & credit rating, avoid EMI defaultsMissing EMIs on loans, particularly personal loans, can result in penalties, late payment fees and legal action against borrowers. With per...
- 3 ways to repay a home loan quickly by making changes in the payment cycleWith rising interest rates scenario leading to higher EMIs or longer payment period, it makes the situation even more difficult. So, people...
- Banks yet to act on EMI relief, spark confusionStarting Wednesday, borrowers are due to pay their monthly instalment but banks are not ready yet to implement the special facility created...
- Amazon, Flipkart 'instant credit' offers decodedIf you were avoiding a big ticket purchase due to cash crunch and are tempted to avail this facility, here is everything you need to know a...
- Consider the fine print before taking a loanAlthough the intervention of technology has changed the way loans are being disbursed, what lacks is the practice of careful borrowing.
- Golden rules of borrowingThe longer the repayment period of a loan the lower the EMI but it is best to keep the tenure the shortest you can afford.
- Ten golden rules to follow when taking a loanIf your EMIs gobble up too much of your income, other critical financial goals, like saving for retirement, might get impacted.
- Seven smart ways to reduce loan burden without stressing your walletIf you also find it difficult to repay your loans, you may need to tweak your approach. Here are some strategies that can help you manage y...
- Switching lender? Get your facts rightTips for those who are contemplating a switch of home loan lenders.
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