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PAARAS GANGWAL
Want to build wealth? CA shares the simple Marwadi money rule behind their financial successCA Nitin Kaushik highlighted the Marwadi money rule of buying something only when you can afford it twice in cash. CA Paaras Gangwal shared...- He earned Rs 1.8 lakh a month, lent Rs 22 lakh to friends and family. Then one mistake cost his family dearly, says CACA Paaras Gangwal shared the story of Saurabh, a 40-year-old pharma employee earning Rs 1.8 lakh a month who had saved around Rs 54 lakh an...
- CA explains how one simple home loan trick can save you lakhs and cut years off your loanA simple annual habit can dramatically cut home loan costs. By paying just one extra EMI each year, a borrower named Vishal saved approxima...
- Thinking of prepaying your home loan? CA says why you might be doing it wrongChartered accountant Paaras Gangwal advises caution on home loan prepayments. He explains that early loan prepayments yield significant sav...
- Mumbai couple earning Rs 40 LPA still can't buy their dream home. CA explains why: 'People are not buying homes anymore....'Mumbai's property market shows a widening gap between salaries and home prices. A couple earning Rs 40 lakh annually struggles to afford a ...
- Your income grows, but EMI remains same. CA shares a blunt warning for home loan borrowersMany Indians take home loans and keep their monthly payments the same for decades. As salaries increase, this comfortable approach benefits...
- Marwaris don’t chase luxury first. CA shares 7 timeless money rules Marwari families follow to build their wealthMarwari families build wealth differently. They focus on disciplined systems and long-term thinking. Money is not for spending but for crea...
- He started with Rs 50,000/month at 28. By 60, he would have Rs 16 crore. CA explains the mathA disciplined investment strategy, starting with Rs 50,000 monthly and a 10% annual increase, can build a multi-crore corpus by age 60. Thi...
- At 25, he chose gadgets over a Rs 10,000 investment. It could have grown into croresA story highlights how starting investments early in your twenties dramatically impacts future wealth. Saurabh began a small monthly invest...
- Planning a baby? CA gives 'realistic cost check' on how it could exceed Rs 1 croreRaising a child in India now demands significant financial planning, with initial costs potentially reaching Rs 4 lakh in metro cities. Mon...
- From Rs 15,000 SIP to Rs 18,000 expenses: How much does it cost to raise a child in India? CA shares the financial breakdownChartered Accountant Paaras Gangwal revealed the significant financial commitment of raising a child in India, estimating initial birth cos...
- 35-year-old spends Rs 1 lakh per month. CA explains why he will need at least Rs 13 crore to secure his futureRetirement planning is more than saving leftovers. Lifestyle costs increase significantly over time due to inflation. A 35-year-old spendin...
- Rs 25L loan, Rs 3L bonus: CA says don’t prepay your home loan yet and recommends 3 things insteadA chartered accountant's advice challenges the common instinct to immediately prepay home loans with bonuses. Instead, building an emergenc...
- Rs 2 crore house, bigger EMI, less freedom? CA shares a blunt money lessonA chartered accountant's viral post challenges perceptions of wealth. It questions whether a large, heavily mortgaged home truly signifies ...
- Couple earned Rs1.4 lakh a month. Rs 45,000 left after expenses. CA shares how one missed conversation caused daily arguments between themMany couples face financial tension despite comfortable incomes. Chartered Accountant Paaras Gangwal highlights that silence, not shortage,...
- For 'office, we are replaceable': CA shares a lesson after a young employee dies of heart attackA young professional's sudden cardiac arrest at work highlighted a stark workplace reality. While roles are easily filled, the irreplaceabl...
- CA shares real incident. As company bans WFH, employee uses it as an excuse to refuse urgent work beyond office hoursA Gen Z employee in Mumbai has cleverly navigated his company's strict no work from home policy. When asked why he ignored an important cli...
- CA in shock. His wife and mother are beating him at investing by huge marginsWedding gold jewelry has surprisingly outperformed stock market investments for some. Paaras Gangwal shared how his wife and mother's gold ...
- CA explains how Trump’s trade war may shake up Bangalore, Pune real estate amid stock and gold market slideUS tariffs have sparked recession fears, impacting Indian IT and real estate. Bengaluru and Pune face challenges as IT firms slow down. Lay...
- Bengaluru and Pune property prices are in danger due to Trump tariff fallout, CA warnsThe 26% tariff on Indian imports by the Trump administration has raised concerns about a possible US recession impacting Indian IT hubs lik...
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