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OVERLEVERAGING MICROFINANCE
Bernstein says Aadhar Housing, Home First, other housing stocks can rally up to 34%. Here are 3 reasons whyBernstein sees a significant rally potential of up to 34% in affordable housing finance stocks like Home First Finance and Aptus Value Hous...26 May, 2026, 02.48 PM IST- Over-leveraged borrowers put Rs 15,800 crore microfinance portfolio at riskMicrofinance has become a double-edged sword, with substantial debt levels amassing to about ₹15,800 crore among borrowers juggling multipl...12 May, 2026, 12.50 AM IST
- MFIs bounce back after 7 quarters of contraction and write-offsIndia's microfinance sector shows a strong rebound. The loan portfolio expanded significantly in the March quarter. This marks a recovery a...07 May, 2026, 12.55 PM IST
- Arohan Financial plans to file for IPO within a monthMicrofinance firm Arohan Financial Services is preparing to file for a ₹1,400-crore IPO within a month, aiming for a ₹600 crore primary iss...17 Apr, 2026, 06.48 AM IST
- Arohan Financial Services in final lap to file DRHP for Rs 1400 crore IPOArohan Financial Services plans a Rs 1,400 crore IPO, combining fresh issue and OFS, amid improving microfinance sector conditions. With be...16 Apr, 2026, 09.05 PM IST
- Credit penetration among women rise 5-fold to Rs 76 lakh crore between 2017 and 2025Women borrowers have seen a significant five-fold increase in credit access, reaching Rs 76 lakh crore by 2025. This represents 26% of all ...13 Apr, 2026, 04.18 PM IST
- Microfinance sector back on track with higher-value loansThe microfinance market saw growth in February. The total loan book reached Rs 3.29 lakh cr. Loan disbursements increased. Portfolio qualit...30 Mar, 2026, 06.08 AM IST
- At bottom of the pyramid, 21 million small borrowers have dropped outTwenty-one million small borrowers exited formal finance. Lenders stopped new loans to those with overdue payments after a microfinance cri...17 Mar, 2026, 12.54 AM IST
- Govt may cap lending rates to MFIs under guarantee schemeThe finance ministry is set to direct banks to cap lending rates at 2% above MCLR for microfinance companies under a new credit guarantee s...16 Mar, 2026, 06.03 AM IST
- Overleveraged borrowers in microfinance down by halfThe microfinance arena is experiencing a noteworthy transformation, as the strain of overleveraged borrowers lessens significantly. Current...24 Nov, 2025, 09.04 AM IST
- Overleveraged borrowers in microfinance down by a halfThe microfinance sector is prioritizing asset quality stabilization and cautious credit expansion, implementing guardrails like limiting le...24 Nov, 2025, 06.00 AM IST
- Three-lender cap rule for microfinance from April 1, further stress likely in short termFrom April 1, microfinance lenders are set to cap borrowers' access to a maximum of three lenders, aiming to prevent overleveraging. This r...31 Mar, 2025, 12.44 AM IST
- Stress in microfinance sector doubles in April to September 2024: RBIAsset quality stress in the microfinance sector doubled from April to September 2024, with loans overdue increasing from 2.15% to 4.30%. Bo...30 Dec, 2024, 05.49 PM IST
- Microfinance loans continue to weigh on banksIndian lenders such as Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, and RBL Bank foresee ongoing asset quality issues in the microf...30 Oct, 2024, 12.27 AM IST
- Problems of over-lending in microfinance surface againOverleveraging in microfinance has resurfaced despite RBI's regulations from two years ago. Issues include unreliable household income meas...21 Aug, 2024, 03.36 PM IST
- Banks to follow microloan code to cut risksMaximum 3 lenders can give loans to a single borrower; amount capped at Rs 60k under joint liability group rules05 May, 2017, 11.34 AM IST
- Micro loan providers including banks to follow model business code“When implemented, the whole issue of over-leveraging can be addressed,” said MFIN chief executive Ratna Vishwanathan. “We are pushing it a...04 May, 2017, 09.36 PM IST
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